U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

Ameris Bank

BankAtlanta, GAActive

FDIC certificate 20504

Data observedAugust 5, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
20504
company ID
Not published — no verified match
More identifiers
Federal Reserve
764030
OCC charter number
Not published — no verified match
Not published — no verified match
Official website
http://www.amerisbank.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Atlanta, GA
HMDA activity
Published activity year 2025
Listed branch locations
163
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam May 1, 2024
Institution history
31 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Atlanta, GA
activity
Published activity year 2025
Listed branch locations
163
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam May 1, 2024
Institution history
31 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

18,386reported records

13,184reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

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activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

18,386

2025

Loan originations

13,184

2025

Denials

1,558

2025

Withdrawals

3,098

2025

Denial rate among decisioned applications

10.5%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
202518,38613,1841291,5583,09810.5%
202420,45214,6041551,5973,5679.8%
202318,77213,1681421,5263,53610.3%
202223,63316,3311491,9574,59010.6%
202139,79029,2491902,4686,8807.7%
202046,45834,0291873,0017,8128.1%
201921,52516,0912041,6932,9849.4%
201811,1178,2125279961,11010.2%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional13,990
FHA2,723
VA1,579
RHS / FSA94
Home purchase13,552
Home improvement895
Refinancing1,818
Cash-out refinancing1,455

State reporting

46 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

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CFPB Mortgage Complaint Activity

No published complaint result found

No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.

This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

View the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

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Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Ameris Bank
Display name
Ameris Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
October 1, 1971
Established date
October 1, 1971
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Atlanta, GA, 30305, United States
Website
http://www.amerisbank.com
FDIC certificate number
20504
Federal Reserve
764030
Domestic location count
178
Source observed
August 5, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
20504
Federal Reserve
764030
IUGPUX5LWRZ3B6KIZ697
Headquarters
3490 Piedmont Road, Suite 1550, Atlanta, GA, 30305, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
May 1, 2024
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
May 1, 2024SatisfactoryFDICLarge Bank Exam
April 1, 2020SatisfactoryFDICLarge Bank Exam
April 1, 2017SatisfactoryFDICLarge Bank Exam
August 1, 2014SatisfactoryFDICLarge Bank Exam
July 1, 2011SatisfactoryFDICLarge Bank Exam
November 1, 2003SatisfactoryFDICSmall Bank
July 1, 1998SatisfactoryFDICSmall Bank
March 1, 1995OutstandingFDICNot Reported
February 1, 1993SatisfactoryFDICNot Reported

Read the methodology

Formal hierarchy

FFIEC NIC hierarchy rows

3

Showing 1 through 3 of 3 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationship210 SOUTH OAK STREET, LLCDomestic Entity OtherJackson, GA
Direct relationshipBALBOA CAPITAL CORPORATIONFinance CompanyCosta Mesa, CA
ROOT_INSTITUTIONAMERIS BANKNon-member BankAtlanta, GA

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

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Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

163

Showing 1 through 50 of 163 listed locations

Scroll sideways to see every branch column.

Showing 1 through 50 of 163 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ABBEVILLE BRANCH204 Kirkland StreetAbbevilleAL36310
DOTHAN - HWY 84 EAST BRANCH2200 E Main StreetDothanAL36303
DOTHAN BRANCH3299 Ross Clark CircleDothanAL36303
EUFAULA AVENUE BRANCH1140 S. Eufaula AvenueEufaulaAL36027
BLOUNTSTOWN BRANCH17214 Main St. N.BlountstownFL32424
CORTEZ BRANCH2412 Cortez Road WestBradentonFL34207
MOUNT VERNON BRANCH9819 Cortez Road WestBradentonFL34210
STATE ROAD 70 BRANCH3005 53rd Avenue EastBradentonFL34203
VILLAGE GREEN BRANCH7051 Manatee Avenue WestBradentonFL34209
CRAWFORDVILLE BRANCH2628 Crawfordville HighwayCrawfordvilleFL32327
CROSS CITY BRANCH79 Northeast 121 StreetCross CityFL32628
DEFUNIAK SPRINGS BRANCH138 US Hwy 90 EDefuniak SpringsFL32433
ARCHER ROAD BRANCH7000 SW Archer RoadGainesvilleFL32608
HUNTERS CROSSING BRANCH5010 NW 43rd StreetGainesvilleFL32606
MAIN STREET BRANCH3631 North Main StreetGainesvilleFL32609
TOWER CENTER BRANCH305 NW 75th STGainesvilleFL32607
HIGH SPRINGS BRANCH325 North Main StreetHigh SpringsFL32643
DEERWOOD PARK BRANCH10611 Deerwood Park BoulevardJacksonvilleFL32256
JACKSONVILLE FORSYTH STREET200 West Forsyth St., Suite 100JacksonvilleFL32202
MANDARIN BRANCH11100 San Jose BlvdJacksonvilleFL32223
NORMANDY BRANCH8048 Normandy BlvdJacksonvilleFL32221
ORTEGA BRANCH4343 Roosevelt BoulevardJacksonvilleFL32210
TOWN CENTER BRANCH4835 Town Center PkwyJacksonvilleFL32246
BEACH BOULEVARD BRANCH14288 Beach BoulevardJacksonville BeachFL32250
JACKSONVILLE BEACH BRANCH1315 South Third StreetJacksonville BeachFL32250
KEYSTONE HEIGHTS BRANCH100 Commercial CircleKeystone HeightsFL32656
GLEASON'S MALL BRANCH2357 W US Hwy 90Lake CityFL32055
LAKE MARY BRANCH3505 West Lake Mary BoulevardLake MaryFL32746
LIVE OAK BRANCH201 South Ohio AvenueLive OakFL32064
LYNN HAVEN BRANCH2606 South Highway 77Lynn HavenFL32444
MACCLENNY BRANCH839 South 5th StreetMacclennyFL32063
MELROSE BRANCH200 West State Road 26MelroseFL32666
NEPTUNE BEACH BRANCH560 Atlantic BoulevardNeptune BeachFL32266
BONNIE HEATH BRANCH5400 Southwest College RoadOcalaFL34474
MARICAMP ROAD BRANCH2601 SE Maricamp RoadOcalaFL34471
BLANDING BOULEVARD BRANCH485 Blanding BoulevardOrange ParkFL32073
ORANGE PARK BRANCH1775 Eagle Harbor ParkwayOrange ParkFL32003
ORLANDO BRANCH1118 S. Orange AveOrlandoFL32806
ORMOND BRANCH1259 West Granada BlvdOrmond BeachFL32174
PALATKA BRANCH601 Reid STPalatkaFL32177
PALATKA WEST BRANCH100 North Highway 19PalatkaFL32177
PALM COAST BRANCH181 Cypress Point ParkwayPalm CoastFL32164
HABEN BRANCH995 North Haben BoulevardPalmettoFL34221
PANAMA CITY BRANCH450 East 23rd StreetPanama CityFL32405
PANAMA CITY BEACH BRANCH11790 Panama City Beach ParkwayPanama City BeachFL32407
PONTE VEDRA BRANCH110 Highway A1a NorthPonte Vedra BeachFL32082
NORTH ST. AUGUSTINE BRANCH790 North Ponce DE Leon BoulevardSaint AugustineFL32084
SAINT AUGUSTINE BEACH BRANCH2060 A1a SouthSaint AugustineFL32080
SHORES BRANCH4070 US 1 SouthSaint AugustineFL32086
SOUTHPARK BLVD BRANCH100 Southpark Boulevard, Suite 104Saint AugustineFL32086

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

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Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

31

Showing 1 through 25 of 31 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
July 1, 2019Charter Discontinued (Merger or Purchase & Assumption)—
June 30, 2018Charter Discontinued (Merger or Purchase & Assumption)—
May 26, 2018Charter Discontinued (Merger or Purchase & Assumption)ATLANTIC COAST BANK
March 12, 2016Charter Discontinued (Merger or Purchase & Assumption)—
May 23, 2015Charter Discontinued (Merger or Purchase & Assumption)—
July 1, 2014Charter Discontinued (Merger or Purchase & Assumption)—
December 23, 2013Charter Discontinued (Merger or Purchase & Assumption)—
July 7, 2012Failure - Government Assistance ProvidedMONTGOMERY BANK & TRUST
February 25, 2012Failure - Government Assistance ProvidedCENTRAL BANK OF GEORGIA
July 16, 2011Failure - Government Assistance ProvidedONE GEORGIA BANK
July 16, 2011Failure - Government Assistance ProvidedHIGH TRUST BANK
November 13, 2010Failure - Government Assistance ProvidedTIFTON BANKING COMPANY
November 13, 2010Failure - Government Assistance ProvidedDARBY BANK & TRUST CO.
October 23, 2010Failure - Government Assistance ProvidedFIRST BANK OF JACKSONVILLE
May 15, 2010Failure - Government Assistance ProvidedSATILLA COMMUNITY BANK
November 7, 2009Failure - Government Assistance ProvidedUNITED SECURITY BANK
October 24, 2009Failure - Government Assistance ProvidedAMERICAN UNITED BANK
December 30, 2006Charter Discontinued (Merger or Purchase & Assumption)—
December 9, 2006Charter Discontinued (Merger or Purchase & Assumption)—
November 18, 2006Charter Discontinued (Merger or Purchase & Assumption)—
October 28, 2006Charter Discontinued (Merger or Purchase & Assumption)—
August 8, 2006Charter Discontinued (Merger or Purchase & Assumption)—
March 4, 2006Charter Discontinued (Merger or Purchase & Assumption)—
March 4, 2006Charter Discontinued (Merger or Purchase & Assumption)—
February 11, 2006Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

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Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-05

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-05

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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