U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

Busey Bank

BankChampaign, ILActive

FDIC certificate 16450

Data observedAugust 3, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
16450
company ID
Not published — no verified match
More identifiers
Federal Reserve
416245
OCC charter number
Not published — no verified match
Not published — no verified match
Official website
https://www.busey.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Champaign, IL
HMDA activity
Published activity year 2025
Listed branch locations
81
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam October 14, 2025
Institution history
23 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Champaign, IL
activity
Published activity year 2025
Listed branch locations
81
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam October 14, 2025
Institution history
23 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

2,072reported records

1,481reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

Ask about this activity

activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

2,072

2025

Loan originations

1,481

2025

Denials

243

2025

Withdrawals

272

2025

Denial rate among decisioned applications

13.9%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
20252,0721,4812224327213.9%
20242,0831,4862823927313.6%
20232,4341,7723229828514.2%
20223,9683,0604339637311.3%
20215,5994,448634515149.1%
20208,7296,518914689686.6%
20197,5294,908614726988.7%
20186,1374,2595854768111.2%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional1,986
FHA69
VA15
RHS / FSA2
Home purchase1,012
Home improvement360
Refinancing367
Cash-out refinancing92

State reporting

24 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

Total CFPB mortgage complaint records

8

Coverage start

December 1, 2012

Data through

August 20, 2026

Annual activity

CFPB mortgage complaint records by year
YearComplaint records
20223
20231
20253
20261

Leading issues

  1. Applying for a mortgage or refinancing an existing mortgage

    Application denials

    1

  2. Applying for a mortgage or refinancing an existing mortgage

    Changes in loan terms during the application process

    1

  3. Applying for a mortgage or refinancing an existing mortgage

    Confusing or misleading advertising or marketing

    1

  4. Closing on a mortgage

    None

    1

  5. Incorrect information on your report

    Information is missing that should be on the report

    1

View all issues (8)

  1. Struggling to pay mortgage

    None

    1

  2. Trouble during payment process

    Loan sold or transferred to another company

    1

  3. Trouble during payment process

    None

    1

States

  1. Missouri

    6

  2. Illinois

    2

Company response

  1. Closed with explanation

    8

Timely response

Timely-response figures are a count distribution as reported to CFPB, not a score.

  1. Yes

    8

How to read these figures

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.

Read the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Busey Bank
Display name
Busey Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
July 8, 1946
Established date
July 8, 1946
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Champaign, IL, 61820, United States
Website
https://www.busey.com
FDIC certificate number
16450
Federal Reserve
416245
Domestic location count
81
Source observed
August 3, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
16450
Federal Reserve
416245
549300O7SGM8FH65GQ47
Headquarters
100 West University Avenue, Champaign, IL, 61820, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
October 14, 2025
Regulator
Federal Reserve
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
October 14, 2025SatisfactoryFederal ReserveLarge Bank Exam
December 1, 2022SatisfactoryFDICLarge Bank Exam
July 1, 2019SatisfactoryFDICLarge Bank Exam
April 1, 2016OutstandingFDICLarge Bank Exam
March 1, 2013SatisfactoryFDICLarge Bank Exam
October 1, 2009SatisfactoryFDICLarge Bank Exam
December 1, 2005OutstandingFDICLarge Bank Exam
April 7, 2003OutstandingFDICLarge Bank Exam
January 1, 2000OutstandingFDICLarge Bank Exam
September 1, 1996OutstandingFDICSmall Bank
August 1, 1994OutstandingFDICNot Reported
September 1, 1992OutstandingFDICNot Reported

Read the methodology

Formal hierarchy

FFIEC NIC hierarchy rows

5

Showing 1 through 5 of 5 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipBUSEY CAPITAL MANAGEMENT, INC.Domestic Entity OtherUrbana, IL
Direct relationshipCROSSFIRST INVESTMENTS, INC.Domestic Entity OtherLeawood, KS
Direct relationshipFIRSTECH, INC.Data Processing ServicerDecatur, IL
Direct relationshipPULASKI SERVICE CORPORATIONDomestic Entity OtherSaint Louis, MO
ROOT_INSTITUTIONBUSEY BANKState Member BankChampaign, IL

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

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Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

81

Showing 1 through 50 of 81 listed locations

Scroll sideways to see every branch column.

Showing 1 through 50 of 81 FFIEC NIC branch locations
BranchAddressCityStatePostal code
PHOENIX BRANCH3237 E. Camelback RoadPhoenixAZ85018
SCOTTSDALE18655 North Claret Drive, Suite 250ScottsdaleAZ85255
TUSCON BRANCH7981 North Oracle RoadTucsonAZ85704
COLORADO SPRINGS BRANCHOne South Nevada AvenueColorado SpringsCO80903
CHERRY CREEK/DENVER101 University Blvd, Suite 150DenverCO80206
ULSTER/DENVER BRANCH4582 S. Ulster St., Ste 150DenverCO80237
DEL PRADO BANKING CENTER2524 Del Prado BoulevardCape CoralFL33904
FORT MYERS BRANCH7980 Summerlin Lakes DriveFort MyersFL33907
NORTH PORT OFFICE14803 Tamiami TrailNorth PortFL34287
ALTON BRANCH4415 Martin Luther King DriveAltonIL62002
BELLEVILLE BRANCH5720 West Main StreetBellevilleIL62226
2101 NORTH VETERANS PARKWAY OFFICE2101 North Veterans ParkwayBloomingtonIL61704
VETERANS BRANCH1111 South Veterans ParkwayBloomingtonIL61701
7020 COUNTY LINE ROAD BRANCH7020 County Line RoadBurr RidgeIL60527
ROBESON CROSSING BRANCH3002 West Windsor RoadChampaignIL61822
WEST FACILITY2011 West Springfield AvenueChampaignIL61821
WEST KIRBY FACILITY909 West KirbyChampaignIL61821
CHANNAHON BRANCH25140 West Channon DriveChannahonIL60410
DIAMOND BRANCH2315 East Division StreetCoal CityIL60416
COLLINSVILLE BRANCH101 South Morrison AvenueCollinsvilleIL62234
130 NORTH WATER STREET OFFICE130 North Water StreetDecaturIL62523
FIRST BANK NORTH OFFICE2505 North Water StreetDecaturIL62526
K-MART FINANCIAL CENTER FACILITY2070 South Mount Zion RoadDecaturIL62521
118 COLE STREET OFFICE118 Cole StreetEast PeoriaIL61611
EDWARDSVILLE BRANCH330 West VandaliaEdwardsvilleIL62025
TROY ROAD/EDWARDSVILLE BRANCH2004 Troy RoadEdwardsvilleIL62025
FAIRMONT CITY BRANCH2870N 44th StreetFairmont CityIL62201
GLEN CARBON BRANCH2142 South State Route 157Glen CarbonIL62034
CHESTNUT/GLENVIEW BRANCH2222 Chestnut AvenueGlenviewIL60026
GREENWOOD/GLENVIEW BRANCH3310 Glenview RoadGlenviewIL60025
WAUKEGAN/GLENVIEW BRANCH800 Waukegan RoadGlenviewIL60025
MARYVILLE/GRANITE CITY BRANCH3502 Maryville RoadGranite CityIL62040
HIGHLAND BRANCH100 Suppiger LaneHighlandIL62249
13901 SOUTH BELL ROAD BRANCH13901 South Bell RoadHomer GlenIL60491
2801 BLACK ROAD BRANCH2801 Black RoadJolietIL60435
BRIGGS BRANCH801 South BriggsJolietIL60433
CASS BRANCH601 East Cass StreetJolietIL60432
301 E. CEDAR OFFICE301 East CedarLe RoyIL61752
312 EAST MAIN STREET OFFICE312 East Main StreetMahometIL61853
MORRIS BRANCH1400 Heritage DriveMorrisIL60450
MOUNT PROSPECT BRANCH299 West CentralMount ProspectIL60056
DOWNTOWN NAPERVILLE BRANCH401 South Main StreetNapervilleIL60540
NAPERVILLE BRANCH24 West Gartner RoadNapervilleIL60540
NORTHBROOK BRANCH1707 Shermer RoadNorthbrookIL60062
OAKBROOK OFFICE1 Midamerica Plaza, Suite 140Oakbrook TerraceIL60181
PEKIN BRANCH3200 Veterans DrivePekinIL61554
GILES BRANCH6699 North Sheridan RoadPeoriaIL61614
KUMPF BRANCH405 North William Kumpf BoulevardPeoriaIL61605
NORTHPOINT FACILITY8919 North Knoxville AvenuePeoriaIL61615
SHERIDAN OFFICE4520 North Sheridan RoadPeoriaIL61614

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

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Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

23

Showing 1 through 23 of 23 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
June 21, 2025Charter Discontinued (Merger or Purchase & Assumption)—
June 22, 2024Charter Discontinued (Merger or Purchase & Assumption)—
August 14, 2021Charter Discontinued (Merger or Purchase & Assumption)—
October 5, 2019Charter Discontinued (Merger or Purchase & Assumption)—
November 1, 2018Charter Discontinued (Merger or Purchase & Assumption)BUSEY TRUST COMPANY
March 17, 2018Charter Discontinued (Merger or Purchase & Assumption)—
November 4, 2017Charter Discontinued (Merger or Purchase & Assumption)—
November 5, 2016Charter Discontinued (Merger or Purchase & Assumption)—
March 14, 2015Charter Discontinued (Merger or Purchase & Assumption)—
August 29, 2009Charter Discontinued (Merger or Purchase & Assumption)—
November 10, 2007Charter Discontinued (Merger or Purchase & Assumption)—
May 21, 2005Charter Discontinued (Merger or Purchase & Assumption)—
October 31, 1998Charter Discontinued (Merger or Purchase & Assumption)—
January 19, 1996Charter Discontinued (Merger or Purchase & Assumption)—
July 2, 1993Failure - Government Assistance ProvidedEAGLE BANK OF CHAMPAIGN COUNTY, NATIONAL ASSOCIATION
March 28, 1992Failure - Government Assistance ProvidedOLYMPIC FEDERAL SAVINGS ASSOCIATION
November 16, 1991Charter Discontinued (Merger or Purchase & Assumption)—
November 16, 1991Charter Discontinued (Merger or Purchase & Assumption)—
November 16, 1991Charter Discontinued (Merger or Purchase & Assumption)—
November 3, 1989Charter Discontinued (Merger or Purchase & Assumption)—
January 1, 1988Charter Discontinued (Merger or Purchase & Assumption)—
January 1, 1987Charter Discontinued (Merger or Purchase & Assumption)BUSEY FIRST NATIONAL BANK
January 1, 1987Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

Ask about these sources

Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

Related research pages