U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

First National Bank of Omaha

BankOmaha, NEActive

FDIC certificate 5452

Data observedAugust 3, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
5452
company ID
Not published — no verified match
More identifiers
Federal Reserve
527954
OCC charter number
209
Not published — no verified match
Official website
https://www.fnbo.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Omaha, NE
HMDA activity
Published activity year 2025
Listed branch locations
137
Complaint records
CFPB search status is not currently available.
CRA examinations
No published CRA result found
Institution history
16 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Omaha, NE
activity
Published activity year 2025
Listed branch locations
137
Complaint records
CFPB search status is not currently available.
CRA examinations
No published CRA result found
Institution history
16 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

6,317reported records

3,757reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

Ask about this activity

activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

6,317

2025

Loan originations

3,757

2025

Denials

1,354

2025

Withdrawals

928

2025

Denial rate among decisioned applications

25.9%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
20256,3173,7571241,35492825.9%
20247,5374,8181261,2831,16020.6%
20239,0506,0121291,3721,41618.3%
202210,6917,1711711,3061,76315.1%
202115,86511,9622021,1402,1918.6%
202016,88512,8802501,4302,0899.8%
201914,47710,8602681,7301,49013.5%
201813,94810,2503032,1911,12017.2%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional5,985
FHA232
VA83
RHS / FSA17
Home purchase2,354
Home improvement1,310
Refinancing1,462
Cash-out refinancing302

State reporting

45 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

Total CFPB mortgage complaint records

73

Coverage start

December 1, 2012

Data through

August 20, 2026

Annual activity

CFPB mortgage complaint records by year
YearComplaint records
20137
20148
201510
20163
20174
20182
20196
20207
20214
20225
20235
20245
20253
20264

Leading issues

  1. Trouble during payment process

    None

    14

  2. Loan servicing, payments, escrow account

    None

    11

  3. Loan modification,collection,foreclosure

    None

    10

  4. Struggling to pay mortgage

    None

    7

  5. Trouble during payment process

    Trying to communicate with the company to fix an issue while managing or servicing your loan

    6

View all issues (17)

  1. Application, originator, mortgage broker

    None

    5

  2. Closing on a mortgage

    None

    4

  3. Applying for a mortgage or refinancing an existing mortgage

    None

    3

  4. Settlement process and costs

    None

    3

  5. Credit decision / Underwriting

    None

    2

  6. Problem with a company's investigation into an existing problem

    Problem with personal statement of dispute

    2

  7. Applying for a mortgage or refinancing an existing mortgage

    Application denials

    1

  8. Improper use of your report

    Reporting company used your report improperly

    1

  9. Incorrect information on your report

    Information is missing that should be on the report

    1

  10. Struggling to pay mortgage

    Foreclosure

    1

  11. Trouble during payment process

    Escrow, taxes, or insurance

    1

  12. Trouble during payment process

    Payment process

    1

States

  1. Nebraska

    24

  2. Kansas

    12

  3. Iowa

    8

  4. Illinois

    7

  5. Colorado

    6

View all states (17)

  1. Missouri

    2

  2. New York

    2

  3. None

    2

  4. North Carolina

    2

  5. California

    1

  6. Florida

    1

  7. Kentucky

    1

  8. Michigan

    1

  9. South Dakota

    1

  10. Tennessee

    1

  11. Texas

    1

  12. Utah

    1

Company response

  1. Closed with explanation

    56

  2. Closed with monetary relief

    11

  3. Closed with non-monetary relief

    5

  4. Closed

    1

Timely response

Timely-response figures are a count distribution as reported to CFPB, not a score.

  1. Yes

    73

How to read these figures

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.

Read the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
First National Bank of Omaha
Display name
First National Bank of Omaha
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1857
Charter class
National bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Office of the Comptroller of the Currency
Headquarters
Omaha, NE, 68102, United States
Website
https://www.fnbo.com
FDIC certificate number
5452
Federal Reserve
527954
OCC charter number
209
Domestic location count
141
Source observed
August 3, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
OCC
Institution type
National Bank
Primary activity
NAICS 52211
FDIC certificate
5452
Federal Reserve
527954
LDVFX8JEECFFE8HRWA73
Headquarters
1601 Capitol Avenue, Omaha, NE, 68197, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

Formal hierarchy

FFIEC NIC hierarchy rows

9

Showing 1 through 9 of 9 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipDIVERSIFIED CREDIT CORPORATIONDomestic Entity OtherOmaha, NE
Direct relationshipFIRST NATIONAL ADVISORS, LLCDomestic Entity OtherOmaha, NE
Direct relationshipFIRST NATIONAL FUNDING CORPORATIONDomestic Entity OtherOmaha, NE
Direct relationshipFIRST NATIONAL FUNDING, LLCDomestic Entity OtherOmaha, NE
Direct relationshipFNN AG FUNDING LLCDomestic Entity OtherOmaha, NE
Direct relationshipFNN TRUST COMPANY, LLCDomestic Entity OtherMitchell, SD
Direct relationshipGEN6 VENTURES, LLCDomestic Entity OtherOmaha, NE
Direct relationshipTRIBUTARY CAPITAL MANAGEMENT, LLCDomestic Entity OtherOmaha, NE
ROOT_INSTITUTIONFIRST NATIONAL BANK OF OMAHANational BankOmaha, NE

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured national bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

Ask about these locations

Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

137

Showing 51 through 100 of 137 listed locations

Scroll sideways to see every branch column.

Showing 51 through 100 of 137 FFIEC NIC branch locations
BranchAddressCityStatePostal code
LEAVENWORTH BRANCH2310 South 4th StreetLeavenworthKS66048
4650 COLLEGE BOULEVARD BRANCH4650 College BoulevardLeawoodKS66211
HALLBROOK BRANCH11181 Overbrook RoadLeawoodKS66211
PRAIRIE VILLAGE BRANCH9400 Mission RoadLeawoodKS66206
SOUTH LEAWOOD BRANCH13451 Briar StreetLeawoodKS66209
SONOMA PLAZA BRANCH8820 Maurer RoadLenexaKS66219
MISSION HILLS BRANCH2001 Shawnee Mission ParkwayMissionKS66205
13518 SOUTH ALDEN ST BRANCH13518 South Alden STOlatheKS66062
OLATHE - 151ST BRANCH18675 West 151st StreetOlatheKS66062
OLATHE COLLEGE BRANCH23600 College BoulevardOlatheKS66061
8800 WEST 135TH STREET BRANCH8800 West 135th StreetOverland ParkKS66221
9700 METCALF BRANCH9700 MetcalfOverland ParkKS66212
BLUE VALLEY PARKWAY BRANCH7335 West 119th StreetOverland ParkKS66213
BLUHAWK BRANCH7901 W 159th StreetOverland ParkKS66223
COLLEGE SQUARE BRANCH12260 College BoulevardOverland ParkKS66210
6301 PFLUMM ROAD BRANCH6301 Pflumm RoadShawneeKS66216
SHAWNEE MONTICELLO BRANCH21911 W. 66th StreetShawneeKS66226
BELTON BRANCH202 East North AvenueBeltonMO64012
HARRISONVILLE BRANCH1601 South Commercial StreetHarrisonvilleMO64701
1 WARD PARKWAYOne Ward ParkwayKansas CityMO64112
DOWNTOWN BRANCH1100 Main Street, Suite 200Kansas CityMO64105
TRAFFICWAY BRANCH4343 Belleview AvenueKansas CityMO64111
LEE'S SUMMIT - DOWNTOWN BRANCH32 SE 3rd StreetLee's SummitMO64063
WOODS CHAPEL BRANCH831 NE Woods Chapel RoadLees SummitMO64064
NORTHTOWNE BRANCH401 Armour RoadNorth Kansas CityMO64116
RAYMORE BRANCH1000 West Foxwood DriveRaymoreMO64083
124 WEST THIRD STREET BRANCH124 West Third StreetAllianceNE69301
BEATRICE BRANCH2205 North Sixth StreetBeatriceNE68310
GAGE COUNTY MOBILE BRANCH2205 North 6th StreetBeatriceNE68310
BELLEVUE BRANCH2008 Pratt AveBellevueNE68123
315 WEST THIRD STREET BRANCH315 West Third StreetChadronNE69337
23RD STREET FACILITY1820 23rd StreetColumbusNE68601
2623 13TH STREET BRANCH2623 13th StreetColumbusNE68601
PLATTE COUNTY MOBILE BRANCH2623 13th StreetColumbusNE68601
397 NORTH FOURTH STREET BRANCH397 North Fourth StreetDavid CityNE68632
610 NORTH MAIN STREET BRANCH610 North Main StreetFremontNE68025
801 EAST 23RD STREET BRANCH801 East 23rd StreetFremontNE68025
FREMONT MOBILE BRANCH610 North Main StreetFremontNE68025
GERING BRANCH1940 10th StreetGeringNE69341
810 ALLEN DRIVE BRANCH810 Allen DriveGrand IslandNE68803
GRAND ISLAND, NEBRASKA SOUTH LOCUST BRANCH2023 South LocustGrand IslandNE68801
GRETNA BRANCH20640 Highway 370GretnaNE68028
2216 1ST AVENUE DRIVE-UP BRANCH2216 1st AvenueKearneyNE68847
2223 SECOND AVENUE BRANCH2223 Second AvenueKearneyNE68847
KEARNEY MOBILE BRANCH2223 Second AvenueKearneyNE68847
LA VISTA CITY CENTRE BRANCH7978 Main StreetLa VistaNE68128
84TH & HOLDREGE BRANCH1501 North 84th StreetLincolnNE68505
HAYMARKET CANOPY LOFTS BRANCH601 R Street, Suite 150LincolnNE68508
PINE LAKE BRANCH6600 S 27th STLincolnNE68512
1500 MARKET LANE BRANCH1500 Market LaneNorfolkNE68701

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

Ask about this history

Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

16

Showing 1 through 16 of 16 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
October 1, 2025Charter Discontinued (Merger or Purchase & Assumption)—
May 1, 2024Charter Discontinued (Merger or Purchase & Assumption)DIVERSIFIED FINANCIAL SERVICES, LLC
February 14, 2022Charter Discontinued (Merger or Purchase & Assumption)—
July 28, 2014Charter Discontinued (Merger or Purchase & Assumption)—
March 31, 2014Charter Discontinued (Merger or Purchase & Assumption)—
March 31, 2014Charter Discontinued (Merger or Purchase & Assumption)—
March 31, 2014Charter Discontinued (Merger or Purchase & Assumption)—
March 31, 2014Charter Discontinued (Merger or Purchase & Assumption)—
September 30, 2010Charter Discontinued (Merger or Purchase & Assumption)—
September 30, 2010Charter Discontinued (Merger or Purchase & Assumption)—
September 30, 2010Charter Discontinued (Merger or Purchase & Assumption)—
March 30, 2010Charter Discontinued (Merger or Purchase & Assumption)INFIBANK, N.A.
February 9, 2008Charter Discontinued (Merger or Purchase & Assumption)—
November 22, 1989Charter Discontinued (Merger or Purchase & Assumption)—
May 31, 1988Charter Discontinued (Merger or Purchase & Assumption)—
September 7, 1984Failure - Government Assistance ProvidedDAVID CITY BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

Ask about these sources

Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

Related research pages