Listed locations
41
Institution profile
SmartBank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- SmartBank
- Display name
- SmartBank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 8, 2007
- Established date
- January 8, 2007
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Pigeon Forge, TN, 37863, United States
- Website
- http://www.smartbank.com
- FDIC certificate number
- 58463
- Federal Reserve RSSD ID
- 3532641
- Domestic location count
- 43
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 58463
- Federal Reserve RSSD ID
- 3532641
- LEI
- 549300GZY55UGMUMI322
- Headquarters
- 2430 Teaster Lane, Suite 205, Pigeon Forge, TN, 37863, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 41 of 41 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| AUBURN BRANCH | 1940 East Samford Ave | Auburn | AL | 36830 |
| BIRMINGHAM BRANCH | 101 Office Park Dr. | Birmingham | AL | 35223 |
| CHATOM BRANCH | 16780 Jordan Street | Chatom | AL | 36518 |
| DOTHAN BRANCH | 170 East Main ST | Dothan | AL | 36301 |
| FAIRHOPE BRANCH | 106 Ecor Rouge Place | Fairhope | AL | 36532 |
| HUNTSVILLE BRANCH | 300 Clinton Avenue West | Huntsville | AL | 35801 |
| JACKSON BRANCH | 1600 College Avenue | Jackson | AL | 36545 |
| MCINTOSH BRANCH | 158 Commerce Street | Mcintosh | AL | 36553 |
| MOBILE BRANCH | 3704 Dauphin Street | Mobile | AL | 36608 |
| MONTGOMERY BRANCH | 207 Montgomery Street, Suite 100 | Montgomery | AL | 36104 |
| NORTHPORT BRANCH | 2000 Lurleen B. Wallace Boulevard | Northport | AL | 35476 |
| THOMASVILLE BRANCH | 33219 Highway 43 | Thomasville | AL | 36784 |
| INDIAN HILLS BRANCH | 230 Mcfarland Circle North | Tuscaloosa | AL | 35406 |
| UNIVERSITY BRANCH | 2301 University Boulevard | Tuscaloosa | AL | 35401 |
| DESTIN BRANCH | 34990 Emerald Coast Pkwy Ste 100 | Destin | FL | 32541 |
| PANAMA CITY HIGHWAY 77 BRANCH | 2713 Highway 77 | Panama City | FL | 32405 |
| PENSACOLA DOWNTOWN BRANCH | 201 North Palafox Street | Pensacola | FL | 32502 |
| TALLAHASSEE BRANCH | 2375 Centerville Rd. | Tallahassee | FL | 32308 |
| ALCOA | 109 Associates Boulevard | Alcoa | TN | 37701 |
| EAST RIDGE BRANCH | 4154 Ringgold Road | Chattanooga | TN | 37412 |
| GUNBARREL BRANCH | 2280 Gunbarrel Road | Chattanooga | TN | 37421 |
| MILLER PLAZA BRANCH | 835 Georgia Avenue | Chattanooga | TN | 37402 |
| KEITH STREET BRANCH | 3200 Keith Street Northwest | Cleveland | TN | 37312 |
| COOKEVILLE BRANCH | 1080 Interstate Drive | Cookeville | TN | 38501 |
| CROSSVILLE BRANCH | 807 North Main Street | Crossville | TN | 38555 |
| FRANKLIN BRANCH | 9050 Carothers Parkway | Franklin | TN | 37067 |
| GATLINBURG OFFICE | 570 East Parkway | Gatlinburg | TN | 37738 |
| HIXSON BRANCH | 5319 Highway 153 | Hixson | TN | 37343 |
| JAMESTOWN BRANCH | 500 North Main Street | Jamestown | TN | 38556 |
| BEARDEN BRANCH | 5401 Kingston Pike, Suite 600 | Knoxville | TN | 37919 |
| CEDAR BLUFF BRANCH | 202 Advantage Place | Knoxville | TN | 37922 |
| FARRAGUT OFFICE | 11216 Kingston Pike | Knoxville | TN | 37934 |
| MARYVILLE BRANCH | 214 Keller Lane | Maryville | TN | 37801 |
| MURFREESBORO PARKWAY BRANCH | 1605 Medical Center Parkway | Murfreesboro | TN | 37129 |
| OOLTEWAH BRANCH | 8966 Old Lee Highway | Ooltewah | TN | 37363 |
| DOLLY PARTON PARKWAY BRANCH | 710 Dolly Parton Parkway | Sevierville | TN | 37862 |
| SEVIERVILLE BRANCH | 1011 Parkway | Sevierville | TN | 37862 |
| SEVIERVILLE MAIN | 111 East Main Street | Sevierville | TN | 37862 |
| SEYMOUR BRANCH | 11403 Chapman Highway | Seymour | TN | 37865 |
| TULLAHOMA BRANCH | 1400 North Jackson Street | Tullahoma | TN | 37388 |
| WARTBURG BRANCH | 705 Main Street | Wartburg | TN | 37887 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- July 22, 2024
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 22, 2024 | Satisfactory | Federal Reserve | Large Bank Exam |
| September 13, 2021 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 5, 2019 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 1, 2016 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| June 11, 2012 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| June 16, 2008 | Satisfactory | Federal Reserve | Small Bank |
Institutional history
7 FFIEC NIC history events
Showing 1 through 7 of 7 history events
| Event date | Event type | Related institution |
|---|---|---|
| September 1, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 27, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 20, 2012 | Failure - Government Assistance Provided | GULFSOUTH PRIVATE BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
5 FFIEC NIC relationship records
Showing 1 through 5 of 5 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FOUNTAIN EQUIPMENT FINANCE, LLC | Finance Company | Knoxville, TN |
| Direct relationship | SB AVIATION, LLC | Domestic Entity Other | Knoxville, TN |
| Direct relationship | SMART INVESTMENT MANAGEMENT, INC. | Domestic Entity Other | Knoxville, TN |
| Direct relationship | SMARTHOLDINGS I, INC | Domestic Entity Other | Pigeon Forge, TN |
| ROOT_INSTITUTION | SMARTBANK | State Member Bank | Pigeon Forge, TN |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank