HMDA records
2,381
2025
Public institution profile · Bank · Not a recommendation
Capitol Federal Savings Bank
BankTopeka, KSActive
FDIC certificate 27981
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 27981
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 968070
- OCC charter number
- 700670
- Not published — no verified match
- Official website
- https://www.capfed.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Topeka, KS
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 45
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 3 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Topeka, KS
- activity
- Published activity year 2025
- Listed branch locations
- 45
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 3 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
2,381reported records
1,598reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
1,598
2025
Denials
276
2025
Withdrawals
174
2025
Denial rate among decisioned applications
14.2%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 2,381 | 1,598 | 67 | 276 | 174 | 14.2% |
| 2024 | 2,539 | 1,705 | 89 | 245 | 232 | 12.0% |
| 2023 | 2,834 | 2,003 | 71 | 244 | 222 | 10.5% |
| 2022 | 5,174 | 3,982 | 168 | 272 | 291 | 6.2% |
| 2021 | 7,649 | 5,391 | 160 | 389 | 526 | 6.5% |
| 2020 | 8,667 | 5,606 | 226 | 517 | 893 | 8.1% |
| 2019 | 6,343 | 4,206 | 173 | 407 | 496 | 8.5% |
| 2018 | 6,271 | 4,109 | 176 | 425 | 465 | 9.0% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 2,378 |
| FHA | 0 |
| VA | 3 |
| RHS / FSA | 0 |
| Home purchase | 1,091 |
| Home improvement | 640 |
| Refinancing | 254 |
| Cash-out refinancing | 128 |
State reporting
13 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Capitol Federal Savings Bank
- Display name
- Capitol Federal Savings Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- January 1, 1893
- Charter class
- Federal savings bank
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Topeka, KS, 66603, United States
- Website
- https://www.capfed.com
- FDIC certificate number
- 27981
- Federal Reserve
- 968070
- OCC charter number
- 700670
- Domestic location count
- 46
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- Federal Savings Bank
- Primary activity
- NAICS 52218
- FDIC certificate
- 27981
- Federal Reserve
- 968070
- 549300C61LNGA8J8EF85
- Headquarters
- 700 South Kansas Avenue, Topeka, KS, 66603-3894, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
5
Showing 1 through 5 of 5 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CAPITAL CITY INVESTMENTS, INC. | Domestic Entity Other | Topeka, KS |
| Direct relationship | CAPITOL FEDERAL LOAN COMPANY, LP | Domestic Entity Other | Topeka, KS |
| Direct relationship | CAPITOL FEDERAL PARTNERS, LLC | Domestic Entity Other | Topeka, KS |
| Direct relationship | CAPITOL FUNDS, INC. | Domestic Entity Other | Topeka, KS |
| ROOT_INSTITUTION | CAPITOL FEDERAL SAVINGS BANK | Federal Savings Bank | Topeka, KS |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured federal savings bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
45
Showing 1 through 45 of 45 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ANDOVER MARKETPLACE BRANCH | 114 East Cloud Avenue | Andover | KS | 67002-8866 |
| DERBY MARKETPLACE BRANCH | 1636 North Rock Road, Suite 900 | Derby | KS | 67037-3769 |
| EMPORIA BRANCH | 602 Commercial Street | Emporia | KS | 66801-3902 |
| GARDNER PRICE CHOPPER BRANCH | 660 East Main Street | Gardner | KS | 66030 |
| STATE AVENUE PRICE CHOPPER BRANCH | 7600 State Avenue | Kansas City | KS | 66112-2820 |
| WYANDOTTE STATE BRANCH | 6900 State Ave | Kansas City | KS | 66102 |
| FREE STATE BRANCH | 4431 Bauer Farm Drive | Lawrence | KS | 66049 |
| HOBBS TAYLOR BRANCH | 740 New Hampshire | Lawrence | KS | 66044 |
| WEST LAWRENCE BRANCH | 1025 Iowa Street | Lawrence | KS | 66044-1838 |
| WEST LAWRENCE LPO | 1026 Westdale Road | Lawrence | KS | 66049 |
| VILLAGE OF SEVILLE BRANCH | 13100 State Line Road | Leawood | KS | 66209-1708 |
| LENEXA BRANCH | 15525 West 87th Street | Lenexa | KS | 66219-1434 |
| MANHATTAN BRANCH | 1401 Poyntz Avenue | Manhattan | KS | 66502-4175 |
| WEST MANHATTAN BRANCH | 705 Commons Place | Manhattan | KS | 66503-3002 |
| MISSION BRANCH | 5501 Johnson Drive | Mission | KS | 66202-3380 |
| EAST OLATHE BRANCH | 2100 East 151st Street | Olathe | KS | 66062-2943 |
| OLATHE BRANCH | 1408 East Santa FE Street | Olathe | KS | 66061-3697 |
| COLLEGE BOULEVARD BRANCH | 10101 College Boulevard | Overland Park | KS | 66210-1417 |
| NALL HILLS BRANCH | 9500 Nall Avenue, Suite 100 | Overland Park | KS | 66207-2975 |
| NALL VALLEY BRANCH | 15081 Nall Avenue | Overland Park | KS | 66223-4900 |
| OLD METCALF BRANCH | 13500 Metcalf Avenue | Overland Park | KS | 66223-1204 |
| STATE LINE BRANCH | 1900 West 75th Street | Prairie Village | KS | 66208-3502 |
| SALINA BRANCH | 2550 South 9th Street | Salina | KS | 67401-7603 |
| SHAWNEE BRANCH | 5700 Nieman Road | Shawnee | KS | 66203-2834 |
| SHAWNEE CROSSINGS BRANCH | 22400 Midland Drive | Shawnee | KS | 66226-3530 |
| AQUARIAN CENTER BRANCH | 3310 Southeast 29th Street | Topeka | KS | 66605-2090 |
| BOULEVARD BRANCH | 1201 Southwest Topeka Boulevard | Topeka | KS | 66612-1814 |
| FAIRLAWN BRANCH | 2100 Southwest Fairlawn Road | Topeka | KS | 66614-1502 |
| GAGE BOULEVARD BRANCH | 1701 Southwest Gage | Topeka | KS | 66604 |
| NORTH TOPEKA BRANCH | 4616 NW Hunters Ridge DR | Topeka | KS | 66618-2663 |
| OAKLAND BRANCH | 2400 Northeast Seward | Topeka | KS | 66616 |
| SOUTH TOPEKA BRANCH | 2901 South Kansas Avenue | Topeka | KS | 66611-2216 |
| TOPEKA BOULEVARD NORTH BRANCH | 2040 NW Topeka Boulevard | Topeka | KS | 66608 |
| WANAMAKER BRANCH | 2865 Southwest Wanamaker Road | Topeka | KS | 66614-4267 |
| BRADLEY FAIR BRANCH | 8301 East 21st Street North | Wichita | KS | 67206-2932 |
| EAST WICHITA BRANCH | 8040 East Douglas Avenue | Wichita | KS | 67206-2342 |
| KENMAR BRANCH | 1414 N Oliver Ave | Wichita | KS | 67208 |
| MAIZE BRANCH | 3450 N Maize Road | Wichita | KS | 67205 |
| NORTHWEST WICHITA BRANCH | 10404 West Central Avenue | Wichita | KS | 67212-5102 |
| SOUTHEAST WICHITA BRANCH | 4000 East Harry Street | Wichita | KS | 67218-3791 |
| WEST WICHTA BRANCH | 4020 West Maple Street | Wichita | KS | 67209-2511 |
| MIDTOWN BRANCH | 4242 Main Street | Kansas City | MO | 64111 |
| NORTH OAK BRANCH | 393 NE 94th Street | Kansas City | MO | 64155 |
| TIFFANY SPRINGS BRANCH | 8781 N Ambassador DR | Kansas City | MO | 64154 |
| LIBERTY BRANCH | 1911 Star Drive | Liberty | MO | 64068 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
3
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| September 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 16, 1991 | Failure - Government Assistance Provided | MID KANSAS SAVINGS AND LOAN ASSOCIATION, F.A. |
| June 9, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | SOUTHWEST FEDERAL SAVINGS & LOAN ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.