Real Estate Settlement Procedures Act

Closing a mortgage and servicing it afterward are heavily documented processes. RESPA is the federal statute that covers much of that settlement and servicing ground. TILA is a different statute about credit-term disclosures. Regulation X is the CFPB restatement of RESPA, not a second page.

CFPB’s official RESPA resource page identifies the statute and Regulation X and points to the main provisions, including kickbacks and mortgage servicing. That official identity is PRIMARY.

QWR, error resolution, referral fees, and escrow rules sit in the RESPA family. Readers need the statute page before those parts.

• Error resolution
• Qualified written request
• Referral fee
• Settlement agent
• Truth in Lending Act

This page is a statute identity. It is not a guide to remedies or deadlines.