FDIC BankFind Suite
Federal Deposit Insurance CorporationFederal bank-regulator dataFederal public source
What USMI uses it forBank baseline identity and institutional fields on published bank profiles.
ScopeNationwide active FDIC-insured institution export used for bank baseline profiles. FDIC is not a default source for credit unions or mortgage companies.
LimitationsHeadquarters location identifies where a bank is based. It is not the same as branch presence or every market where the institution serves customers. Aggregate domestic office counts, when shown, are not branch-location records.
Dataset periodNot published
Source publicationNot published
USMI retrieval dateNot published
Source reviewedNot published
Open FDIC BankFind ↗
NCUA — List of Active Federally Insured Credit Unions
National Credit Union AdministrationFederal credit-union regulator dataFederal public source
What USMI uses it forInstitution identity, membership, assets, loans, shares/deposits, ratios, and growth metrics for federally insured credit unions.
Scope4,250 active federally insured credit unions. NCUA is not a default source for banks or mortgage companies. Source addresses in this file are mailing addresses.
LimitationsTotal loans include all reported loan categories and are not mortgage-specific volume. NCUA data does not by itself establish NMLS licensing or HMDA reporting.
Dataset period2026 Q1
Source publicationNot published
USMI retrieval dateNot published
Source reviewedNot published
Open NCUA ↗
NCUA Call Report — Credit Union Branch Information
National Credit Union AdministrationOfficial location source
What USMI uses it forSource-labeled physical main-office and location information.
ScopeMain office must not automatically be called legal headquarters. Where a main-office record was unavailable, profiles may show the reported mailing location instead.
LimitationsCoverage is source-specific. Published profiles are not a complete NMLS universe and do not represent every mortgage lender, broker, or mortgage company in the United States.
Dataset period2026 Q1
Open NCUA ↗
NMLS Consumer Access
Nationwide Multistate Licensing System & Registry (State Regulatory Registry LLC / CSBS)State or multistate licensing systemState or multistate system
What USMI uses it forCompany identifiers, licensing status signals, and registered MLO counts where an independent NMLS match has been verified.
ScopeShown only when an NMLS company ID has been verified for the published profile.
LimitationsNMLS Consumer Access is an official verification route for relevant mortgage companies and persons. An NMLS listing alone does not prove safety. Absence of an NMLS company ID on a USMI profile does not prove that no license or NMLS record exists. USMI does not license or approve lenders, and USMI does not publish a complete NMLS universe.
Dataset periodNot published
Source publicationNot published
USMI retrieval dateNot published
Source reviewedNot published
Open NMLS Consumer Access ↗
CFPB Consumer Complaint Database
Consumer Financial Protection BureauFederal public complaint recordsFederal public source
What USMI uses it forPublication-authorized mortgage complaint activity on lender profiles.
ScopeComplaint records received by the CFPB and mapped to USMI entity profiles where publication is authorized.
LimitationsComplaint volume does not establish misconduct. Listing this source does not imply CFPB endorsement.
Dataset periodNot published
Source publicationNot published
USMI retrieval dateNot published
Source reviewedNot published
Open CFPB complaints ↗
HMDA / FFIEC data publication
CFPB / Federal Financial Institutions Examination CouncilFederal mortgage-activity publicationFederal public source
What USMI uses it forActivity-year and search status fields, plus published HMDA activity tables.
ScopePublished HMDA activity years 2018–2025 for reporters matched to USMI identities. HMDA/CFPB activity can cover depositories and nondepositories.
LimitationsPublished figures are matched USMI HMDA activity, not the official all-filer HMDA universe. Absence of matched activity does not establish that an institution made no mortgage loans or filed no HMDA data. Being an HMDA reporter does not by itself establish every mortgage-market role.
Dataset period2018–2025
Source publicationNot published
USMI retrieval dateNot published
Source reviewedNot published
Open HMDA data publication ↗
OCC institution search
Office of the Comptroller of the CurrencyNational-bank charter reference
What USMI uses it forNational bank charter details and LEI confirmation where used in the staging compilation.
ScopeOCC charter fields are bank-specific.
LimitationsOCC charter fields are not inherited by mortgage company profiles.
Open OCC ↗
FFIEC National Information Center
Federal Financial Institutions Examination CouncilFederal institution, branch, history, and relationship recordsFederal public source
What USMI uses it forRegulatory identity, listed locations, institutional history events, organizational relationships, and related-institution presentation where published.
ScopeShown only for institutions with publication-authorized FFIEC NIC records.
LimitationsFFIEC events and relationships are shown as reported by the source and are not independent legal conclusions or a complete ownership analysis. A history event, branch record, or relationship record is not by itself a present-day corporate assertion.
Dataset periodNot published
Source publicationNot published
USMI retrieval dateNot published
Source reviewedNot published
Open FFIEC NIC ↗
FFIEC CRA Ratings Database
Federal Financial Institutions Examination CouncilFederal CRA examination recordsFederal public source
What USMI uses it forCommunity Reinvestment Act examination ratings and examination dates where a publication-authorized record is matched to a USMI profile.
ScopeShown only for institutions with publication-authorized CRA examination records. A CRA rating is an examination result, not a USMI score.
LimitationsThis information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Dataset periodNot published
Source publicationNot published
USMI retrieval dateNot published
Source reviewedNot published
Open FFIEC CRA Ratings Database ↗
Freddie Mac Primary Mortgage Market Survey
Freddie MacWeekly national benchmarkGovernment-sponsored enterprise survey
What USMI uses it forOptional weekly 30-year and 15-year fixed reference rates on the Mortgage Rates page and, when eligible, calculator planning inputs.
ScopeNational conventional conforming purchase-oriented weekly averages. Not a lender-specific offer and not a dedicated refinance survey.
LimitationsPublication of the numerical values remains separately rights-gated. Production does not republish PMMS figures until a documented republication method is approved. Preview may show a clearly labeled historical fixture. Listing this source does not imply Freddie Mac endorsement.
Open Freddie Mac PMMS ↗
MBA Weekly Applications Survey
Mortgage Bankers AssociationIndustry weekly surveyIndustry association survey
What USMI uses it forSeparate weekly ARM reference when an independently verified source record and publication approval exist.
ScopeMBA 5/1 ARM is not the same product as a 7/6 SOFR ARM and is not mixed with Freddie Mac or Mortgage News Daily series.
LimitationsMBA numerical republication remains separately rights-gated. No subscription license or general redistribution grant is on file. MBA permission is independent of Freddie Mac permission and of the Mortgage News Daily widget.
Open MBA ↗
Mortgage News Daily
Mortgage News DailyCommercial third-party rate widgetCommercial third party
What USMI uses it forDisplay-only daily mortgage-rate snapshot through the official generated widget.
ScopeOfficial widget embed on the public Mortgage Rates page. USMI does not extract widget numbers into its database or calculators.
LimitationsMND Terms of Use also restrict certain reuse, commercial activity, framing, and systematic retrieval. Official generated widgets are the authorized publication method. Numerical extraction remains unauthorized. Listing this source does not imply endorsement.
Dataset periodNot published
Source publicationNot published
USMI retrieval dateNot published
Source reviewedNot published
Open Mortgage News Daily rates ↗
USMI calculations, editorial tables, and profile compilation are USMI-derived publications. They are not original government datasets. USMI-specific reuse terms are not currently published.Underlying government-source rights remain with the publishing agency. Commercial third-party material, including Mortgage News Daily, keeps that publisher's own terms.
