HMDA records
6,317
2025
Public institution profile · Bank · Not a recommendation
First National Bank of Omaha
BankOmaha, NEActive
FDIC certificate 5452
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 5452
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 527954
- OCC charter number
- 209
- Not published — no verified match
- Official website
- https://www.fnbo.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Omaha, NE
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 137
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 16 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Omaha, NE
- activity
- Published activity year 2025
- Listed branch locations
- 137
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 16 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
6,317reported records
3,757reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
3,757
2025
Denials
1,354
2025
Withdrawals
928
2025
Denial rate among decisioned applications
25.9%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 6,317 | 3,757 | 124 | 1,354 | 928 | 25.9% |
| 2024 | 7,537 | 4,818 | 126 | 1,283 | 1,160 | 20.6% |
| 2023 | 9,050 | 6,012 | 129 | 1,372 | 1,416 | 18.3% |
| 2022 | 10,691 | 7,171 | 171 | 1,306 | 1,763 | 15.1% |
| 2021 | 15,865 | 11,962 | 202 | 1,140 | 2,191 | 8.6% |
| 2020 | 16,885 | 12,880 | 250 | 1,430 | 2,089 | 9.8% |
| 2019 | 14,477 | 10,860 | 268 | 1,730 | 1,490 | 13.5% |
| 2018 | 13,948 | 10,250 | 303 | 2,191 | 1,120 | 17.2% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 5,985 |
| FHA | 232 |
| VA | 83 |
| RHS / FSA | 17 |
| Home purchase | 2,354 |
| Home improvement | 1,310 |
| Refinancing | 1,462 |
| Cash-out refinancing | 302 |
State reporting
45 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Total CFPB mortgage complaint records
73
Coverage start
December 1, 2012
Data through
August 20, 2026
Annual activity
| Year | Complaint records |
|---|---|
| 2013 | 7 |
| 2014 | 8 |
| 2015 | 10 |
| 2016 | 3 |
| 2017 | 4 |
| 2018 | 2 |
| 2019 | 6 |
| 2020 | 7 |
| 2021 | 4 |
| 2022 | 5 |
| 2023 | 5 |
| 2024 | 5 |
| 2025 | 3 |
| 2026 | 4 |
Leading issues
Trouble during payment process
None
14
Loan servicing, payments, escrow account
None
11
Loan modification,collection,foreclosure
None
10
Struggling to pay mortgage
None
7
Trouble during payment process
Trying to communicate with the company to fix an issue while managing or servicing your loan
6
View all issues (17)
Application, originator, mortgage broker
None
5
Closing on a mortgage
None
4
Applying for a mortgage or refinancing an existing mortgage
None
3
Settlement process and costs
None
3
Credit decision / Underwriting
None
2
Problem with a company's investigation into an existing problem
Problem with personal statement of dispute
2
Applying for a mortgage or refinancing an existing mortgage
Application denials
1
Improper use of your report
Reporting company used your report improperly
1
Incorrect information on your report
Information is missing that should be on the report
1
Struggling to pay mortgage
Foreclosure
1
Trouble during payment process
Escrow, taxes, or insurance
1
Trouble during payment process
Payment process
1
States
Nebraska
24
Kansas
12
Iowa
8
Illinois
7
Colorado
6
View all states (17)
Missouri
2
New York
2
None
2
North Carolina
2
California
1
Florida
1
Kentucky
1
Michigan
1
South Dakota
1
Tennessee
1
Texas
1
Utah
1
Company response
Closed with explanation
56
Closed with monetary relief
11
Closed with non-monetary relief
5
Closed
1
Timely response
Timely-response figures are a count distribution as reported to CFPB, not a score.
Yes
73
How to read these figures
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First National Bank of Omaha
- Display name
- First National Bank of Omaha
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1857
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Omaha, NE, 68102, United States
- Website
- https://www.fnbo.com
- FDIC certificate number
- 5452
- Federal Reserve
- 527954
- OCC charter number
- 209
- Domestic location count
- 141
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 5452
- Federal Reserve
- 527954
- LDVFX8JEECFFE8HRWA73
- Headquarters
- 1601 Capitol Avenue, Omaha, NE, 68197, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
9
Showing 1 through 9 of 9 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | DIVERSIFIED CREDIT CORPORATION | Domestic Entity Other | Omaha, NE |
| Direct relationship | FIRST NATIONAL ADVISORS, LLC | Domestic Entity Other | Omaha, NE |
| Direct relationship | FIRST NATIONAL FUNDING CORPORATION | Domestic Entity Other | Omaha, NE |
| Direct relationship | FIRST NATIONAL FUNDING, LLC | Domestic Entity Other | Omaha, NE |
| Direct relationship | FNN AG FUNDING LLC | Domestic Entity Other | Omaha, NE |
| Direct relationship | FNN TRUST COMPANY, LLC | Domestic Entity Other | Mitchell, SD |
| Direct relationship | GEN6 VENTURES, LLC | Domestic Entity Other | Omaha, NE |
| Direct relationship | TRIBUTARY CAPITAL MANAGEMENT, LLC | Domestic Entity Other | Omaha, NE |
| ROOT_INSTITUTION | FIRST NATIONAL BANK OF OMAHA | National Bank | Omaha, NE |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
137
Showing 1 through 50 of 137 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| 3033 IRIS AVENUE BRANCH | 3033 Iris Avenue | Boulder | CO | 80301 |
| TABLE MESA BRANCH | 4770 Table Mesa Drive | Boulder | CO | 80305 |
| 1600 EAST BRIDGE STREET BRANCH | 1600 E. Bridge Street | Brighton | CO | 80601 |
| 12009 SHERIDAN BRANCH | 12009 Sheridan | Broomfield | CO | 80020 |
| VISTA RIDGE BRANCH | 2075 State Highway 7 | Erie | CO | 80516 |
| 155 EAST BOARDWALK DRIVE BRANCH | 155 East Boardwalk Drive | Fort Collins | CO | 80525 |
| 1600 NORTH COLLEGE AVENUE BRANCH | 1600 North College Avenue | Fort Collins | CO | 80524 |
| 205 WEST OAK STREET MOBILE BRANCH | 205 West Oak Street | Fort Collins | CO | 80521 |
| 2100 WEST DRAKE ROAD BRANCH | 2100 West Drake Road | Fort Collins | CO | 80526 |
| 4603 S. TIMBERLINE ROAD BRANCH | 4603 S. Timberline Road | Fort Collins | CO | 80528 |
| FIRST NATIONAL BANK BRANCH | 205 West Oak Street | Fort Collins | CO | 80521 |
| LORY STUDENT CENTER BRANCH | 1101 Central Avenue Mall, Csu Lory Student Center | Fort Collins | CO | 80523 |
| 1701 23RD AVENUE BRANCH | 1701 23rd Avenue | Greeley | CO | 80634 |
| 920 54TH AVENUE BRANCH | 920 54th Avenue | Greeley | CO | 80634 |
| 100 JOHNSTOWN CENTER DRIVE BRANCH | 100 Johnstown Center Drive | Johnstown | CO | 80534 |
| 2305 MAIN STREET BRANCH | 2305 Main Street | Longmont | CO | 80501 |
| 915 SOUTH HOVER STREET BRANCH | 915 South Hover Street | Longmont | CO | 80501 |
| 1450 NORTH BOYD LAKE AVENUE BRANCH | 1450 North Boyd Lake | Loveland | CO | 80538 |
| 750 NORTH LINCOLN AVENUE BRANCH | 750 North Lincoln Avenue | Loveland | CO | 80537 |
| PEAK VIEW BRANCH | 152 West 64th Street | Loveland | CO | 80538 |
| 4100 HARRISON AVENUE BRANCH | 4100 Harrison Avenue | Wellington | CO | 80549 |
| 1505 MAIN STREET BRANCH | 1505 Main Street | Windsor | CO | 80550 |
| 25TH & BROADWAY BRANCH | 2421 West Broadway | Council Bluffs | IA | 51501 |
| METRO CROSSING BRANCH | 3815 Denmark Drive | Council Bluffs | IA | 51501 |
| 102 SOUTH LOCUST STREET BRANCH | 102 South Locust Street | Glenwood | IA | 51534 |
| BELVIDERE BRANCH | 1725 South State Street | Belvidere | IL | 61008 |
| 141 WEST LINCOLN HIGHWAY MOBILE BRANCH | 141 W Lincoln Hwy | Dekalb | IL | 60115 |
| 141 WEST LINCOLN HIGHWAY OFFICE | 141 West Lincoln Highway | Dekalb | IL | 60115 |
| 141 WEST LINCOLN HWY MESSENGER BRANCH | 141 West Lincoln Hwy | Dekalb | IL | 60115 |
| NEW SYCAMORE ROAD BRANCH | 100 Greenwood Acres Drive | Dekalb | IL | 60115 |
| NEW SYCAMORE ROAD MOBILE BRANCH | 100 Greenwood Acres Drive | Dekalb | IL | 60115 |
| HARVARD BRANCH | 355 Division Street | Harvard | IL | 60033 |
| SOUTH DIVISION STREET MOBILE OFFICE | 355 South Division Street | Harvard | IL | 60033 |
| HUNTLEY BANKING CENTER BRANCH | 11700 South IL Hwy 47 | Huntley | IL | 60142 |
| LAKE IN THE HILLS BRANCH | 2100 Algonquin Road | Lake In The Hills | IL | 60156 |
| LAKE IN THE HILLS WEST BRANCH | 4520 West Algonquin Road | Lake In The Hills | IL | 60156 |
| MARENGO BRANCH | 677 East Grant Highway | Marengo | IL | 60152 |
| 6601 ROUTE 34 MOBILE BRANCH | 6601 Route 34 | Oswego | IL | 60543 |
| 6601 US HIGHWAY 34 OFFICE | 6601 US Highway 34 | Oswego | IL | 60543 |
| 100 WEST CHURCH STREET MOBILE BRANCH | 100 West Church Street | Sandwich | IL | 60548 |
| 100 WEST CHURCH STREET OFFICE | 100 West Church Street | Sandwich | IL | 60548 |
| 36 EAST GALENA STREET OFFICE | 36 East Galena Street | Sugar Grove | IL | 60554 |
| SUGAR GROVE OFFICE | 36 East Galena Boulevard | Sugar Grove | IL | 60554 |
| 511 WEST STATE STREET MOBILE OFFICE | 511 West State Street | Sycamore | IL | 60178 |
| 511 WEST STATE STREET OFFICE | 511 West State Street | Sycamore | IL | 60178 |
| 109 WEST VETERANS PARKWAY OFFICE | 109 West Veterans Parkway | Yorkville | IL | 60560 |
| YORKVILLE BRANCH | 109 W Veterans Pkwy | Yorkville | IL | 60560 |
| 2828 SHAWNEE MISSION PARKWAY BRANCH | 2828 Shawnee Mission Parkway | Fairway | KS | 66205 |
| VILLAGE WEST BRANCH | 11006 Parallel Parkway | Kansas City | KS | 66109 |
| LANSING BRANCH | 100 West 4-h Road | Lansing | KS | 66043 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
16
Showing 1 through 16 of 16 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | DIVERSIFIED FINANCIAL SERVICES, LLC |
| February 14, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 28, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 30, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | INFIBANK, N.A. |
| February 9, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 22, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 31, 1988 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 7, 1984 | Failure - Government Assistance Provided | DAVID CITY BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.