HMDA records
12,752
2025
Public institution profile · Bank · Not a recommendation
Gateway First Bank
BankJenks, OKActive
FDIC certificate 15118
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 15118
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 3851427
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.gatewayfirst.com
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Jenks, OK
- HMDA activity
- Published activity year 2025
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Temporarily unavailable
- Institution history
- Temporarily unavailable
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Jenks, OK
- activity
- Published activity year 2025
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Temporarily unavailable
- Institution history
- Temporarily unavailable
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
12,752reported records
7,952reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
7,952
2025
Denials
451
2025
Withdrawals
2,538
2025
Denial rate among decisioned applications
5.3%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 12,752 | 7,952 | 58 | 451 | 2,538 | 5.3% |
| 2024 | 13,103 | 8,366 | 58 | 560 | 2,741 | 6.2% |
| 2023 | 18,678 | 10,756 | 73 | 836 | 3,806 | 7.2% |
| 2022 | 34,688 | 18,416 | 226 | 1,439 | 6,515 | 7.2% |
| 2021 | 56,780 | 35,919 | 332 | 2,312 | 9,170 | 6.0% |
| 2020 | 65,837 | 39,597 | 174 | 2,045 | 10,569 | 4.9% |
| 2019 | 48,405 | 24,142 | 152 | 1,476 | 7,408 | 5.7% |
| 2018 | 38,158 | 19,149 | 122 | 1,517 | 7,159 | 7.3% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 8,070 |
| FHA | 2,508 |
| VA | 2,003 |
| RHS / FSA | 171 |
| Home purchase | 10,085 |
| Home improvement | 47 |
| Refinancing | 1,371 |
| Cash-out refinancing | 1,030 |
State reporting
42 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Total CFPB mortgage complaint records
219
Coverage start
December 1, 2012
Data through
August 20, 2026
Annual activity
| Year | Complaint records |
|---|---|
| 2012 | 1 |
| 2013 | 8 |
| 2014 | 9 |
| 2015 | 10 |
| 2016 | 16 |
| 2017 | 19 |
| 2018 | 19 |
| 2019 | 16 |
| 2020 | 12 |
| 2021 | 19 |
| 2022 | 29 |
| 2023 | 18 |
| 2024 | 11 |
| 2025 | 18 |
| 2026 | 14 |
Leading issues
Trouble during payment process
None
52
Loan servicing, payments, escrow account
None
34
Struggling to pay mortgage
None
23
Applying for a mortgage or refinancing an existing mortgage
None
15
Closing on a mortgage
None
15
View all issues (33)
Trouble during payment process
Escrow, taxes, or insurance
10
Loan modification,collection,foreclosure
None
8
Incorrect information on your report
Account status incorrect
6
Struggling to pay mortgage
Applying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu
6
Application, originator, mortgage broker
None
5
Settlement process and costs
None
5
Trouble during payment process
Trying to communicate with the company to fix an issue while managing or servicing your loan
5
Struggling to pay mortgage
Foreclosure
4
Trouble during payment process
Payment process
4
Trouble during payment process
Private mortgage insurance (PMI)
4
Applying for a mortgage or refinancing an existing mortgage
Application denials
2
Closing on a mortgage
Changes in loan terms during or after closing
2
Incorrect information on your report
Account information incorrect
2
Problem with a credit reporting company's investigation into an existing problem
Their investigation did not fix an error on your report
2
Struggling to pay mortgage
Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
2
Applying for a mortgage or refinancing an existing mortgage
Confusing or misleading advertising or marketing
1
Applying for a mortgage or refinancing an existing mortgage
Delays in the application process
1
Applying for a mortgage or refinancing an existing mortgage
Loan estimate or other related disclosures
1
Applying for a mortgage or refinancing an existing mortgage
Negative impact of inaccurate appraisal
1
Closing on a mortgage
Closing disclosure or other related disclosures
1
Closing on a mortgage
Trying to communicate with the company to fix an issue with the loan closing
1
Improper use of your report
Reporting company used your report improperly
1
Other
None
1
Problem with a credit reporting company's investigation into an existing problem
Investigation took more than 30 days
1
Struggling to pay mortgage
An existing modification, forbearance plan, short sale, or other loss mitigation relief
1
Trouble during payment process
Fees charged
1
Trouble during payment process
Lien release
1
Trouble during payment process
Loan sold or transferred to another company
1
States
Texas
93
Oklahoma
18
Louisiana
13
New Jersey
13
South Carolina
10
View all states (28)
Arkansas
8
Florida
7
California
6
Missouri
6
Alabama
5
Kansas
5
Georgia
4
New Mexico
4
Virginia
4
Colorado
3
None
3
Washington
3
Oregon
2
South Dakota
2
Tennessee
2
Illinois
1
Indiana
1
Mississippi
1
Nebraska
1
Nevada
1
New York
1
Ohio
1
Pennsylvania
1
Company response
Closed with explanation
190
Closed with monetary relief
18
Closed with non-monetary relief
10
In progress
1
Timely response
Timely-response figures are a count distribution as reported to CFPB, not a score.
Yes
216
No
3
How to read these figures
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICObserved date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Gateway First Bank
- Display name
- Gateway First Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- May 3, 1935
- Established date
- March 2, 1935
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Jenks, OK, 74037, United States
- Website
- https://www.gatewayfirst.com
- FDIC certificate number
- 15118
- Federal Reserve
- 3851427
- Domestic location count
- 16
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
This public record is temporarily unavailable for this institution.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesBranch rows are paged. Filters stay in the page address.
Branch locations
This public record is temporarily unavailable for this institution.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryEvent dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
This public record is temporarily unavailable for this institution.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.