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Institution profile

Winchester Savings Bank

Bank · Active · Headquarters: Winchester, MA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Winchester Savings Bank
Display name
Winchester Savings Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
March 14, 1986
Established date
July 1, 1871
Charter class
State-chartered stock savings bank
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Winchester, MA, 01890, United States
FDIC certificate number
90308
Federal Reserve RSSD ID
899008
Domestic location count
5
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
State Savings Bank
Primary activity
NAICS 52211
FDIC certificate
90308
Federal Reserve RSSD ID
899008
LEI
549300B1DHIVKN5DEJ29
Headquarters
661 Main ST, Winchester, MA, 01890, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

4

Showing 1 through 4 of 4 listed locations

Scroll sideways to see every branch column.

Showing 1 through 4 of 4 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ARLINGTON BRANCH188 Medford StreetArlingtonMA02474
DANVERS BRANCH44 Maple StreetDanversMA01923
HORN POND PLAZA344 Cambridge RDWoburnMA01801
WOBURN CENTER375 Main StreetWoburnMA01801

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
August 1, 2024
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
August 1, 2024SatisfactoryFDICIntermediate Small Bank
May 1, 2021SatisfactoryFDICIntermediate Small Bank
July 1, 2018SatisfactoryFDICIntermediate Small Bank
May 1, 2015SatisfactoryFDICIntermediate Small Bank
February 1, 2012SatisfactoryFDICIntermediate Small Bank
October 6, 2008SatisfactoryFDICIntermediate Small Bank
August 1, 2005SatisfactoryFDICLarge Bank Exam
October 1, 2002SatisfactoryFDICLarge Bank Exam
June 1, 2000SatisfactoryFDICLarge Bank Exam
June 1, 1997SatisfactoryFDICSmall Bank
February 1, 1995SatisfactoryFDICNot Reported
January 1, 1993OutstandingFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
July 1, 1983Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

4 FFIEC NIC relationship records

Showing 1 through 4 of 4 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationship1871 COMPANY, LLCDomestic Entity OtherWinchester, MA
Direct relationshipABERJONA HOLDINGS, INCDomestic Entity OtherWinchester, MA
Direct relationshipSACHEM HOLDINGS, LLCDomestic Entity OtherWinchester, MA
ROOT_INSTITUTIONWINCHESTER SAVINGS BANKState Savings BankWinchester, MA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered stock savings bank