Back to institutions

Institution profile

Commercial Bank (Harrogate, TN)

Bank · Active · Headquarters: Harrogate, TN

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Commercial Bank
Display name
Commercial Bank (Harrogate, TN)
Institution status
Active
FDIC insured
Yes
FDIC insured since
November 1, 1976
Established date
November 1, 1976
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Harrogate, TN, 37752, United States
FDIC certificate number
22354
Federal Reserve RSSD ID
497039
Domestic location count
40
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
22354
Federal Reserve RSSD ID
497039
LEI
549300XQ8DRJT0OETE90
Headquarters
6710 Cumberland Gap Parkway, Harrogate, TN, 37752, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

33

Showing 1 through 33 of 33 listed locations

Scroll sideways to see every branch column.

Showing 1 through 33 of 33 FFIEC NIC branch locations
BranchAddressCityStatePostal code
AUTO BANK BRANCH312 Knox StreetBarbourvilleKY40906
CUMBERLAND PARKWAY BRANCH1149 South US Highway 25 EastBarbourvilleKY40906
UNION PLAZA BRANCH603 Knox STBarbourvilleKY40906
CORBIN BANKING CENTER BRANCH1285 Cumberland Gap ParkwayCorbinKY40701
SOUTH CORBIN BRANCH1140 Cumberland Falls ParkwayCorbinKY40701
SOUTH LAUREL BRANCH775 West Cumberland Gap ParkwayCorbinKY40701
CUMBERLAND BRANCH1701 East Main StreetCumberlandKY40823
HARLAN BRANCH2320 South US Highway 421HarlanKY40831
LAUREL SHOPPING PLAZA BRANCH1811 N. Main StreetLondonKY40741
LONDON BRANCH202 South Main StreetLondonKY40741
MARKETPLACE BRANCH1730 Highway 192 WestLondonKY40741
MIDDLESBORO OFFICE1431 Cumberland AveMiddlesboroKY40965
TENNESSEE AVENUE BRANCH535 West Tennessee AvenuePinevilleKY40977
ALLIANCE BANK & TRUST COMPANY292 West Main AvenueGastoniaNC28052
GASTONIA BRANCH2227 Union RoadGastoniaNC28054
KINGS MOUNTAIN BRANCH1113 Shelby RoadKings MountainNC28086
SHELBY BRANCH412 S Dekalb StreetShelbyNC28150
BRENTWOOD BRANCH122 Franklin Road, Suite 130BrentwoodTN37027
JOHNSON CITY BRANCH1616 West Market Street, Suite 1Johnson CityTN37604
KINGSPORT OFFICE1072 East Stone DriveKingsportTN37660
HALLS BRANCH7400 Maynardville HwyKnoxvilleTN37938
NORTH BROADWAY STREET BRANCH5320 North Broadway StreetKnoxvilleTN37918
WEST KNOXVILLE BRANCH10413 Kingston PikeKnoxvilleTN37922
LUTTRELL OFFICE111 Tazewell PikeLuttrellTN37779
MAYNARDVILLE OFFICE2600 Maynardville HighwayMaynardvilleTN37807
MORRISTOWN BRANCH (COLLEGE SQUARE)155 Terrace LaneMorristownTN37813
MORRISTOWN BRANCH (MILLENNIUM SQUARE)225 West 1st North StreetMorristownTN37814
NEW TAZEWELL BROAD STREET130 South Broad StreetNew TazewellTN37825
NEW TAZEWELL OFFICE1001 Broad StreetNew TazewellTN37879
NEWPORT-BROADWAY BRANCH262 East BroadwayNewportTN37821
NEWPORT-BRYANTS TOWN BRANCH774 Cosby HwyNewportTN37821
POWELL BRANCH420 East Emory RoadPowellTN37849
SPEEDWELL OFFICE7675 U.s. Hwy 63SpeedwellTN37870

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
October 6, 2025
Regulator
Federal Reserve
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
October 6, 2025SatisfactoryFederal ReserveLarge Bank Exam
July 15, 2024Needs to ImproveFederal ReserveLarge Bank Exam
June 13, 2022SatisfactoryFederal ReserveIntermediate Small Bank
December 3, 2018SatisfactoryFederal ReserveIntermediate Small Bank
September 21, 2015SatisfactoryFederal ReserveIntermediate Small Bank
April 16, 2012SatisfactoryFederal ReserveIntermediate Small Bank
April 12, 2010SatisfactoryFederal ReserveIntermediate Small Bank
March 31, 2008OutstandingFederal ReserveIntermediate Small Bank
February 6, 2006SatisfactoryFederal ReserveIntermediate Small Bank
January 12, 2004OutstandingFederal ReserveSmall Bank
January 11, 1999OutstandingFederal ReserveSmall Bank
February 23, 1998OutstandingFederal ReserveSmall Bank
August 1, 1995SatisfactoryFDICNot Reported
September 1, 1993SatisfactoryFDICNot Reported
June 1, 1991SatisfactoryFDICNot Reported

Institutional history

7 FFIEC NIC history events

Showing 1 through 7 of 7 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
July 1, 2024Charter Discontinued (Merger or Purchase & Assumption)
February 1, 2020Charter Discontinued (Merger or Purchase & Assumption)
January 1, 2018Charter Discontinued (Merger or Purchase & Assumption)
April 18, 2016Charter Discontinued (Merger or Purchase & Assumption)
September 6, 2008Charter Discontinued (Merger or Purchase & Assumption)
November 1, 2001Charter Discontinued (Merger or Purchase & Assumption)
April 23, 1986Failure - Government Assistance ProvidedUNION COUNTY BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipBANKERS TITLE OF EAST TENNESSEE, LLCDomestic Entity OtherKnoxville, TN
ROOT_INSTITUTIONCOMMERCIAL BANKState Member BankHarrogate, TN

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank