HMDA records
6,379
2019
Public institution profile · Bank · Not a recommendation
BankUnited, National Association
BankMiami Lakes, FLActive
FDIC certificate 58979
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 58979
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 3938186
- OCC charter number
- 25028
- Not published — no verified match
- Official website
- https://www.BankUnited.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Miami Lakes, FL
- HMDA activity
- Published activity year 2019
- Listed branch locations
- 56
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 2 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Miami Lakes, FL
- activity
- Published activity year 2019
- Listed branch locations
- 56
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 2 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
6,379reported records
55reported originations
2019 reported mortgage activity. Source: HMDA.
HMDA2019The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2019.
Geographynationwide
HMDA source observed2026-08-27
Loan originations
55
2019
Denials
2
2019
Withdrawals
3
2019
Denial rate among decisioned applications
3.5%
2019
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2019 | 6,379 | 55 | 0 | 2 | 3 | 3.5% |
| 2018 | 3,266 | 85 | 0 | 6 | 5 | 6.6% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 2,755 |
| FHA | 3,144 |
| VA | 480 |
| RHS / FSA | 0 |
| Home purchase | 981 |
| Home improvement | 3 |
| Refinancing | 655 |
| Cash-out refinancing | 504 |
State reporting
51 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Total CFPB mortgage complaint records
151
Coverage start
December 1, 2012
Data through
August 20, 2026
Annual activity
| Year | Complaint records |
|---|---|
| 2012 | 4 |
| 2013 | 42 |
| 2014 | 26 |
| 2015 | 26 |
| 2016 | 17 |
| 2017 | 14 |
| 2018 | 8 |
| 2019 | 6 |
| 2021 | 3 |
| 2022 | 4 |
| 2024 | 1 |
Leading issues
Loan modification,collection,foreclosure
None
54
Loan servicing, payments, escrow account
None
51
Trouble during payment process
None
18
Application, originator, mortgage broker
None
10
Closing on a mortgage
None
5
View all issues (11)
Other
None
4
Struggling to pay mortgage
None
3
Credit decision / Underwriting
None
2
Settlement process and costs
None
2
Applying for a mortgage or refinancing an existing mortgage
None
1
Closing on a mortgage
Trying to communicate with the company to fix an issue with the loan closing
1
States
Florida
70
New York
12
California
10
New Jersey
9
Virginia
8
View all states (26)
Maryland
6
Massachusetts
5
Illinois
4
Arizona
3
Georgia
3
Nevada
3
Connecticut
2
Texas
2
Utah
2
Delaware
1
District of Columbia
1
Idaho
1
Indiana
1
Minnesota
1
Nebraska
1
None
1
North Carolina
1
Rhode Island
1
Washington
1
West Virginia
1
Wisconsin
1
Company response
Closed with explanation
135
Closed with monetary relief
7
Closed with non-monetary relief
6
Closed
3
Timely response
Timely-response figures are a count distribution as reported to CFPB, not a score.
Yes
151
How to read these figures
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- BankUnited, National Association
- Display name
- BankUnited, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- May 21, 2009
- Established date
- May 21, 2009
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Miami Lakes, FL, 33016, United States
- Website
- https://www.BankUnited.com
- FDIC certificate number
- 58979
- Federal Reserve
- 3938186
- OCC charter number
- 25028
- Domestic location count
- 56
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 58979
- Federal Reserve
- 3938186
- BFLFJ4PXRGDML87ZYT33
- Headquarters
- 14817 Oak Lane, Miami Lakes, FL, 33016, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
2
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BU DELAWARE, INC. | Domestic Entity Other | Wilmington, DE |
| ROOT_INSTITUTION | BANKUNITED, NATIONAL ASSOCIATION | National Bank | Miami Lakes, FL |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
56
Showing 1 through 50 of 56 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALTAMONTE SPRINGS BRANCH | 510 E. Altamonte Drive | Altamonte Springs | FL | 32701 |
| BOCA TOWN CENTER BRANCH | 5295 Town Center Road | Boca Raton | FL | 33486 |
| EAST BOCA BRANCH | 600 North Federal Highway | Boca Raton | FL | 33432 |
| BONITA SPRINGS RIVERVIEW BRANCH | 27200 Riverview Center Boulevard | Bonita Springs | FL | 34134 |
| BOYNTON BEACH OAKWOOD SQUARE BRANCH | 324 North Congress Avenue | Boynton Beach | FL | 33426 |
| BRADENTON LAKEWOOD RANCH BRANCH | 10625 SR 64 East | Bradenton | FL | 34212 |
| CLEARWATER/FEATHER SOUND BRANCH | 3507 Ulmerton Road | Clearwater | FL | 33762 |
| CORAL GABLES/MIRACLE MILE BRANCH | 299 Miracle Mile | Coral Gables | FL | 33134 |
| CENTRAL DELRAY BRANCH | 5300 West Atlantic Avenue | Delray Beach | FL | 33484 |
| DORAL BRANCH | 9690 Northwest 41st Street, Suite 1 | Doral | FL | 33178 |
| FORT LAUDERDALE LAS OLAS BRANCH | 337 East Las Olas Boulevard | Fort Lauderdale | FL | 33301 |
| FT. LAUDERDALE EAST COMMERCIAL BRANCH | 1815 East Commercial Boulevard | Fort Lauderdale | FL | 33308 |
| FT. LAUDERDALE/EAST SUNRISE BRANCH | 1730 East Sunrise Boulevard | Fort Lauderdale | FL | 33304 |
| PLANTATION TOWNE SQUARE BRANCH | 6941 West Broward Boulevard | Fort Lauderdale | FL | 33317 |
| FORT MYERS COLLEGE PARKWAY BRANCH | 12748 South Cleveland Avenue | Fort Myers | FL | 33907 |
| HIALEAH BRANCH | 1291 West 49th Street | Hialeah | FL | 33012 |
| MIAMI LAKES BRANCH | 15201 Northwest 67th Avenue | Hialeah | FL | 33014 |
| HOLLYWOOD PRESIDENTIAL PLAZA BRANCH | 3795 Hollywood Boulevard | Hollywood | FL | 33021 |
| PALM AND PINES BRANCH | 10090 Pines Boulevard | Hollywood | FL | 33024 |
| JUPITER INDIANTOWN ROAD BRANCH | 620 West Indiantown Road | Jupiter | FL | 33458 |
| LAKE MARY BRANCH | 4406 West Lake Mary Boulevard | Lake Mary | FL | 32746 |
| LAKE WORTH LANTANA BRANCH | 5764 Jog Road | Lake Worth | FL | 33463 |
| AVENTURA WATERWAY BRANCH | 21155 Biscayne Boulevard | Miami | FL | 33180 |
| BIRD ROAD BRANCH | 9495 Southwest 40th Street | Miami | FL | 33165 |
| BISCAYNE BOULEVARD - NORTH MIAMI BRANCH | 12290 Biscayne Boulevard | Miami | FL | 33181 |
| BRICKELL BRANCH | 800 Brickell Avenue, Suite 111 | Miami | FL | 33131 |
| KENDALL BRANCH | 12905 North Kendall Drive | Miami | FL | 33186 |
| MIAMI BLUE LAGOON BRANCH | 5680 Blue Lagoon Drive | Miami | FL | 33126 |
| SW 8TH STREET BRANCH | 3650 SW 8th Street | Miami | FL | 33135 |
| MIAMI CORAL WAY BRANCH | 1101 SW 22nd Street | Miami Beach | FL | 33129 |
| BRIDGE BRANCH | 14817 Oak Lane | Miami Lakes | FL | 33016 |
| NAPLES TAMIAMI TRAIL NORTH BRANCH | 8877 Tamiami Trail North | Naples | FL | 34108 |
| TAMPA ROAD BRANCH | 4015 Tampa Road | Oldsmar | FL | 34677 |
| SODO BRANCH | 2495 S Orange Avenue | Orlando | FL | 32806 |
| PINECREST BRANCH | 12151 South Dixie Highway | Pinecrest | FL | 33156 |
| CORAL SPRINGS BRANCH | 2895 University Drive | Pompano Beach | FL | 33065 |
| LIGHTHOUSE POINT BRANCH | 2500 North Federal Highway | Pompano Beach | FL | 33064 |
| POMPANO ATLANTIC BRANCH | 2100 East Atlantic Boulevard | Pompano Beach | FL | 33062 |
| WEST POMPANO BRANCH | 3551 North Powerline Road | Pompano Beach | FL | 33069 |
| SARASOTA SOUTHSIDE VILLAGE BRANCH | 1575 South Tamiami Trail | Sarasota | FL | 34239 |
| SOUTH MIAMI PLAZA BRANCH | 6300 South Dixie Highway, Suite B | South Miami | FL | 33143 |
| STUART WEDGEWWOD BRANCH | 3316 Southeast Federal Highway | Stuart | FL | 34997 |
| TAMARAC BRANCH | 5819 North University Drive | Tamarac | FL | 33321 |
| HENDERSON BLVD BRANCH | 3801 Henderson Blvd | Tampa | FL | 33629 |
| TAMPA WESTSHORE | 1828 N Westshore Blvd | Tampa | FL | 33607 |
| VERO BEACH BRANCH | 2050 US Highway 1 | Vero Beach | FL | 32960 |
| DIXIE HIGHWAY AND 5TH STREET | 600 N Dixie Highway | West Palm Beach | FL | 33401 |
| PALM BEACH GARDENS BRANCH | 9070 North Military Trail | West Palm Beach | FL | 33415 |
| WESTON BRANCH | 2394 Weston Road | Weston | FL | 33326 |
| WILTON MANORS BRANCH | 2723 North Dixie Highway | Wilton Manors | FL | 33334 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
2
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| March 23, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | HERALD NATIONAL BANK |
| May 22, 2009 | Failure - Government Assistance Provided | BANKUNITED, FSB |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.