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Institution profile

PeoplesSouth Bank

Bank · Active · Headquarters: Colquitt, GA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
PeoplesSouth Bank
Display name
PeoplesSouth Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
October 19, 1973
Established date
October 19, 1973
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Colquitt, GA, 39837, United States
Website
http://www.peoplessouth.com
FDIC certificate number
21292
Federal Reserve RSSD ID
518037
Domestic location count
33
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
21292
Federal Reserve RSSD ID
518037
Headquarters
203 West Crawford Street, Colquitt, GA, 39837, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

32

Showing 1 through 32 of 32 listed locations

Scroll sideways to see every branch column.

Showing 1 through 32 of 32 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ABBEVILLE BRANCH519 Kirkland StreetAbbevilleAL36310
ASHFORD BRANCH414 BroadwayAshfordAL36312
COLUMBIA BRANCH109 E Church STColumbiaAL36319
DOTHAN EAST BRANCH3605 E Main StreetDothanAL36301
DOTHAN NORTH BRANCH2861 John D Odom RoadDothanAL36303
DOTHAN WEST BRANCH2926 Ross Clark Circle SouthwestDothanAL36301
EUFAULA BRANCH1245 South Eufaula AveEufaulaAL36027
HEADLAND BRANCH617 East Church StreetHeadlandAL36345
OZARK BRANCH211 West Reynolds StreetOzarkAL36360
PHENIX CITY BRANCH1200 US Hwy 280 BypPhenix CityAL36867
APALACHICOLA BRANCH58 Fourth StreetApalachicolaFL32320
BLOUNTSTOWN BRANCH20455 Central Avenue WestBlountstownFL32424
BONIFAY BRANCH2020 South Waukesha StreetBonifayFL32425
CHIPLEY BRANCH1615 Main StreetChipleyFL32428
GREENWOOD BRANCH4192 Bryan StreetGreenwoodFL32443
LYNN HAVEN BRANCH630 Ohio AveLynn HavenFL32444
MARIANNA SE BRANCH2260 Highway 71MariannaFL32448
CALLAWAY BRANCH607 S Tyndall PkwyPanama CityFL32304-6927
PANAMA CITY BRANCH400 West 23rd StreetPanama CityFL32405
PANAMA CITY BEACH BRANCH23044 Panama City Beach PkwyPanama City BeachFL32413
PORT SAINT JOE BRANCH529 Cecil G. Costin SR BlvdPort St JoeFL32456
SNEADS FL BRANCH OFFICE8146 Highway 90SneadsFL32460
TALLAHASSEE EAST BRANCH2721 Capital Circle NortheastTallahasseeFL32308
TALLAHASSEE NE BRANCH2920 Kerry Forest PkwyTallahasseeFL32309-6824
DOUGHERTY COUNTY BRANCH701 Westover RoadAlbanyGA31707
SUMTER COUNTY BRANCH102 North Prince StreetAmericusGA31709
DECATUR COUNTY BRANCH1449 Tallahassee HighwayBainbridgeGA39819
DAWSON BRANCH917 Forrester DR SEDawsonGA39842-2106
DONALSONVILLE BRANCH305 South Tennille AvenueDonalsonvilleGA39845
LEE COUNTY BRANCH1531 US 19LeesburgGA31763
MACON BRANCH1302 Gray HwyMaconGA31211
WARNER ROBINS BRANCH1805 Russell ParkwayWarner RobinsGA31088

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
September 1, 2023
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
September 1, 2023SatisfactoryFDICIntermediate Small Bank
July 1, 2020SatisfactoryFDICIntermediate Small Bank
July 1, 2017SatisfactoryFDICIntermediate Small Bank
May 1, 2014SatisfactoryFDICIntermediate Small Bank
January 1, 2011SatisfactoryFDICIntermediate Small Bank
July 1, 2006SatisfactoryFDICSmall Bank
June 1, 2000OutstandingFDICSmall Bank
April 1, 1998SatisfactoryFDICSmall Bank
February 1, 1996SatisfactoryFDICNot Reported
September 1, 1993SatisfactoryFDICNot Reported

Read the methodology

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
April 13, 2005Charter Discontinued (Merger or Purchase & Assumption)—
April 13, 2005Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONPEOPLESSOUTH BANKNon-member BankColquitt, GA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank