U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

BankUnited, National Association

BankMiami Lakes, FLActive

FDIC certificate 58979

Data observedAugust 3, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
58979
company ID
Not published — no verified match
More identifiers
Federal Reserve
3938186
OCC charter number
25028
Not published — no verified match
Official website
https://www.BankUnited.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Miami Lakes, FL
HMDA activity
Published activity year 2019
Listed branch locations
56
Complaint records
CFPB search status is not currently available.
CRA examinations
No published CRA result found
Institution history
2 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Miami Lakes, FL
activity
Published activity year 2019
Listed branch locations
56
Complaint records
CFPB search status is not currently available.
CRA examinations
No published CRA result found
Institution history
2 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

6,379reported records

55reported originations

2019 reported mortgage activity. Source: HMDA.

HMDA2019The year selector below shows each published activity year.

Ask about this activity

activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2019.

Geographynationwide

HMDA source observed2026-08-27

HMDA records

6,379

2019

Loan originations

55

2019

Denials

2

2019

Withdrawals

3

2019

Denial rate among decisioned applications

3.5%

2019

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
20196,379550233.5%
20183,266850656.6%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2019
CategoryHMDA records
Conventional2,755
FHA3,144
VA480
RHS / FSA0
Home purchase981
Home improvement3
Refinancing655
Cash-out refinancing504

State reporting

51 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

Total CFPB mortgage complaint records

151

Coverage start

December 1, 2012

Data through

August 20, 2026

Annual activity

CFPB mortgage complaint records by year
YearComplaint records
20124
201342
201426
201526
201617
201714
20188
20196
20213
20224
20241

Leading issues

  1. Loan modification,collection,foreclosure

    None

    54

  2. Loan servicing, payments, escrow account

    None

    51

  3. Trouble during payment process

    None

    18

  4. Application, originator, mortgage broker

    None

    10

  5. Closing on a mortgage

    None

    5

View all issues (11)

  1. Other

    None

    4

  2. Struggling to pay mortgage

    None

    3

  3. Credit decision / Underwriting

    None

    2

  4. Settlement process and costs

    None

    2

  5. Applying for a mortgage or refinancing an existing mortgage

    None

    1

  6. Closing on a mortgage

    Trying to communicate with the company to fix an issue with the loan closing

    1

States

  1. Florida

    70

  2. New York

    12

  3. California

    10

  4. New Jersey

    9

  5. Virginia

    8

View all states (26)

  1. Maryland

    6

  2. Massachusetts

    5

  3. Illinois

    4

  4. Arizona

    3

  5. Georgia

    3

  6. Nevada

    3

  7. Connecticut

    2

  8. Texas

    2

  9. Utah

    2

  10. Delaware

    1

  11. District of Columbia

    1

  12. Idaho

    1

  13. Indiana

    1

  14. Minnesota

    1

  15. Nebraska

    1

  16. None

    1

  17. North Carolina

    1

  18. Rhode Island

    1

  19. Washington

    1

  20. West Virginia

    1

  21. Wisconsin

    1

Company response

  1. Closed with explanation

    135

  2. Closed with monetary relief

    7

  3. Closed with non-monetary relief

    6

  4. Closed

    3

Timely response

Timely-response figures are a count distribution as reported to CFPB, not a score.

  1. Yes

    151

How to read these figures

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.

Read the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
BankUnited, National Association
Display name
BankUnited, National Association
Institution status
Active
FDIC insured
Yes
FDIC insured since
May 21, 2009
Established date
May 21, 2009
Charter class
National bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Office of the Comptroller of the Currency
Headquarters
Miami Lakes, FL, 33016, United States
Website
https://www.BankUnited.com
FDIC certificate number
58979
Federal Reserve
3938186
OCC charter number
25028
Domestic location count
56
Source observed
August 3, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
OCC
Institution type
National Bank
Primary activity
NAICS 52211
FDIC certificate
58979
Federal Reserve
3938186
BFLFJ4PXRGDML87ZYT33
Headquarters
14817 Oak Lane, Miami Lakes, FL, 33016, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

Formal hierarchy

FFIEC NIC hierarchy rows

2

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipBU DELAWARE, INC.Domestic Entity OtherWilmington, DE
ROOT_INSTITUTIONBANKUNITED, NATIONAL ASSOCIATIONNational BankMiami Lakes, FL

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured national bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

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Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

56

Showing 51 through 56 of 56 listed locations

Scroll sideways to see every branch column.

Showing 51 through 56 of 56 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ATLANTA BRANCH3500 Lenox Road, Suite 1775AtlantaGA30326
BROOKLYN BRANCH252 BroadwayBrooklynNY11219
MELVILLE NY BRANCH445 Broadhollow RoadMelvilleNY11747
AVENUE OF THE AMERICAS BRANCH960 6th Avenue OF The AmericasNew YorkNY10001
NYC 57TH & LEXINGTON AVENUE136 East 57th StreetNew YorkNY10022
TEXAS BRANCH5610 Lemmon Avenue, Suite A2DallasTX75209

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

Ask about this history

Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

2

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
March 23, 2013Charter Discontinued (Merger or Purchase & Assumption)HERALD NATIONAL BANK
May 22, 2009Failure - Government Assistance ProvidedBANKUNITED, FSB

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

Ask about these sources

Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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