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Institution profile

Mercantile Bank

Bank · Active · Headquarters: Grand Rapids, MI

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Mercantile Bank
Display name
Mercantile Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
December 15, 1997
Established date
December 15, 1997
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Grand Rapids, MI, 49504, United States
Website
https://www.mercbank.com
FDIC certificate number
34598
Federal Reserve RSSD ID
2608754
Domestic location count
41
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
34598
Federal Reserve RSSD ID
2608754
LEI
RM2F4G3WBQ8R9OKYRH19
Headquarters
310 Leonard Street NW, Grand Rapids, MI, 49504, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

38

Showing 1 through 38 of 38 listed locations

Scroll sideways to see every branch column.

Showing 1 through 38 of 38 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALMA DOWNTOWN DRIVE THRU BRANCH230 Woodworth AvenueAlmaMI48801
ALMA NORTHTOWN BRANCH7300 North Alger RoadAlmaMI48801
BELDING WEST BRANCH9344 West Belding RoadBeldingMI48809
CADILLAC BRANCH114 West Pine StreetCadillacMI49601
CADILLAC NORTH8851 East 34 RoadCadillacMI49601
CLARE BRANCH806 North Mcewan AvenueClareMI48617
ALPINE AVENUE BRANCH4613 Alpine Avenue NorthwestComstock ParkMI49321
LANSING BRANCH3001 Coolidge Road, Suite 105East LansingMI48823
FAIRVIEW BRANCH1979 East Miller RoadFairviewMI48621
FOREST HILLS BRANCH4737 Cascade Road SoutheastGrand RapidsMI49546
KNAPP STREET BRANCH3156 Knapp Street NEGrand RapidsMI49525
HOLLAND170 College Ave, Suite 100HollandMI49423
HOWARD CITY BRANCH830 West Shaw StreetHoward CityMI49329
DEXTER BRANCH202 North Dexter StreetIoniaMI48846
SOUTHSIDE BRANCH2600 South State RoadIoniaMI48846
ITHACA BRANCH219 East Center StreetIthacaMI48847
DRAKE BRANCH811 South Drake RoadKalamazooMI49009
KALAMAZOO BRANCH211 East Water Street, Suite 100KalamazooMI49007
LAKEVIEW M-46 BRANCH9531 North Greenville RoadLakeviewMI48850
LOWELL BRANCH2601 West Main StreetLowellMI49331
MERRILL BRANCH125 West Saginaw StreetMerrillMI48637
MIDLAND BRANCH109 E Main STMidlandMI48640
PICKARD BRANCH4699 East Pickard StreetMount PleasantMI48858
WESTSIDE BRANCH1925 East Remus RoadMount PleasantMI48858
PAW PAW BRANCH900 East MichiganPaw PawMI49079
PETOSKEY OFFICE430 East MitchellPetoskeyMI49770
PORTAGE BRANCH2301 West Centre AvenuePortageMI49024
REMUS BRANCH201 West Wheatland AvenueRemusMI49340
ROSE CITY BRANCH505 South Bennett StreetRose CityMI48654
SAINT CHARLES BRANCH102 Pine StreetSaint CharlesMI48655
ST HELEN BRANCH1990 North Saint Helen RoadSaint HelenMI48656
SOUTH US-27 BRANCH1065 Superior DriveSaint JohnsMI48879
SHEPHERD BRANCH258 West Wright AvenueShepherdMI48883
TRAVERSE CITY BRANCH125 Park Street, Suite 155Traverse CityMI49684
TROY BRANCH1700 West Big Beaver Road, Suite 100TroyMI48084
VESTABURG BRANCH9002 Howard City Edmore RoadVestaburgMI48891
M-76 BRANCH2087 South M-76West BranchMI48661
WYOMING BRANCH5610 Byron Center Avenue SWWyomingMI49519

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
July 1, 2025
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
July 1, 2025SatisfactoryFDICLarge Bank Exam
June 1, 2022SatisfactoryFDICLarge Bank Exam
February 1, 2019OutstandingFDICLarge Bank Exam
January 1, 2016OutstandingFDICLarge Bank Exam
November 1, 2012OutstandingFDICLarge Bank Exam
July 1, 2009OutstandingFDICLarge Bank Exam
March 1, 2006SatisfactoryFDICLarge Bank Exam
April 7, 2003SatisfactoryFDICLarge Bank Exam
March 1, 2000SatisfactoryFDICSmall Bank

Read the methodology

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
July 1, 2014Charter Discontinued (Merger or Purchase & Assumption)—
July 1, 2014Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipMERCANTILE INSURANCE CENTER, INC.Domestic Entity OtherGrand Rapids, MI
ROOT_INSTITUTIONMERCANTILE BANKNon-member BankGrand Rapids, MI

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank