HMDA records
3,680
2025
Public institution profile · Bank · Not a recommendation
Bank of Hawaii
BankHonolulu, HIActive
FDIC certificate 18053
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 18053
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 795968
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.boh.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Honolulu, HI
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 51
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam March 13, 2023
- Institution history
- 7 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Honolulu, HI
- activity
- Published activity year 2025
- Listed branch locations
- 51
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam March 13, 2023
- Institution history
- 7 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
3,680reported records
1,974reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
1,974
2025
Denials
1,022
2025
Withdrawals
479
2025
Denial rate among decisioned applications
33.7%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 3,680 | 1,974 | 39 | 1,022 | 479 | 33.7% |
| 2024 | 2,715 | 1,212 | 47 | 994 | 300 | 44.1% |
| 2023 | 3,451 | 1,808 | 70 | 1,126 | 329 | 37.5% |
| 2022 | 8,065 | 5,017 | 133 | 2,038 | 642 | 28.4% |
| 2021 | 11,058 | 6,829 | 155 | 2,173 | 1,114 | 23.7% |
| 2020 | 10,535 | 5,845 | 135 | 1,874 | 1,440 | 23.9% |
| 2019 | 8,399 | 4,943 | 122 | 1,731 | 981 | 25.5% |
| 2018 | 7,264 | 4,503 | 96 | 1,759 | 660 | 27.7% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 3,633 |
| FHA | 26 |
| VA | 21 |
| RHS / FSA | 0 |
| Home purchase | 1,166 |
| Home improvement | 687 |
| Refinancing | 858 |
| Cash-out refinancing | 120 |
State reporting
2 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Bank of Hawaii
- Display name
- Bank of Hawaii
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- July 10, 1959
- Established date
- January 1, 1897
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Honolulu, HI, 96813, United States
- Website
- https://www.boh.com
- FDIC certificate number
- 18053
- Federal Reserve
- 795968
- Domestic location count
- 47
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 18053
- Federal Reserve
- 795968
- XJCRTTYJVBMA22IXL619
- Headquarters
- 111 South King Street, Honolulu, HI, 96813, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- March 13, 2023
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 13, 2023 | Outstanding | Federal Reserve | Large Bank Exam |
| August 8, 2016 | Outstanding | Federal Reserve | Large Bank Exam |
| April 29, 2013 | Outstanding | Federal Reserve | Large Bank Exam |
| April 25, 2011 | Outstanding | Federal Reserve | Large Bank Exam |
| April 13, 2009 | Outstanding | Federal Reserve | Large Bank Exam |
| February 5, 2007 | Outstanding | Federal Reserve | Large Bank Exam |
| October 18, 2004 | Outstanding | Federal Reserve | Large Bank Exam |
| October 21, 2002 | Outstanding | Federal Reserve | Large Bank Exam |
| August 1, 2000 | Outstanding | FDIC | Large Bank Exam |
| October 1, 1997 | Outstanding | FDIC | Small Bank |
| February 1, 1995 | Satisfactory | FDIC | Not Reported |
| February 1, 1992 | Outstanding | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
19
Showing 1 through 19 of 19 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BANKOH INVESTMENT SERVICES, INC. | Domestic Entity Other | Honolulu, HI |
| Direct relationship | BERKADIA HOUSING PARTNERSHIP XIV 2025 LP | Domestic Entity Other | Philadelphia, PA |
| Direct relationship | CREA CORPORATE TAX CREDIT FUND 38, LLC | Domestic Entity Other | Indianapolis, IN |
| Direct relationship | CREA CORPORATE TAX CREDIT FUND 50, LLC | Domestic Entity Other | Indianapolis, IN |
| Direct relationship | ENTERPRISE PACIFIC HOUSING FUND I LLLP | Domestic Entity Other | Columbia, MD |
| Direct relationship | HAWAII AFFORDABLE HOUSING FUND I LP | Domestic Entity Other | Chicago, IL |
| Direct relationship | HHF EQUITY FUND 11, LLC | Domestic Entity Other | Honolulu, HI |
| Direct relationship | HHF EQUITY FUND 13, LLC | Domestic Entity Other | Honolulu, HI |
| Direct relationship | HHF EQUITY FUND 15, LLC | Domestic Entity Other | Honolulu, HI |
| Direct relationship | HHF EQUITY FUND 16, LLC | Domestic Entity Other | Honolulu, HI |
| Direct relationship | HHF EQUITY FUND 19, LLC | Domestic Entity Other | Honolulu, HI |
| Direct relationship | HHF EQUITY FUND IX, LLC | Domestic Entity Other | Honolulu, HI |
| Direct relationship | HHF EQUITY FUND VIII, LLC | Domestic Entity Other | Honolulu, HI |
| Direct relationship | HHF EQUITY FUND X, LLC | Domestic Entity Other | Honolulu, HI |
| Direct relationship | HUNT CAPITAL PARTNERS TAX CREDIT FUND 29, LP | Domestic Entity Other | Encino, CA |
| Direct relationship | MALU'OHAI PACIFIC LIMITED PARTNERSHIP | Domestic Entity Other | Honolulu, HI |
| Direct relationship | NEF HAWAII SHARED INVESTMENT FUND I LP | Domestic Entity Other | Chicago, IL |
| Direct relationship | PACIFIC CENTURY LIFE INSURANCE CORPORATION | Domestic Entity Other | Honolulu, HI |
| ROOT_INSTITUTION | BANK OF HAWAII | State Member Bank | Honolulu, HI |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
51
Showing 1 through 50 of 51 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| MICRONESIA MALL BRANCH | 1088 West Marine Corps Drive, Space K-1 | Dededo | GU | 96929 |
| TAMUNING BRANCH | 134 Chalan San Antonio | Tamuning | GU | 96913 |
| UPPER TUMON HARMON BRANCH | 1340-c North Marine Drive | Upper Tumon | GU | 96913 |
| PEARLRIDGE BRANCH | 98-1059 Moanalua Road | Aiea | HI | 96701 |
| ELEELE BRANCH | 4469 Waialo Road, Suite C-6 | Eleele | HI | 96705 |
| SAFEWAY EWA IN-STORE BRANCH | 91-1119 Keaunui Drive, Suite 750 | Ewa Beach | HI | 96706 |
| HALEIWA BRANCH | 66-165 Kamehameha Highway, Suite 101 | Haleiwa | HI | 96712 |
| HANA BRANCH | Hana Shopping Center, Room 3 | Hana | HI | 96713 |
| HILO BRANCH | 1339 Kinoole Street | Hilo | HI | 96720 |
| KTA PUAINAKO IN-STORE BRANCH | 50 East Puainako Street, Suite 113 | Hilo | HI | 96720 |
| ALA MOANA BRANCH | 1441 Kapiolani Boulevard | Honolulu | HI | 96814 |
| HAWAII KAI BRANCH | 7192 Kalanianaole Highway, C-115 | Honolulu | HI | 96825 |
| IWILEI BRANCH | 909 Dillingham Boulevard | Honolulu | HI | 96817 |
| KAHALA MALL BRANCH | 4211 Waialae Avenue, Kiosk Space No. K-1 | Honolulu | HI | 96816 |
| KAIMUKI BRANCH | 3600 Waialae Avenue | Honolulu | HI | 96816 |
| MANOA BRANCH | 2809 East Manoa Road | Honolulu | HI | 96822 |
| MAPUNAPUNA BRANCH | 2969 Mapunapuna Place, Suite 100 | Honolulu | HI | 96819 |
| MOILIILI BRANCH | 2470 South King Street, Suite 101 | Honolulu | HI | 96826 |
| SAFEWAY BERETANIA IN-STORE BRANCH | 1234 South Beretania Street, Suite 200 | Honolulu | HI | 96814 |
| WAIALAE KAHALA BRANCH | 4634 Kilauea Avenue | Honolulu | HI | 96816 |
| WAIKIKI BRANCH | 2155 Kalakaua Avenue, Suite 104 | Honolulu | HI | 96815 |
| WARD BRANCH | 1288 Ala Moana Boulevard, Suite 110 | Honolulu | HI | 96814 |
| KAHULUI BRANCH | 11 East Kamehameha Avenue | Kahului | HI | 96732 |
| KAILUA BRANCH | 636 Kailua Road | Kailua | HI | 96734 |
| KONA BANKING CENTER BRANCH | 74-5457 Makala Boulevard, Suite 102 | Kailua-kona | HI | 96740 |
| SAFEWAY NIUMALU MARKETPLACE BRANCH | 75-971 Henry Street | Kailua-kona | HI | 96740 |
| WAIMEA BRANCH | 67-1185 Mamalahoa Highway, Unit A-102 | Kamuela | HI | 96743 |
| KANEOHE BRANCH | 45-1001 Kamehameha Highway | Kaneohe | HI | 96744 |
| KAPAA BRANCH | 4-1407 Kuhio Highway | Kapaa | HI | 96746 |
| KAPOLEI BRANCH | 4480 Kapolei Parkway, Suite 700 | Kapolei | HI | 96707 |
| KAUNAKAKAI BRANCH | 20B Ala Malama Street | Kaunakakai | HI | 96748 |
| KEALAKEKUA BRANCH | 81-6638 Mamalahoa Highway | Kealakekua | HI | 96750 |
| KIHEI BRANCH | 1280 South Kihei Road, Suite 116 | Kihei | HI | 96753 |
| KAHANA BRANCH | 4405 Honoapiilani Highway | Lahaina | HI | 96761 |
| LAHAINA BRANCH | 1183 Honoapiilani Highway, Unit 102 | Lahaina | HI | 96761 |
| LANAI BRANCH | 460 Eighth Street | Lanai City | HI | 96763 |
| LIHUE BRANCH | 4455 Rice Street | Lihue | HI | 96766 |
| PUKALANI BRANCH | 55 Pukalani Street, Suite D-31 | Makawao | HI | 96768 |
| MILILANI BRANCH | 95-1249 Meheula Parkway, Suite F-3 | Mililani | HI | 96789 |
| KA'U BRANCH | 96-3163 Pikake Street | Pahala | HI | 96777 |
| PAHOA BRANCH | 15-2906 Pahoa Village Road | Pahoa | HI | 96778 |
| PAIA BRANCH | 35 Baldwin Avenue | Paia | HI | 96779 |
| PEARL CITY BRANCH | 850 Kamehameha Highway, Suite 270 | Pearl City | HI | 96782 |
| PRINCEVILLE BRANCH | 5-4280 Kuhio Highway | Princeville | HI | 96722 |
| WAHIAWA BRANCH | 634 California Avenue | Wahiawa | HI | 96786 |
| WAIANAE BRANCH | 86-120 Farrington Highway | Waianae | HI | 96792 |
| SAFEWAY MAUI LANI IN-STORE BRANCH | 58 Maui Lani Parkway, Suite 5100 | Wailuku | HI | 96793 |
| KUNIA BRANCH | 94-661 Kupuohi Street | Waipahu | HI | 96797 |
| WAIPAHU BRANCH | 94-712 Farrington Highway | Waipahu | HI | 96797 |
| GUALO RAI BRANCH | Springs Plaza, Chalan Pale Arnold | Saipan | MP | 96950 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
7
Showing 1 through 7 of 7 history events
| Event date | Event type | Related institution |
|---|---|---|
| December 31, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST SAVINGS AND LOAN ASSOCIATION OF AMERICA, A FEDERAL SAVINGS ASSOCIATION |
| December 29, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | PACIFIC CENTURY BANK, NATIONAL ASSOCIATION |
| September 28, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | BANK OF HAWAII CREDIT CARD, N.A. |
| October 30, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | REALTY AND MORTGAGE INVESTORS OF THE PACIFIC, LTD. |
| September 30, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | BANCORP PACIFIC, INC. |
| September 30, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF AMERICA |
| October 1, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | HAWAIIAN TRUST COMPANY, LIMITED |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.