U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

WaFd Bank

BankSeattle, WAActive

FDIC certificate 28088

Data observedAugust 3, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
28088
company ID
Not published — no verified match
More identifiers
Federal Reserve
656377
OCC charter number
Not published — no verified match
Not published — no verified match
Official website
https://www.wafdbank.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Seattle, WA
HMDA activity
Published activity year 2025
Listed branch locations
210
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam March 1, 2026
Institution history
18 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Seattle, WA
activity
Published activity year 2025
Listed branch locations
210
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam March 1, 2026
Institution history
18 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

788reported records

299reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

Ask about this activity

activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

788

2025

Loan originations

299

2025

Denials

71

2025

Withdrawals

120

2025

Denial rate among decisioned applications

18.8%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
202578829987112018.8%
20243,8281,6412670382129.7%
20234,6221,950339031,10231.3%
20228,2063,903651,3371,57625.2%
20219,6684,380931,0731,67819.3%
20208,8974,632831,3921,58022.8%
20197,1183,526651,4031,21728.1%
20187,0963,662691,5471,07329.3%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional788
FHA0
VA0
RHS / FSA0
Home purchase437
Home improvement107
Refinancing16
Cash-out refinancing81

State reporting

10 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

Total CFPB mortgage complaint records

103

Coverage start

December 1, 2012

Data through

August 20, 2026

Annual activity

CFPB mortgage complaint records by year
YearComplaint records
201311
201411
201513
201615
20176
20187
20195
20206
20217
20228
20234
20245
20252
20263

Leading issues

  1. Loan servicing, payments, escrow account

    None

    18

  2. Loan modification,collection,foreclosure

    None

    17

  3. Trouble during payment process

    None

    17

  4. Applying for a mortgage or refinancing an existing mortgage

    None

    11

  5. Application, originator, mortgage broker

    None

    8

View all issues (15)

  1. Closing on a mortgage

    None

    8

  2. Settlement process and costs

    None

    6

  3. Credit decision / Underwriting

    None

    4

  4. Struggling to pay mortgage

    None

    4

  5. Trouble during payment process

    Trying to communicate with the company to fix an issue while managing or servicing your loan

    4

  6. Struggling to pay mortgage

    Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure

    2

  7. Applying for a mortgage or refinancing an existing mortgage

    Delays in the application process

    1

  8. Trouble during payment process

    Interest rate

    1

  9. Trouble during payment process

    Loan sold or transferred to another company

    1

  10. Trouble during payment process

    Payment process

    1

States

  1. Washington

    38

  2. California

    15

  3. Arizona

    14

  4. Oregon

    8

  5. New Mexico

    5

View all states (16)

  1. Nevada

    4

  2. Utah

    4

  3. Idaho

    3

  4. Illinois

    3

  5. Texas

    3

  6. Florida

    1

  7. Minnesota

    1

  8. Missouri

    1

  9. New York

    1

  10. None

    1

  11. Tennessee

    1

Company response

  1. Closed with explanation

    93

  2. Closed with monetary relief

    9

  3. Closed

    1

Timely response

Timely-response figures are a count distribution as reported to CFPB, not a score.

  1. Yes

    103

How to read these figures

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.

Read the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
WaFd Bank
Display name
WaFd Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 9, 1989
Established date
January 1, 1917
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Seattle, WA, 98101, United States
Website
https://www.wafdbank.com
FDIC certificate number
28088
Federal Reserve
656377
Domestic location count
213
Source observed
August 3, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
28088
Federal Reserve
656377
D38AC76TAMYI50NBPX33
Headquarters
425 Pike Street, Seattle, WA, 98101, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
March 1, 2026
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
March 1, 2026SatisfactoryFDICLarge Bank Exam

Read the methodology

Formal hierarchy

FFIEC NIC hierarchy rows

8

Showing 1 through 8 of 8 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipPIKE STREET LABS, INC.Domestic Entity OtherRedmond, WA
Direct relationshipRAYMOND JAMES HOUSING OPPORTUNITIES FUND 76 LLCDomestic Entity OtherSaint Petersburg, FL
Direct relationshipSTATEWIDE MORTGAGE SERVICES COMPANYDomestic Entity OtherSeattle, WA
Direct relationshipURBAN HOUSING VENTURES III, LLCDomestic Entity OtherSeattle, WA
Direct relationshipWAFD EMPLOYERS BOLI TRUSTDomestic Entity OtherWilmington, DE
Direct relationshipWAFD INSURANCE GROUP, INC.Domestic Entity OtherLa Conner, WA
Direct relationshipWASHINGTON SERVICES, INC.Domestic Entity OtherSeattle, WA
ROOT_INSTITUTIONWAFD BANKNon-member BankSeattle, WA

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

Ask about these locations

Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

210

Showing 1 through 50 of 210 listed locations

Scroll sideways to see every branch column.

Showing 1 through 50 of 210 FFIEC NIC branch locations
BranchAddressCityStatePostal code
BENSON BRANCH149 West Fourth StreetBensonAZ85602
BISBEE BRANCH10 Bisbee RoadBisbeeAZ85603
DOUGLAS BRANCH1001-5 G AvenueDouglasAZ85607
GILBERT BRANCH675 South Cooper Road, Suite 103GilbertAZ85233
GLENDALE BRANCH6895 West Bell RoadGlendaleAZ85308
GLOBE BRANCH996 North Broad StreetGlobeAZ85501
PALM VALLEY BRANCH1744 North Litchfield RoadGoodyearAZ85395
GREEN VALLEY BRANCH303 West Esperanza BoulevardGreen ValleyAZ85614
MESA BRANCH5852 East Mckellips RoadMesaAZ85215
SUPERSTITION SPRINGS BRANCH6835 East Baseline RoadMesaAZ85209
NOGALES MARIPOSA BRANCH298 West Mariposa Road, #1NogalesAZ85621
PAYSON BRANCH213 South Beeline HighwayPaysonAZ85541
CAMELBACK BRANCH2198 East Camelback Road, Suite 100PhoenixAZ85016
PARADISE VALLEY BRANCH13648 N. Tatum Blvd, Ste 103PhoenixAZ85032
PRESCOTT VALLEY BRANCH5980 East 2nd StreetPrescott ValleyAZ86314
SAFFORD BRANCH301 West Main StreetSaffordAZ85546
SPECTRUM BRANCH6720 N Scottsdale Road, Suite 111ScottsdaleAZ85253
SHOW LOW BRANCH1301 East Deuce OF ClubsShow LowAZ85901
SUN CITY BRANCH14626 North Del Webb BoulevardSun CityAZ85351
PRASADA BRANCH13641 N Prasada Parkway Suite 140SurpriseAZ85388
4910 BROADWAY BRANCH4910 East Broadway BoulevardTucsonAZ85711
CAMINO SECO BRANCH8675 East Broadway BoulevardTucsonAZ85710
ORACLE AND MAGEE BRANCH8001 North Oracle Road, Suite 101TucsonAZ85704
SOUTH TUCSON BRANCH1833 South 6th AvenueTucsonAZ85713
SWAN AND SUNRISE BRANCH4788 East Sunrise DriveTucsonAZ85718
TUCSON CAMPBELL BRANCH3286 N Campbell AveTucsonAZ85719
YUMA 4TH AVENUE BRANCH1315 S 4th Avenue, Suite BYumaAZ85364
YUMA FORTUNA BRANCH11453 S Fortuna RDYumaAZ85367
BEVERLY HILLS BRANCH175 South Beverly DriveBeverly HillsCA90212
TOLUCA LAKE BRANCH4100 West Alameda Avenue, Suite 104BurbankCA91505
EL SEGUNDO BRANCH2041 Rosecrans Avenue, Suite 130El SegundoCA90245
ENCINO BRANCH16600 Ventura BoulevardEncinoCA91436
LONG BEACH BRANCH5348 East 2nd StreetLong BeachCA90803
LOS ALTOS BRANCH4546 EL Camino Real Suite A-10Los AltosCA94022
PASADENA BRANCH170 South Lake Avenue, Suite 120PasadenaCA91101
SAN JOSE BRANCH1420 EL Paseo DE SaratogaSan JoseCA95130
SAN RAFAEL BRANCH1016 Irwin StreetSan RafaelCA94901
SANTA ROSA BRANCH500 Third StreetSanta RosaCA95401
BLACKFOOT BRANCH280 W. Judicial StreetBlackfootID83221
BOISE FEDERAL WAY BRANCH3563 South Federal WayBoiseID83705
BOISE MAIN BRANCH1001 West Idaho StreetBoiseID83702
BOISE TOWNE SQUARE BRANCH675 North Milwaukee Street, Suite 100BoiseID83704
CALDWELL BRANCH515 Cleveland BoulevardCaldwellID83605
EAGLE BRANCH701 East State Street, Suite 100EagleID83616
HAILEY BRANCH215 North Main StreetHaileyID83333
IDAHO FALLS BRANCH3350 South 25th EastIdaho FallsID83406
JEROME BRANCH140 East Main StreetJeromeID83338
KETCHUM BRANCH460 Sun Valley Road, Suite 101KetchumID83340
MCCALL BRANCH204 East Park StreetMccallID83638
EAGLE AND USTICK BRANCH3423 East Ustick RoadMeridianID83646

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

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Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

18

Showing 1 through 18 of 18 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
March 1, 2024Charter Discontinued (Merger or Purchase & Assumption)—
November 14, 2015Charter Discontinued (Merger or Purchase & Assumption)FIRST MUTUAL SALES FINANCE, INC.
November 1, 2012Charter Discontinued (Merger or Purchase & Assumption)—
December 17, 2011Failure - Government Assistance ProvidedWESTERN NATIONAL BANK
October 15, 2011Charter Discontinued (Merger or Purchase & Assumption)—
January 9, 2010Failure - Government Assistance ProvidedHORIZON BANK
February 2, 2008Charter Discontinued (Merger or Purchase & Assumption)—
February 13, 2007Charter Discontinued (Merger or Purchase & Assumption)—
September 1, 2003Charter Discontinued (Merger or Purchase & Assumption)—
November 30, 1996Charter Discontinued (Merger or Purchase & Assumption)METROPOLITAN FEDERAL SAVINGS AND LOAN ASSOCIATION OF SEATTLE
May 14, 1994Failure - Government Assistance ProvidedGREAT AMERICAN FEDERAL SAVINGS ASSOCIATION
March 13, 1993Charter Discontinued (Merger or Purchase & Assumption)FIRST FEDERAL SAVINGS BANK
September 4, 1991Charter Discontinued (Merger or Purchase & Assumption)FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF IDAHO FALLS
June 23, 1990Failure - Government Assistance ProvidedFAMILY FEDERAL SAVINGS ASSOCIATION
September 16, 1988Charter Discontinued (Merger or Purchase & Assumption)FREEDOM FEDERAL SAVINGS AND LOAN ASSOCIATION
August 27, 1988Charter Discontinued (Merger or Purchase & Assumption)NORTHWEST FEDERAL SAVINGS AND LOAN ASSOCIATION
July 7, 1987Charter Discontinued (Merger or Purchase & Assumption)PROVIDENT FEDERAL SAVINGS AND LOAN ASSOCIATION
July 7, 1987Charter Discontinued (Merger or Purchase & Assumption)UNITED FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

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Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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