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Institution profile

Zavala County Bank

Bank · Active · Headquarters: Crystal City, TX

Profile data observed August 3, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Zavala County Bank
Display name
Zavala County Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
April 24, 1935
Established date
January 1, 1907
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Crystal City, TX, 78839, United States
Website
https://www:zcbank.com
FDIC certificate number
15105
Federal Reserve RSSD ID
969956
Domestic location count
2
Source observed
August 3, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
15105
Federal Reserve RSSD ID
969956
Headquarters
2300 North US Highway 83, Crystal City, TX, 78839, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

1

Showing 1 of 1 listed locations

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Showing 1 of 1 FFIEC NIC branch locations
BranchAddressCityStatePostal code
LA PRYOR BRANCH237 West US Highway 57La PryorTX78872

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
February 1, 2026
Regulator
FDIC
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
February 1, 2026SatisfactoryFDICSmall Bank
April 1, 2020SatisfactoryFDICSmall Bank
April 1, 2014SatisfactoryFDICSmall Bank
February 1, 2009SatisfactoryFDICSmall Bank
January 1, 2004SatisfactoryFDICSmall Bank
March 1, 1999SatisfactoryFDICSmall Bank
September 1, 1995SatisfactoryFDICNot Reported
June 1, 1994SatisfactoryFDICNot Reported
June 1, 1992SatisfactoryFDICNot Reported
July 1, 1991SatisfactoryFDICNot Reported
July 25, 1990SatisfactoryFDICNot Reported

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
August 23, 2001Charter Discontinued (Merger or Purchase & Assumption)ZAVALA BANKSHARES, INCORPORATED
January 30, 1987Failure - Government Assistance ProvidedLA PRYOR ST BK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONZAVALA COUNTY BANKNon-member BankCrystal City, TX

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank