HMDA records
9,775
2025
Public institution profile · Bank · Not a recommendation
Fulton Bank, National Association
BankLancaster, PAActive
FDIC certificate 7551
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 7551
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 474919
- OCC charter number
- 24891
- Not published — no verified match
- Official website
- https://www.fultonbank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Lancaster, PA
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 218
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam October 1, 2009
- Institution history
- 21 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Lancaster, PA
- activity
- Published activity year 2025
- Listed branch locations
- 218
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam October 1, 2009
- Institution history
- 21 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
9,775reported records
6,400reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
6,400
2025
Denials
1,945
2025
Withdrawals
1,086
2025
Denial rate among decisioned applications
23.0%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 9,775 | 6,400 | 111 | 1,945 | 1,086 | 23.0% |
| 2024 | 9,550 | 5,824 | 134 | 2,000 | 1,275 | 25.1% |
| 2023 | 9,171 | 5,594 | 102 | 1,949 | 1,204 | 25.5% |
| 2022 | 12,534 | 7,985 | 213 | 2,390 | 1,463 | 22.6% |
| 2021 | 17,849 | 11,888 | 253 | 2,727 | 2,003 | 18.3% |
| 2020 | 18,936 | 12,283 | 210 | 2,996 | 2,406 | 19.3% |
| 2019 | 14,691 | 10,028 | 513 | 2,731 | 973 | 20.6% |
| 2018 | 8,278 | 5,931 | 312 | 1,435 | 495 | 18.7% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 9,332 |
| FHA | 367 |
| VA | 72 |
| RHS / FSA | 4 |
| Home purchase | 4,641 |
| Home improvement | 2,140 |
| Refinancing | 1,488 |
| Cash-out refinancing | 185 |
State reporting
18 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Fulton Bank, National Association
- Display name
- Fulton Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1882
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Lancaster, PA, 17602, United States
- Website
- https://www.fultonbank.com
- FDIC certificate number
- 7551
- Federal Reserve
- 474919
- OCC charter number
- 24891
- Domestic location count
- 208
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 7551
- Federal Reserve
- 474919
- DZC62HF6UIZYJ08V1J90
- Headquarters
- One Penn Square, Lancaster, PA, 17602, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- October 1, 2009
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| October 1, 2009 | Outstanding | FDIC | Large Bank Exam |
| April 1, 2006 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2003 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 2000 | Outstanding | FDIC | Large Bank Exam |
| June 1, 1998 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 1995 | Satisfactory | FDIC | Not Reported |
| June 1, 1993 | Satisfactory | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
12
Showing 1 through 12 of 12 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 1000 PARK AVENUE INVESTMENTS, LLC | Domestic Entity Other | Woodbury, NJ |
| Direct relationship | BUSHKILL ORE, LLC | Domestic Entity Other | Lancaster, PA |
| Direct relationship | COLONIAL PARK PARTNERSHIP INVESTMENT, LLC | Domestic Entity Other | Mount Laurel, NJ |
| Direct relationship | COLUMBIA LPC, INC. | Domestic Entity Other | Georgetown, DE |
| Direct relationship | FB, LLC | Domestic Entity Other | Georgetown, DE |
| Direct relationship | GREAT VALLEY INVESTMENT OF DELAWARE INC | Domestic Entity Other | Wilmington, DE |
| Direct relationship | HCSC NMTC INVESTMENT FUND, LLC | Domestic Entity Other | Lancaster, PA |
| Direct relationship | LANCASTER ARTS HOTEL INVESTMENT FUND LLC | Domestic Entity Other | Lancaster, PA |
| Direct relationship | MARYLAND AFFORDABLE HOUSING, LLC | Domestic Entity Other | Lancaster, PA |
| Direct relationship | READING MEDICAL ANNEX INVESTMENT FUND, LLC | Domestic Entity Other | Lancaster, PA |
| Direct relationship | RESOURCE SERVICE CORPORATION | Domestic Entity Other | Virginia Beach, VA |
| ROOT_INSTITUTION | FULTON BANK, NATIONAL ASSOCIATION | National Bank | Lancaster, PA |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
218
Showing 1 through 50 of 218 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BEAR BRANCH | 100 Eden Circle | Bear | DE | 19701 |
| GEORGETOWN BRANCH | 21035 Dupont Highway | Georgetown | DE | 19947 |
| LAUREL BRANCH | 30204 Sussex Highway | Laurel | DE | 19956 |
| LEWES BRANCH | 34346 Carpenters Way | Lewes | DE | 19958 |
| MIDDLETOWN BRANCH | 468 W Main Street | Middletown | DE | 19709 |
| MILLSBORO BRANCH | 28581 Dupont Boulevard | Millsboro | DE | 19966 |
| NEWARK BRANCH | 287 East Main Street Suite 105 | Newark | DE | 19711 |
| OCEAN VIEW BRANCH | 60 Atlantic Avenue | Ocean View | DE | 19970 |
| REHOBOTH BEACH BRANCH | 20281 Coastal Highway | Rehoboth Beach | DE | 19971 |
| MILLCREEK BRANCH | 3812 Kirkwood Highway | Wilmington | DE | 19808 |
| NORTH WILMINGTON BRANCH | 800 Foulk Road | Wilmington | DE | 19803 |
| CROSS KEYS BRANCH | 96 Village Square | Baltimore | MD | 21210 |
| FEDERAL HILL | 1100 Light Street, Suite A | Baltimore | MD | 21230 |
| NORTH WOLFE STREET | 929 North Wolfe Street | Baltimore | MD | 21205 |
| NORTHWOOD COMMONS | 4101 Loch Raven Boulevard | Baltimore | MD | 21218 |
| YARD 56 BRANCH | 5715 Eastern Avenue | Baltimore | MD | 21224 |
| RIVER HILL BRANCH | 6030 Daybreak Circle | Clarksville | MD | 21029 |
| RIVER HILL DRIVE-UP ONLY | 6005 Daybreak Circle | Clarksville | MD | 21029 |
| CLINTON BRANCH | 7810 Old Branch Avenue | Clinton | MD | 20735 |
| DOWNTOWN COLUMBIA | 11000 Broken Land Parkway | Columbia | MD | 21044 |
| DOWNTOWN COLUMBIA DRIVE-UP ONLY | 10520 Little Patuxent Parkway | Columbia | MD | 21044 |
| DOWNTOWN ELKTON BRANCH | 130 North Street | Elkton | MD | 21921 |
| ELLICOTT CITY BRANCH | 9151 Baltimore National Pike | Ellicott City | MD | 21042 |
| WESTVIEW CORNER BRANCH | 5211 Presidents Court | Frederick | MD | 21703 |
| GREENBELT OFFICE | 7505 Greenway Center Drive | Greenbelt | MD | 20770 |
| DUAL HIGHWAY OFFICE | 1640 Dual Highway | Hagerstown | MD | 21740 |
| LONG MEADOW BRANCH | 1585 Potomac Avenue | Hagerstown | MD | 21742 |
| SOUTH END SHOPPING CENTER | 1107 East Maryland Avenue | Hagerstown | MD | 21740 |
| WESTSIDE BRANCH | 830 West Franklin Street | Hagerstown | MD | 21740 |
| ARUNDEL PRESERVE OFFICE | 7692 Dorchester Boulevard | Hanover | MD | 21076 |
| FAIRGROUNDS PLAZA BRANCH | 67 West Aylesbury Road | Lutherville Timonium | MD | 21093 |
| FEDERAL PLAZA BRANCH | 12266 Rockville Pike | Rockville | MD | 20852 |
| ALLENTOWN OFFICE | 20 North Main Street | Allentown | NJ | 08501 |
| ALLOWAY BRANCH | 48 S Greenwich Road | Alloway Township | NJ | 08001 |
| BARNEGAT BRANCH | 870 West Bay Avenue | Barnegat | NJ | 08005 |
| BELLMAWR OFFICE | 301 West Browning Road | Bellmawr | NJ | 08030 |
| BERLIN BRANCH | 220 North Route 73 | Berlin | NJ | 08091 |
| BORDENTOWN OFFICE | 5500 K. Johnson Boulevard | Bordentown | NJ | 08505 |
| ROSENHAYN OFFICE | 755 Morton Avenue | Bridgeton | NJ | 08302 |
| CARNEYS POINTS OFFICE | 221 Shell Road | Carneys Point | NJ | 08069 |
| CHATHAM BRANCH | 453 Main Street | Chatham | NJ | 07928 |
| CHERRY HILL BRANCH | 399 Route 70 East | Cherry Hill | NJ | 08102 |
| CHERRY HILL MALL BRANCH | 475 Haddonfield Road | Cherry Hill | NJ | 08002 |
| CLAYTON OFFICE | 35 North Delsea Drive | Clayton | NJ | 08312 |
| GLOUCESTER BRANCH | 1400 Blackwood Clementon Road | Clementon | NJ | 08021 |
| CLIFTON BRANCH | 102 Kingsland Road | Clifton | NJ | 07014 |
| DEPTFORD STORE | 1750 Deptford Center Road | Deptford | NJ | 08096 |
| DUNELLEN BRANCH | 100 South Washington Avenue | Dunellen | NJ | 08812 |
| EDISON BRANCH | 1943 Oak Tree Road | Edison | NJ | 08820 |
| EGG HARBOR TWP OFFICE | 4004 English Creek Avenue | Egg Harbor Township | NJ | 08234 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
21
Showing 1 through 21 of 21 history events
| Event date | Event type | Related institution |
|---|---|---|
| July 11, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 27, 2024 | Failure - Government Assistance Provided | REPUBLIC FIRST BANK DBA REPUBLIC BANK |
| November 5, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 14, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 14, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 18, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | FULTON BANK OF NEW JERSEY |
| October 13, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 13, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 4, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | FULTON FINANCIAL ADVISORS, N.A. |
| March 15, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 28, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 9, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 25, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 27, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 10, 1974 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 1973 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1969 | Charter Discontinued (Merger or Purchase & Assumption) | KEYSTONE TRUST COMPANY |
| April 16, 1963 | Charter Discontinued (Merger or Purchase & Assumption) | KEYSTONE NATIONAL BANK OF MANHEIM |
| August 1, 1962 | Charter Discontinued (Merger or Purchase & Assumption) | GAP NATIONAL BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.