Total CFPB mortgage complaint records
1,343
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Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Total CFPB mortgage complaint records
1,343
Coverage start
December 1, 2012
Data through
August 20, 2026
| Year | Complaint records |
|---|---|
| 2013 | 2 |
| 2014 | 2 |
| 2015 | 7 |
| 2016 | 14 |
| 2017 | 15 |
| 2018 | 17 |
| 2019 | 26 |
| 2020 | 57 |
| 2021 | 97 |
| 2022 | 135 |
| 2023 | 199 |
| 2024 | 216 |
| 2025 | 236 |
| 2026 | 320 |
Trouble during payment process
None
194
Trouble during payment process
Escrow, taxes, or insurance
181
Trouble during payment process
Trying to communicate with the company to fix an issue while managing or servicing your loan
115
Applying for a mortgage or refinancing an existing mortgage
None
111
Struggling to pay mortgage
None
90
Trouble during payment process
Payment process
78
Closing on a mortgage
None
66
Struggling to pay mortgage
Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
36
Applying for a mortgage or refinancing an existing mortgage
Trying to communicate with the company to fix an issue with the application process
31
Struggling to pay mortgage
An existing modification, forbearance plan, short sale, or other loss mitigation relief
30
Struggling to pay mortgage
Applying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu
30
Trouble during payment process
Loan sold or transferred to another company
26
Applying for a mortgage or refinancing an existing mortgage
Confusing or misleading advertising or marketing
25
Closing on a mortgage
Trying to communicate with the company to fix an issue with the loan closing
25
Applying for a mortgage or refinancing an existing mortgage
Delays in the application process
23
Closing on a mortgage
Closing disclosure or other related disclosures
23
Closing on a mortgage
Delays with the closing process
22
Struggling to pay mortgage
Foreclosure
21
Closing on a mortgage
Changes in loan terms during or after closing
18
Trouble during payment process
Fees charged
18
Trouble during payment process
Private mortgage insurance (PMI)
18
Trouble during payment process
Paying off the loan
17
Applying for a mortgage or refinancing an existing mortgage
Changes in loan terms during the application process
16
Incorrect information on your report
Account status incorrect
16
Applying for a mortgage or refinancing an existing mortgage
Application denials
15
Closing on a mortgage
Fees or costs after closing
11
Application, originator, mortgage broker
None
10
Incorrect information on your report
Account information incorrect
9
Applying for a mortgage or refinancing an existing mortgage
Loan estimate or other related disclosures
8
Applying for a mortgage or refinancing an existing mortgage
Negative impact of inaccurate appraisal
7
Applying for a mortgage or refinancing an existing mortgage
Fees or costs during the application process
6
Loan servicing, payments, escrow account
None
6
Closing on a mortgage
Setting up an escrow account for taxes and insurance
5
Credit decision / Underwriting
None
5
Loan modification,collection,foreclosure
None
5
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
5
Problem with a company's investigation into an existing problem
Was not notified of investigation status or results
3
Settlement process and costs
None
3
Trouble during payment process
Interest rate
3
Improper use of your report
Reporting company used your report improperly
2
Incorrect information on your report
Information belongs to someone else
2
Problem with a company's investigation into an existing problem
Problem with personal statement of dispute
2
Credit monitoring or identity theft protection services
Problem canceling credit monitoring or identify theft protection service
1
Incorrect information on your report
Public record information inaccurate
1
Problem with a company's investigation into an existing problem
Difficulty submitting a dispute or getting information about a dispute over the phone
1
Problem with a company's investigation into an existing problem
Investigation took more than 30 days
1
Problem with a credit reporting company's investigation into an existing problem
Investigation took more than 30 days
1
Trouble during payment process
Lien release
1
Florida
172
California
148
Ohio
103
Texas
97
New Jersey
76
Pennsylvania
73
Illinois
62
New York
46
Washington
46
Georgia
42
North Carolina
41
Virginia
39
Massachusetts
36
Arizona
31
Indiana
30
Michigan
27
Colorado
22
Minnesota
20
South Carolina
17
Tennessee
15
Alabama
14
Missouri
14
Nevada
14
Maryland
13
Utah
13
Wisconsin
12
Connecticut
11
Louisiana
11
New Hampshire
11
Oklahoma
11
Oregon
11
Delaware
8
West Virginia
8
Kentucky
7
None
7
Kansas
6
New Mexico
6
Iowa
3
Nebraska
3
Puerto Rico
3
Rhode Island
3
Alaska
2
Arkansas
2
Maine
2
District of Columbia
1
Hawaii
1
Mississippi
1
Montana
1
North Dakota
1
Closed with explanation
1,104
Closed with non-monetary relief
138
In progress
70
Closed with monetary relief
30
Untimely response
1
Timely-response figures are a count distribution as reported to CFPB, not a score.
Yes
1,313
No
30
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. US Mortgage Index does not treat complaint allegations as independently verified facts.