Listed locations
10
Institution profile
Wilson & Muir Bank & Trust Company
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Wilson & Muir Bank & Trust Company
- Display name
- Wilson & Muir Bank & Trust Company
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- September 24, 1951
- Established date
- December 18, 1865
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Bardstown, KY, 40004, United States
- FDIC certificate number
- 17040
- Federal Reserve RSSD ID
- 899343
- Domestic location count
- 12
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 17040
- Federal Reserve RSSD ID
- 899343
- LEI
- 549300TMWSYX6B5ZOK69
- Headquarters
- 107 North Third Street, Bardstown, KY, 40004, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 10 of 10 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CULPEPER STREET BRANCH | 101 Culpeper Street | Bardstown | KY | 40004 |
| PLAZA BRANCH | 101 Padgett Street | Bardstown | KY | 40004 |
| BIG CLIFTY OFFICE | 9790 Elizabethtown Road | Big Clifty | KY | 42712 |
| BLOOMFIELD BRANCH | 39-43 Main Street | Bloomfield | KY | 40008 |
| CHAPLIN ROAD BRANCH | 170 Chaplin Road | Bloomfield | KY | 40008 |
| ELIZABETHTOWN BRANCH | 250 West Dixie Avenue | Elizabethtown | KY | 42701 |
| HIGHWAY 62 BRANCH | 1315 Elizabethtown Road | Leitchfield | KY | 42754 |
| SOUTH MAIN STREET BRANCH | 118 South Main Street | Leitchfield | KY | 42754 |
| LOUISVILLE BRANCH | 130 St. Matthews Avenue | Louisville | KY | 40207 |
| VINE GROVE BRANCH | 123 West Main Street | Vine Grove | KY | 40175 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- May 1, 2023
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| May 1, 2023 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2020 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2009 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2003 | Satisfactory | FDIC | Small Bank |
| July 1, 1998 | Satisfactory | FDIC | Small Bank |
| September 1, 1995 | Satisfactory | FDIC | Not Reported |
| October 1, 1993 | Outstanding | FDIC | Not Reported |
| December 1, 1991 | Outstanding | FDIC | Not Reported |
Institutional history
4 FFIEC NIC history events
Showing 1 through 4 of 4 history events
| Event date | Event type | Related institution |
|---|---|---|
| March 19, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | BANKERS MORTGAGE CORPORATION |
| July 21, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 30, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 2, 1982 | Charter Discontinued (Merger or Purchase & Assumption) | WILSON & MUIR BANK & TRUST COMPANY |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | WILSON & MUIR BANK & TRUST COMPANY | Non-member Bank | Bardstown, KY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank