HMDA records
3,696
2025
Public institution profile · Bank · Not a recommendation
BankSanturce, PRActive
FDIC certificate 30387
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
3,696reported records
2,283reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
3,696
2025
Loan originations
2,283
2025
Denials
726
2025
Withdrawals
431
2025
Denial rate among decisioned applications
23.3%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 3,696 | 2,283 | 112 | 726 | 431 | 23.3% |
| 2024 | 3,534 | 2,160 | 106 | 699 | 407 | 23.6% |
| 2023 | 3,544 | 2,191 | 113 | 709 | 381 | 23.5% |
| 2022 | 4,194 | 2,315 | 169 | 818 | 540 | 24.8% |
| 2021 | 5,473 | 3,327 | 213 | 889 | 665 | 20.1% |
| 2020 | 5,264 | 3,008 | 192 | 658 | 726 | 17.1% |
| 2019 | 5,045 | 2,971 | 189 | 876 | 557 | 21.7% |
| 2018 | 5,278 | 3,021 | 207 | 741 | 582 | 18.7% |
| Category | HMDA records |
|---|---|
| Conventional | 2,154 |
| FHA | 1,170 |
| VA | 193 |
| RHS / FSA | 179 |
| Home purchase | 3,021 |
| Home improvement | 80 |
| Refinancing | 60 |
| Cash-out refinancing | 312 |
2 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Total CFPB mortgage complaint records
215
Coverage start
December 1, 2012
Data through
August 20, 2026
| Year | Complaint records |
|---|---|
| 2013 | 5 |
| 2014 | 10 |
| 2015 | 23 |
| 2016 | 20 |
| 2017 | 8 |
| 2018 | 23 |
| 2019 | 26 |
| 2020 | 21 |
| 2021 | 27 |
| 2022 | 14 |
| 2023 | 8 |
| 2024 | 10 |
| 2025 | 8 |
| 2026 | 12 |
Trouble during payment process
None
55
Struggling to pay mortgage
None
37
Loan servicing, payments, escrow account
None
32
Loan modification,collection,foreclosure
None
20
Closing on a mortgage
None
19
Trouble during payment process
Trying to communicate with the company to fix an issue while managing or servicing your loan
9
Applying for a mortgage or refinancing an existing mortgage
None
8
Trouble during payment process
Payment process
5
Application, originator, mortgage broker
None
3
Credit decision / Underwriting
None
3
Incorrect information on your report
Account status incorrect
3
Applying for a mortgage or refinancing an existing mortgage
Negative impact of inaccurate appraisal
2
Closing on a mortgage
Trying to communicate with the company to fix an issue with the loan closing
2
Settlement process and costs
None
2
Struggling to pay mortgage
Applying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu
2
Trouble during payment process
Escrow, taxes, or insurance
2
Trouble during payment process
Private mortgage insurance (PMI)
2
Closing on a mortgage
Closing disclosure or other related disclosures
1
Closing on a mortgage
Delays with the closing process
1
Incorrect information on your report
Information is missing that should be on the report
1
Incorrect information on your report
Old information reappears or never goes away
1
Struggling to pay mortgage
Foreclosure
1
Struggling to pay mortgage
Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
1
Trouble during payment process
Fees charged
1
Trouble during payment process
Loan sold or transferred to another company
1
Trouble during payment process
Paying off the loan
1
Puerto Rico
132
Florida
39
None
11
Georgia
5
New Jersey
5
Texas
4
U.S. Virgin Islands
4
Alabama
2
New York
2
AE
1
Arizona
1
California
1
Colorado
1
Connecticut
1
Illinois
1
Massachusetts
1
North Carolina
1
South Carolina
1
Virginia
1
Washington
1
Closed with explanation
202
Closed with non-monetary relief
7
Closed with monetary relief
4
Closed
1
In progress
1
Timely-response figures are a count distribution as reported to CFPB, not a score.
Yes
212
No
3
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| February 1, 2026 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 2022 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 2019 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2016 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2013 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 2010 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2007 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 2001 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 1999 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 1996 | Satisfactory | FDIC | Not Reported |
FFIEC NIC hierarchy rows
7
Showing 1 through 7 of 7 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CPG/GS PR NPL, LLC | Domestic Entity Other | San Juan, PR |
| Direct relationship | FB PRIVATE EQUITY FUND LLC | Domestic Entity Other | San Juan, PR |
| Direct relationship | FIRST FEDERAL FINANCE LIMITED LIABILITY COMPANY | Finance Company | San Juan, PR |
| Direct relationship | FIRST MANAGEMENT OF PUERTO RICO L.L.C. | Domestic Entity Other | San Juan, PR |
| Direct relationship | FIRST PROPERTY HOLDING LLC | Domestic Entity Other | San Juan, PR |
| Direct relationship | FIRSTBANK OVERSEAS CORP. | Domestic Entity Other | San Juan, PR |
| ROOT_INSTITUTION | FIRSTBANK PUERTO RICO | Non-member Bank | San Juan, PR |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
75
Showing 1 through 50 of 75 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| DEERFIELD BEACH BRANCH | 1898-a West Hillsboro Boulevard | Deerfield Beach | FL | 33442 |
| HIALEAH BRANCH | 1325 W. 49th Street | Hialeah | FL | 33012 |
| BIRD ROAD BRANCH | 9290 Southwest 40th Street | Miami | FL | 33165 |
| BRICKELL BRANCH | #848 Brickell Ave. #100 | Miami | FL | 33131 |
| CORAL GABLES | #2990 Ponce DE Leon Boulevard | Miami | FL | 33134 |
| DORAL | #3905 NW 107 Ave. | Miami | FL | 33178 |
| WATERFORD WAY BRANCH | 800 Waterford Way | Miami | FL | 33126 |
| WEST KENDALL BRANCH | 13728-30 N Kendall Drive | Miami | FL | 33186 |
| PEMBROKE PINES BRANCH | 204 South Flamingo Road | Pembroke Pines | FL | 33027 |
| AGUADA BRANCH | Corner Nativo Alers & PR RD # 411 | Aguada | PR | 00602 |
| AGUADILLA BRANCH | Plaza Ferran Shop. Cter., Carr#2 Km. 12.5 | Aguadilla | PR | 00603 |
| ARECIBO BRANCH | 1348 Miramar Ave. Suite 1 Hato Abajo | Arecibo | PR | 00612 |
| ARECIBO BRANCH - SANTANDER | 521 Jose A. Cedeno Ave. | Arecibo | PR | 00612 |
| BAYAMON DRIVE-IN BRANCH | Carr 2 Km13.9 Bayamon Drive-in Plaza | Bayamon | PR | 00959 |
| BAYAMON OESTE - SANTANDER | Bayamon Oeste Shopping Center, Carr., #2, Km. 14.7 | Bayamon | PR | 00961 |
| FOREST HILLS BRANCH | State Road 167 HM 1.3 | Bayamon | PR | 00959 |
| PLAZA DEL SOL - SANTANDER | Centro Com. Plaza Del Sol. Ave, West Main Sierra | Bayamon | PR | 00961 |
| REXVILLE PLAZA BRANCH | State Road 167 K.m. 0.6 Rexville Town | Bayamon | PR | 00957 |
| RIO HONDO BRANCH | Comerio Ave Plaza Del Parque Shop CE | Bayamon | PR | 00959 |
| SANTA ROSA BRANCH | Road #2 Santa Rosa Shopping Center | Bayamon | PR | 00957 |
| CABO ROJO BRANCH | Carr 100 N KM 5.8 Barrio Miradero | Cabo Rojo | PR | 00623 |
| CAGUAS SUR - SANTANDER | Ave Guautier Benitez # 179 | Caguas | PR | 00725 |
| LAS CATALINAS BRANCH | E-6 Zafiro Ave. | Caguas | PR | 00725 |
| LAS CATALINAS BRANCH | Carr PR 53 Int PR 156 | Caguas | PR | 00725 |
| BELZ BRANCH | Carr 3 KM 18.8, Belz Factory Outlet | Canovanas | PR | 00729 |
| ISLA VERDE BRANCH | Isla Verde Ave Lots 71,73 And 75 | Carolina | PR | 00979 |
| PARQUE ESCORIAL BRANCH | 5895 Plaza Escorial | Carolina | PR | 00987 |
| PLAZA CAROLINA BRANCH - SANTANDER | Villa Fontana, Ave. Fragoso | Carolina | PR | 00985 |
| CAYEY BRANCH | Carr 1 Cayey Shopping Center | Cayey | PR | 00736 |
| DORADO BRANCH | State RD 693 K.m 7.5 Mahi Mahi Shpng Ctr | Dorado | PR | 00646 |
| FAJARDO BRANCH | State Rd. 3 KM 44.7 Fajardo Shpng Ctr | Fajardo | PR | 00738 |
| GUAYAMA BRANCH | Plaza Walmart,1995 Ave Los Veteranos | Guayama | PR | 00784 |
| CONDADO BRANCH | Ashford Avenue #1476 Esq DE Diego | Guaynabo | PR | 00970 |
| LAS CUMBRES BRANCH - SANTANDER | Plazoleta Las Cumbres | Guaynabo | PR | 00969 |
| PLAZA GUAYNABO BRANCH | State Road 20 KM 3.4, Plaza Guaynabo | Guaynabo | PR | 00969 |
| SAN PATRICIO BRANCH | Urb. Caparra Hills B5, Calle Tabonuco | Guaynabo | PR | 00968 |
| PONCE DE LEON - SANTANDER | 207 Avenue Ponce DE Leon, 2nd Floor | Hato Rey | PR | 00917 |
| MAYAGUEZ MALL BRANCH | Carr 2 KM 190.4 Mayaguez Mall | Hormigueros | PR | 00660 |
| HUMACAO BRANCH | Triumph Plaza Road #3 KM 83.6 | Humacao | PR | 00792 |
| MANATI BRANCH | 119 Trigal Plaza, Iales | Manati | PR | 00674 |
| MAYAGUEZ II BRANCH | Western Plaza LI Road #2 KM 179.5 | Mayaguez | PR | 00680 |
| PLAZA DEL CARIBE - SANTANDER | Carr. Estatal 1 2050, Local 173 | Ponce | PR | 00731 |
| PONCE CENTRO DEL SUR BRANCH | Las Americas Ave.,centro Del Sur Mall | Ponce | PR | 00717 |
| PONCE COTO LAUREL BRANCH | Carr 506 San Cristobal,san Cristobal Ave | Ponce | PR | 00716 |
| 65TH INFANTERIA - SANTANDER | Avenue 65 Infanteria & Calle 13 | San Juan | PR | 00926 |
| AVENIDA PINERO II - SANTANDER | Avenue Jesus T Pinero #1421-23 | San Juan | PR | 00921 |
| CALLE LOIZA - SANTANDER | 1608 Calle Loiza | San Juan | PR | 00911 |
| CONDADO I BRANCH | 1161 Ashford Avenue | San Juan | PR | 00907 |
| DE DIEGO BRANCH | 392 Avenue DE Diego | San Juan | PR | 00909 |
| EL SENORIAL BRANCH | Winston Churchill Ave.senorial Shpng.ctr | San Juan | PR | 00926 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
10
Showing 1 through 10 of 10 history events
| Event date | Event type | Related institution |
|---|---|---|
| September 1, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 28, 2015 | Failure - Government Assistance Provided | DORAL BANK |
| January 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | FIRSTMORTGAGE INC. |
| June 30, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | GRUPO EMPRESAS SERVICIOS FINANCIEROS |
| June 30, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST LEASING AND RENTAL CORP. |
| July 1, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | PONCE GENERAL CORPORATION |
| July 1, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 28, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 23, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 20, 1981 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.