Institution profile
WMCU
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 62347
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 401 Hall St SW
- Address line 2
- Suite 288
- City
- Grand Rapids
- State
- MI
- ZIP
- 49503
- County
- Kent
- Country
- United States
- Phone
- 6164522161
- Hours
- M-F 9:00-5:00
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 29,196
- Total assets
- $449,209,566
- Total loans — all reported loan categories
- $206,517,978
- Shares and deposits
- $367,941,056
- Return on average assets
- 1.06%
- Net worth ratio
- 17.26%
- Loan-to-share ratio
- 56.13%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 79.48%
- Loans four-quarter growth
- 93.64%
- Assets four-quarter growth
- 72.47%
- Members four-quarter growth
- 66.48%
- Net-worth four-quarter growth
- 46.43%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- No
- ATM
- Yes
- Drive-thru
- No
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union