HMDA records
14,630
2025
Public institution profile · Bank · Not a recommendation
MidFirst Bank
BankOklahoma City, OKActive
FDIC certificate 4063
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 4063
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 595270
- OCC charter number
- 714191
- Not published — no verified match
- Official website
- https://www.midfirst.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Oklahoma City, OK
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 101
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 10 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Oklahoma City, OK
- activity
- Published activity year 2025
- Listed branch locations
- 101
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 10 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
14,630reported records
2,416reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
2,416
2025
Denials
479
2025
Withdrawals
324
2025
Denial rate among decisioned applications
16.3%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 14,630 | 2,416 | 43 | 479 | 324 | 16.3% |
| 2024 | 14,527 | 1,920 | 45 | 405 | 235 | 17.1% |
| 2023 | 26,681 | 2,269 | 59 | 426 | 351 | 15.5% |
| 2022 | 34,510 | 2,634 | 60 | 585 | 343 | 17.8% |
| 2021 | 47,835 | 3,478 | 70 | 1,073 | 490 | 23.2% |
| 2020 | 66,957 | 3,291 | 84 | 1,016 | 636 | 23.1% |
| 2019 | 46,054 | 3,196 | 68 | 1,173 | 487 | 26.4% |
| 2018 | 28,010 | 2,684 | 41 | 1,516 | 344 | 35.7% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 3,141 |
| FHA | 10,935 |
| VA | 355 |
| RHS / FSA | 199 |
| Home purchase | 7,569 |
| Home improvement | 358 |
| Refinancing | 941 |
| Cash-out refinancing | 1,978 |
State reporting
52 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- MidFirst Bank
- Display name
- MidFirst Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- February 28, 1911
- Charter class
- Federal savings bank
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Oklahoma City, OK, 73118, United States
- Website
- https://www.midfirst.com
- FDIC certificate number
- 4063
- Federal Reserve
- 595270
- OCC charter number
- 714191
- Domestic location count
- 94
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- Federal Savings Bank
- Primary activity
- NAICS 52218
- FDIC certificate
- 4063
- Federal Reserve
- 595270
- 337KMNHEWWWR6B7Q7W10
- Headquarters
- 501 NW Grand Boulevard, Oklahoma City, OK, 73118, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
7
Showing 1 through 7 of 7 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | ADAMS STREET PROPERTY, LLC | Domestic Entity Other | Denver, CO |
| Direct relationship | DIGITAL DEVELOPMENT, LLC | Domestic Entity Other | Oklahoma, OK |
| Direct relationship | GRAND PARK, LLC | Domestic Entity Other | Oklahoma City, OK |
| Direct relationship | MIDFIRST BUSINESS CREDIT, INC. | Finance Company | Alpharetta, GA |
| Direct relationship | MIDLAND MORTGAGE CO. | Domestic Entity Other | Oklahoma City, OK |
| Direct relationship | STEELE STREET 101, LLC | Domestic Entity Other | Denver, CO |
| ROOT_INSTITUTION | MIDFIRST BANK | Federal Savings Bank | Oklahoma City, OK |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured federal savings bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
101
Showing 1 through 50 of 101 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ANTHEM & GAVILAN PEAK BRANCH | 3611 W. Anthem Way | Anthem | AZ | 85086 |
| GILBERT & CHANDLER HEIGHTS BRANCH | 4900 S Gilbert Road | Chandler | AZ | 85249 |
| FOUNTAIN HILLS BRANCH | 13771 N Fountain Hills Blvd | Fountain Hills | AZ | 85268 |
| COOPER & RAY BRANCH | 760 W. Ray RD | Gilbert | AZ | 85233 |
| SANTAN VILLAGE & MARKET BRANCH | 2849 S. Market ST | Gilbert | AZ | 85295 |
| VAL VISTA & BASELINE BRANCH | 3631 East Baseline Road | Gilbert | AZ | 85234 |
| 65TH AVE & BELL BRANCH | 6508 W. Bell RD | Glendale | AZ | 85308 |
| 75TH & CACTUS BRANCH | 7485 W Cactus RD | Peoria | AZ | 85381 |
| LAKE PLEASANT BRANCH | 24810 North Lake Pleasant Parkway | Peoria | AZ | 85383 |
| 48TH & CHANDLER BRANCH | 4750 E Chandler Blvd | Phoenix | AZ | 85048 |
| 7TH & BELL BRANCH | 17025 N 7th ST | Phoenix | AZ | 85022 |
| 7TH & THUNDERBIRD BRANCH | 702 E. Thunderbird RD | Phoenix | AZ | 85022 |
| CAMELBACK BRANCH | 3030 East Camelback Road | Phoenix | AZ | 85016 |
| DOWNTOWN ASU BRANCH | 600 N 4th Street | Phoenix | AZ | 85004 |
| POWER & RITTENHOUSE BRANCH | 7305 S Power RD | Queen Creek | AZ | 85142 |
| 64TH & GREENWAY BRANCH | 6310 E. Greenway RD | Scottsdale | AZ | 85254 |
| DC RANCH BRANCH | 20645 N Pima Road, Suite 140 | Scottsdale | AZ | 85255 |
| SCOTTSDALE & SHEA BRANCH | 10725 N Scottsdale RD | Scottsdale | AZ | 85254 |
| COTTON & BELL BRANCH | 16976 W. Bell RD | Surprise | AZ | 85374 |
| REEMS & WADDELL BRANCH | 15451 W. Waddell RD | Surprise | AZ | 85379 |
| RURAL & ELLIOT BRANCH | 787 E. Elliot RD | Tempe | AZ | 85284 |
| TEMPE ASU BRANCH | 580 S College Ave, Suite 102-103 | Tempe | AZ | 85281 |
| SAN FERNANDO BRANCH | 16633 Ventura Blvd | Encino | CA | 91436 |
| CENTURY CITY BRANCH | 1875 Century Park East, Suite 1400 | Los Angeles | CA | 90067 |
| DOWNTOWN LOS ANGELES BRANCH | 1320 East 7th Street, Suite 220 | Los Angeles | CA | 90021 |
| NEWPORT BEACH BRANCH | 680 Newport Center Drive | Newport Beach | CA | 92660 |
| SAN DIEGO BRANCH | 591 Camino DE LA Reina | San Diego | CA | 92108 |
| SANTA BARBARA BRANCH | 1100 Santa Barbara Street | Santa Barbara | CA | 93101 |
| BOULDER BRANCH | 840 Pearl Street | Boulder | CO | 80302 |
| CHERRY CREEK BRANCH | 101 Cook Street | Denver | CO | 80206 |
| UNIVERSITY HILLS BRANCH | 2805 South Colorado Boulevard | Denver | CO | 80222 |
| VAIL VALLEY BRANCH | 105 Edwards Village Blvd | Edwards | CO | 81632 |
| KENT DENVER BRANCH | 4000 East Quincy Avenue | Englewood | CO | 80113 |
| LAS VEGAS BRANCH | 8474 Rozita Lee Avenue | Las Vegas | NV | 89113 |
| ALTUS BRANCH | 2511 North Main Street | Altus | OK | 73521 |
| ANADARKO BRANCH | 201 Southwest 2nd Street | Anadarko | OK | 73005 |
| BIXBY BRANCH | 11122 South Memorial Drive | Bixby | OK | 74008 |
| 111TH & ELM BRANCH | 4800 S. Elm Place | Broken Arrow | OK | 74011 |
| 61ST & LYNN BRANCH | 2400 North 9th Street | Broken Arrow | OK | 74012 |
| BROKEN ARROW BRANCH | 2100 West Kenosha Street | Broken Arrow | OK | 74012 |
| CHICKASHA BRANCH | 228 Chickasha Avenue | Chickasha | OK | 73018 |
| 15TH & I-35 BRANCH | 3800 E 15th Street | Edmond | OK | 73013 |
| 164 & N MAY BRANCH | 16401 North May Ave | Edmond | OK | 73013 |
| 33RD AND BROADWAY BRANCH | 3232 S Broadway | Edmond | OK | 73013 |
| EDMOND BRANCH | 16417 North Santa FE Avenue | Edmond | OK | 73013 |
| EDMOND EAST BRANCH | 1601 E Danforth Road | Edmond | OK | 73034 |
| EDMOND NORTH BRANCH | 1200 North Kelly | Edmond | OK | 73003 |
| UCO UNION BRANCH | 100 N University DR | Edmond | OK | 73034 |
| EL RENO BRANCH | 100 North Rock Island Ave | El Reno | OK | 73036 |
| MIDWEST CITY BRANCH | 201 North Midwest Boulevard | Midwest City | OK | 73110 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
10
Showing 1 through 10 of 10 history events
| Event date | Event type | Related institution |
|---|---|---|
| July 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 7, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 15, 2009 | Failure - Government Assistance Provided | COMMUNITY BANK OF ARIZONA |
| August 15, 2009 | Failure - Government Assistance Provided | UNION BANK OF ARIZONA, NATIONAL ASSOCIATION |
| September 13, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 28, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 17, 1991 | Failure - Government Assistance Provided | STATE FEDERAL SAVINGS ASSOCIATION |
| August 10, 1991 | Failure - Government Assistance Provided | CONTINENTAL FEDERAL SAVINGS AND LOAN ASSOCIATION, F.A. |
| July 30, 1988 | Failure - Government Assistance Provided | AMERICAN FEDERAL SAVINGS AND LOAN ASSOCIATION, THE |
| October 14, 1986 | Failure - Government Assistance Provided | HOMESTEAD SAVINGS AND LOAN ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.