HMDA records
5,674
2025
Public institution profile · Bank · Not a recommendation
Wilmington Savings Fund Society, FSB
BankWilmington, DEActive
FDIC certificate 17838
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 17838
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 437914
- OCC charter number
- 707938
- Not published — no verified match
- Official website
- https://www.wsfsbank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Wilmington, DE
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 96
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 8 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Wilmington, DE
- activity
- Published activity year 2025
- Listed branch locations
- 96
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 8 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
5,674reported records
3,884reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
3,884
2025
Denials
888
2025
Withdrawals
637
2025
Denial rate among decisioned applications
18.3%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 5,674 | 3,884 | 69 | 888 | 637 | 18.3% |
| 2024 | 8,117 | 3,249 | 56 | 1,024 | 534 | 23.7% |
| 2023 | 8,480 | 2,755 | 47 | 977 | 565 | 25.9% |
| 2022 | 10,239 | 3,679 | 83 | 1,284 | 578 | 25.4% |
| 2021 | 9,849 | 5,014 | 66 | 1,229 | 783 | 19.5% |
| 2020 | 9,563 | 4,407 | 58 | 890 | 733 | 16.6% |
| 2019 | 6,334 | 2,841 | 26 | 849 | 507 | 22.8% |
| 2018 | 5,190 | 2,170 | 25 | 778 | 317 | 26.2% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 5,507 |
| FHA | 143 |
| VA | 22 |
| RHS / FSA | 2 |
| Home purchase | 1,848 |
| Home improvement | 1,468 |
| Refinancing | 1,495 |
| Cash-out refinancing | 120 |
State reporting
46 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Wilmington Savings Fund Society, FSB
- Display name
- Wilmington Savings Fund Society, FSB
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- February 6, 1958
- Established date
- February 18, 1832
- Charter class
- Federal savings bank
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Wilmington, DE, 19801, United States
- Website
- https://www.wsfsbank.com
- FDIC certificate number
- 17838
- Federal Reserve
- 437914
- OCC charter number
- 707938
- Domestic location count
- 95
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- Federal Savings Bank
- Primary activity
- NAICS 52218
- FDIC certificate
- 17838
- Federal Reserve
- 437914
- 5493005DKMV1IHIM8E20
- Headquarters
- 500 Delaware Avenue, Wilmington, DE, 19801, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
8
Showing 1 through 8 of 8 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 1832 HOLDINGS, INC | Domestic Entity Other | Wilmington, DE |
| Direct relationship | BENEFICIAL EQUIPMENT FINANCE CORPORATION | Domestic Entity Other | Pottstown, PA |
| Direct relationship | BMT INSURANCE ADVISORS, INC. | Domestic Entity Other | Philadelphia, PA |
| Direct relationship | CRUSADER SERVICING CORPORATION | Domestic Entity Other | Bryn Mawr, PA |
| Direct relationship | NEWLANE FINANCE COMPANY | Domestic Entity Other | Philadelphia, PA |
| Direct relationship | ROYAL REAL ESTATE OF PENNSYLVANIA, INC. | Domestic Entity Other | Narberth, PA |
| Direct relationship | ROYAL TAX LIEN SERVICES LLC | Domestic Entity Other | Bryn Mawr, PA |
| ROOT_INSTITUTION | WILMINGTON SAVINGS FUND SOCIETY, FSB | Federal Savings Bank | Wilmington, DE |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured federal savings bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
96
Showing 1 through 50 of 96 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| FOX RUN BRANCH | 210 Fox Hunt Drive | Bear | DE | 19701 |
| CAMDEN BRANCH | 4566 South Dupont Highway | Camden | DE | 19934 |
| DELAWARE CITY BRANCH | 145 Clinton Street | Delaware City | DE | 19706 |
| DOVER MART BRANCH | 290 South Dupont Highway | Dover | DE | 19901 |
| WEST DOVER BRANCH | 1486 Forrest Avenue | Dover | DE | 19904 |
| HARRINGTON BRANCH | 7 Commerce Street | Harrington | DE | 19952 |
| LANTANA BRANCH | 6274 Limestone Road | Hockessin | DE | 19707 |
| LEWES BRANCH | 34383 Carpenters Way | Lewes | DE | 19958 |
| MIDDLETOWN CROSSING BRANCH | 400 East Main Street | Middletown | DE | 19709 |
| MILFORD BRANCH | 688 North Dupont Boulevard | Milford | DE | 19963 |
| LONGNECK BRANCH | 25926 Plaza Drive | Millsboro | DE | 19966 |
| MILLSBORO BRANCH | 26644 Center View Drive | Millsboro | DE | 19966 |
| AIRPORT PLAZA SHOPPING CENTER BRANCH | 144 North Dupont Highway | New Castle | DE | 19720 |
| GROVE BRANCH, THE | 115 Grove Lane | Newark | DE | 19711 |
| UNIVERSITY PLAZA SHOPPING BRANCH | 100 University Plaza | Newark | DE | 19702 |
| WEST NEWARK BRANCH | 201 Suburban Plaza | Newark | DE | 19711 |
| OCEAN VIEW BRANCH | 69 Atlantic Avenue | Ocean View | DE | 19970 |
| REHOBOTH BRANCH | 19335 Coastal Highway | Rehoboth Beach | DE | 19971 |
| SMYRNA BRANCH | 400 Jimmy Drive | Smyrna | DE | 19977 |
| BANK CENTER BRANCH | 500 Delaware Avenue | Wilmington | DE | 19801 |
| BELLEVUE WEALTH MANAGEMENT CENTER BRANCH | 300 Bellevue Parkway, Suite 300 | Wilmington | DE | 19809 |
| BRANDYWINE BRANCH | 1712 Foulk Road | Wilmington | DE | 19803 |
| CONCORD BRANCH | 1700 Rocky Run Parkway | Wilmington | DE | 19803 |
| FAIRFAX SHOPPING CENTER BRANCH | 2005 Concord Pike | Wilmington | DE | 19803 |
| GREENVILLE BRANCH | 3908 Kennett Pike | Wilmington | DE | 19807 |
| MIDWAY BRANCH | 4601 Kirkwood Highway | Wilmington | DE | 19808 |
| PRICES CORNER SHOPPING CENTER BRANCH | 3202 Kirkwood Highway | Wilmington | DE | 19808 |
| UNION STREET BRANCH | 211 North Union Street | Wilmington | DE | 19805 |
| BOCA RATON WEALTH OFFICE | 980 North Federal Highway Suite 110-30 | Boca Raton | FL | 33432 |
| NECK ROAD BRANCH | 1029 Neck Road | Burlington | NJ | 08016 |
| SUNSET ROAD BRANCH | 3 Sunset RD & Route 541 | Burlington | NJ | 08016 |
| CHERRY HILL EAST BRANCH | 1901 Route 70 East | Cherry Hill | NJ | 08003 |
| CHERRY HILL WEST BRANCH | 818 Haddonfield Road | Cherry Hill | NJ | 08002 |
| DELRAN BRANCH | 3002 Route 130 North | Delran | NJ | 08075 |
| LUMBERTON BRANCH | 1636-61 Route 38 & Eayrestown Road | Lumberton | NJ | 08048 |
| MEDFORD LAKES BRANCH | 700 Stokes Road | Medford Lakes | NJ | 08055 |
| MOORESTOWN BRANCH | 53 East Main Street | Moorestown | NJ | 08057 |
| MOUNT LAUREL CHURCH ROAD BRANCH | 4522 Church Road | Mount Laurel | NJ | 08054 |
| PRINCETON OFFICE | 212 Carnegie Center | Princeton | NJ | 08540 |
| PRINCETON WEALTH OFFICE | 47 Hulfish Street Suite 320 | Princeton | NJ | 08542 |
| TABERNACLE BRANCH | 1484 Route 206 | Tabernacle | NJ | 08088 |
| WILLINGBORO BRANCH | 4406 Route 130 North | Willingboro | NJ | 08046 |
| LAS VEGAS WEALTH MANAGEMENT OFFICE | 101 Convention Center Drive Suite P109 | Las Vegas | NV | 89109 |
| ARDMORE BRANCH | 50 West Lancaster | Ardmore | PA | 19003 |
| ASTON BRANCH | 5000 Pennell Road | Aston | PA | 19014 |
| SHANNONDELL BRANCH | 10000 Shannondell Drive | Audubon | PA | 19403 |
| BALA CYNWYD BRANCH | 135 East City Avenue | Bala Cynwyd | PA | 19004-2448 |
| BERWYN WEALTH OFFICE | 1436 Lancaster Avenue | Berwyn | PA | 19312 |
| BLUE BELL BRANCH | 640 Skippack Pike | Blue Bell | PA | 19422 |
| BRIDGEPORT BRANCH | 105 West 4th Street | Bridgeport | PA | 19405 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
8
Showing 1 through 8 of 8 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | BENEFICIAL BANK |
| August 13, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 10, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 6, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 4, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | CHRISTIANA BANK AND TRUST COMPANY, THE |
| November 22, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | FIDELITY FEDERAL SAVINGS & LOAN ASSOCIATION |
| July 18, 1981 | Failure - Government Assistance Provided | PEOPLES SAVINGS & LOAN ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.