U.S. Mortgage Index

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Public institution profile · Mortgage company · Not a recommendation

AMERICAN FINANCIAL RESOURCES

Also published as AMERICAN FNCL RESRCS

Mortgage companyACTIVE

Primary category-specific identifier not published for this profile.

Data observedSection records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

company ID
Not published — no verified match
More identifiers
Federal Reserve
4184793
Not published — no verified match

Verification status not yet publishedVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Mortgage company
Status
ACTIVE
HMDA activity
Published activity year 2025
Complaint records
CFPB search status is not currently available.

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Mortgage company
Status
ACTIVE
activity
Published activity year 2025
Complaint records
CFPB search status is not currently available.

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

Institution identity

Mortgage company identity

Source-backed identity fields for a nondepository mortgage or financial institution. FDIC insurance and NCUA charter identifiers are not applicable to this category.

Legal name
AMERICAN FINANCIAL RESOURCES
Display name
AMERICAN FNCL RESRCS
Institution status
ACTIVE
Federal Reserve
4184793

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

18,154reported records

11,444reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

Ask about this activity

activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

18,154

2025

Loan originations

11,444

2025

Denials

908

2025

Withdrawals

3,467

2025

Denial rate among decisioned applications

7.3%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
202518,15411,444719083,4677.3%
20249,8145,214308291,93513.7%
20237,3412,473387631,41223.3%
20227,7273,5731079451,96020.4%
202112,1476,008321,0843,81915.2%
202019,0939,7781691,4255,56812.5%
201913,7457,5857046483,4167.3%
201817,6369,0031,4541,2833,49610.9%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional6,353
FHA7,928
VA2,733
RHS / FSA1,140
Home purchase14,497
Home improvement0
Refinancing1,754
Cash-out refinancing1,903

State reporting

50 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

Total CFPB mortgage complaint records

185

Coverage start

December 1, 2012

Data through

August 20, 2026

Annual activity

CFPB mortgage complaint records by year
YearComplaint records
20121
20139
201419
201528
201630
201721
201814
201914
202010
202110
20228
20232
20244
20256
20269

Leading issues

  1. Loan servicing, payments, escrow account

    None

    44

  2. Trouble during payment process

    None

    41

  3. Application, originator, mortgage broker

    None

    26

  4. Settlement process and costs

    None

    11

  5. Applying for a mortgage or refinancing an existing mortgage

    None

    9

View all issues (22)

  1. Struggling to pay mortgage

    None

    9

  2. Closing on a mortgage

    None

    8

  3. Loan modification,collection,foreclosure

    None

    8

  4. Credit decision / Underwriting

    None

    6

  5. Struggling to pay mortgage

    Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure

    3

  6. Trouble during payment process

    Payment process

    3

  7. Trouble during payment process

    Trying to communicate with the company to fix an issue while managing or servicing your loan

    3

  8. Applying for a mortgage or refinancing an existing mortgage

    Fees or costs during the application process

    2

  9. Closing on a mortgage

    Closing disclosure or other related disclosures

    2

  10. Closing on a mortgage

    Trying to communicate with the company to fix an issue with the loan closing

    2

  11. Trouble during payment process

    Escrow, taxes, or insurance

    2

  12. Applying for a mortgage or refinancing an existing mortgage

    Application denials

    1

  13. Applying for a mortgage or refinancing an existing mortgage

    Delays in the application process

    1

  14. Incorrect information on your report

    Account information incorrect

    1

  15. Problem with fraud alerts or security freezes

    None

    1

  16. Struggling to pay mortgage

    An existing modification, forbearance plan, short sale, or other loss mitigation relief

    1

  17. Trouble during payment process

    Loan sold or transferred to another company

    1

States

  1. California

    19

  2. Florida

    16

  3. Arizona

    13

  4. Washington

    13

  5. Texas

    11

View all states (38)

  1. Georgia

    9

  2. Pennsylvania

    9

  3. Indiana

    7

  4. North Carolina

    7

  5. Ohio

    7

  6. Michigan

    6

  7. New Jersey

    6

  8. New York

    6

  9. Illinois

    5

  10. Louisiana

    4

  11. South Carolina

    4

  12. Virginia

    4

  13. Colorado

    3

  14. Kentucky

    3

  15. Maryland

    3

  16. Massachusetts

    3

  17. Missouri

    3

  18. Tennessee

    3

  19. Wisconsin

    3

  20. Connecticut

    2

  21. Maine

    2

  22. Oklahoma

    2

  23. Oregon

    2

  24. Alaska

    1

  25. Hawaii

    1

  26. Iowa

    1

  27. Kansas

    1

  28. Minnesota

    1

  29. Mississippi

    1

  30. New Hampshire

    1

  31. None

    1

  32. Rhode Island

    1

  33. Utah

    1

Company response

  1. Closed with explanation

    176

  2. Closed with monetary relief

    4

  3. Closed

    3

  4. Closed with non-monetary relief

    1

  5. In progress

    1

Timely response

Timely-response figures are a count distribution as reported to CFPB, not a score.

  1. Yes

    166

  2. No

    19

How to read these figures

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.

Read the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Data not published for this profile. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

No published branch result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryEvent dates come from the source row. The observed date is when USMI reviewed the file.

Ask about this history

No published institution history result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

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Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

No published source link is attached to this profile yet. That does not establish that no official record exists.

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