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Mortgage Rates

Daily mortgage-rate information from Mortgage News Daily, plus weekly national benchmark references from Freddie Mac and the Mortgage Bankers Association. These figures are informational and are not personalized mortgage offers.

Daily Mortgage Rate Snapshot

Daily mortgage-rate information provided by Mortgage News Daily.

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Weekly Mortgage Rate References

Freddie Mac publishes weekly fixed-rate mortgage averages, while the Mortgage Bankers Association reports additional weekly mortgage-market measurements.

These weekly reference figures are not currently reproduced by USMI. Visit the original publishers for their latest releases.

Use Our Mortgage Calculators

Estimate a payment, home price, or refinance break-even with a rate you enter. Eligible weekly Freddie Mac fixed-rate references can populate those calculators when they are approved for publication. The daily snapshot stays on this page and does not set calculator values.

Mortgage payment calculatorAffordability calculatorRefinance break-even calculator

Understanding Mortgage Rates

  • Weekly versus daily. Freddie Mac and the Mortgage Bankers Association publish weekly surveys. Mortgage News Daily publishes an independent daily market snapshot through its official widget.
  • Different methodologies. A weekly survey average and a daily market reading can differ on the same day. That does not automatically mean either source is incorrect.
  • National references versus offers. These are national references, not a personalized loan offer from a lender.
  • Fixed versus adjustable. A 5/1 ARM starts with a fixed introductory rate and can change later. It is not a 30-year fixed loan.

Methodology and official sources

Weekly sources. Freddie Mac Primary Mortgage Market Survey and the MBA Weekly Applications Survey, each attributed to its own publisher and reporting date.

Daily source. Mortgage News Daily, shown through its official widget. Those daily figures stay in the widget and do not set calculator values.

Methodology and official sources

Official sources

National references are not personalized lender offers

Mortgage rates, APRs, points, fees and eligibility vary by borrower, property, location and provider. USMI market measures are informational and are not personalized mortgage offers. Confirm current terms directly with a mortgage provider and review your Loan Estimate. USMI does not quote a mortgage or predict the rate you may receive.

Ask USMI about mortgage rates

Ask USMI can help explain market-reference rates, APR, rate changes, and why an advertised rate may differ from a personalized quote.

Ask about mortgage rates