U.S. Mortgage Index
Back

About

Why U.S. Mortgage Index exists

Public mortgage data exists, but it is fragmented across regulators, formats, and portals. U.S. Mortgage Index organizes institution-level public records into a neutral verification layer that consumers, journalists, lenders, brokers, and researchers can inspect.

Read the methodologyView data sources

Who this public index serves

The visual is editorial. It does not rank audiences or imply that USMI provides personalized advice to any group.

Who U.S. Mortgage Index servesConsumers, researchers, and providers connect to public mortgage intelligence through verification, transparency, and education.U.S. Mortgage IndexConsumersResearchersProviders / lendersPublic mortgage intelligenceverification · transparency · education
  • ConsumersVerify institutions, understand public records, and ask better questions.
  • ResearchersInspect source-backed institution records with methodology and limitations.
  • Providers / lendersReview published public-source profiles and submit corrections when needed.

What we are

U.S. Mortgage Index (USMI) is a U.S. public-source mortgage research and verification platform operated by US Mortgage Index LLC.

A public-source intelligence and verification layer for the U.S. mortgage market. We prioritize source traceability, conservative language, and correction rights. The public directory currently publishes Bank, Credit Union, and Mortgage Company profiles. This is not a complete NMLS universe; other institution categories appear only when they meet publication criteria. USMI is not the MBA Mortgage Market Index, an ARM index, an MBS index, a house-price index, a mortgage lender, a broker, or a marketplace.

What we are not

Not a lender. Not a broker. Not a marketplace. Not a rate-comparison website. We do not provide mortgage, legal, credit, or eligibility advice, and we do not sell paid directory rankings.

What U.S. Mortgage Index is not

Why public-source transparency matters

Material facts on USMI profiles should be traceable to an official public source or clearly marked as not published. Transparency lets readers inspect the record instead of accepting an unexplained score, ranking, or recommendation.

Operating principles

  • Neutrality over lead generation
  • Source attribution on material facts
  • Human review before disputed changes go public
  • Clear limitations on complaint and survey data

Operator

U.S. Mortgage Index is operated by US Mortgage Index LLC.

U.S. Mortgage Index is the company's public mortgage research and verification platform.