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How can I check whether a company or person can make or broker mortgage loans?

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Short answer

You can check whether a company or person is authorized to make or broker mortgage loans through the Nationwide Multistate Licensing System () Consumer Access site. The CFPB also says you can usually check disciplinary orders with your state regulator. U.S. Mortgage Index does not grant, confirm, or publish live license results.

Full explanation

The CFPB says NMLS keeps a free public lookup to see whether a company or individual is allowed to originate or broker mortgages in a given state. The official destination for that check is . U.S. Mortgage Index is not that registry and does not independently license originators or confirm live license status.
You can usually also check whether there has been an order of disciplinary action against an individual loan originator or company by contacting your state regulator.
Use the official Consumer Access site for any lookup. Do not rely on a third-party copy of search results, and do not treat a listing as advice to hire a particular company. Authorization in a state is a licensing fact, not a recommendation. If the public record is unclear, verify with NMLS Consumer Access or the state regulator before you proceed.

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Educational summary of public sources. Not personalized advice. The original official source controls where applicable.

Last reviewed

September 9, 2026

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