Title search

Before closing, someone reads the land records for deeds, liens, and other filings. That review is a title search. Title insurance is the policy that may follow. Recording is the later filing of the new papers. They are related steps, not the same step.

CFPB’s official title-insurance headings and closing-process page describe examining title and transferring ownership. The key-terms title material is PRIMARY for the search-and-policy family, with the search treated as the examination step.

Fee lines say title services. Readers need the search kept distinct from the insurance premium.

• Deed
• Survey
• Title insurance

Do not describe state recording offices as a uniform national process.