Institution profile

Whitaker Bank

Bank · Active · Headquarters: Lexington, KY

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Whitaker Bank
Display name: Whitaker Bank
Institution status: Active
FDIC insured: Yes
FDIC insured since: April 19, 1990
Established date: April 19, 1990
Charter class: State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Reserve Board
Headquarters: Lexington, KY, 40509, United States
Website: https://www.whitakerbank.com
FDIC certificate number: 32912
Federal Reserve RSSD ID: 1445943
Domestic location count: 46
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FRS
Institution type: State Member Bank
Primary activity: NAICS 52211
FDIC certificate: 32912
Federal Reserve RSSD ID: 1445943
Headquarters: 2001 Pleasant Ridge Drive, Lexington, KY, 40509, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 44 of 44 listed locations

StateCity or branch

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Showing 1 through 44 of 44 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
NORTH BEREA BRANCH	228 Glades Road	Berea	KY	40403
PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY	419 Chestnut Street	Berea	KY	40403
U S 25 BRANCH	303 Richmond Road North	Berea	KY	40403
WEST END BRANCH	205 Prince Royal Drive	Berea	KY	40403
WOLFE CO BRANCH	191 KY 15 South	Campton	KY	41301
CLAY CITY BRANCH	4459 Main Street	Clay City	KY	40312
EAST CORBIN BRANCH	1400 East Master Street	Corbin	KY	40701
KEAVY BRANCH	1280 Highway 770	Corbin	KY	40701
NORTH MAIN STREET BRANCH	100 North Main Street	Corbin	KY	40701
SOUTH CORBIN BRANCH	1319 Cumberland Falls Highway	Corbin	KY	40701
DANVILLE BRANCH	218 West Main Street	Danville	KY	40422
MAY BOULEVARD BRANCH	100 May Boulevard	Danville	KY	40422
FRANKFORT BRANCH	130 West Main Street	Frankfort	KY	40601
U.S. HIGHWAY 127 BRANCH	1305 U.s. Highway 127	Frankfort	KY	40601
VERSAILLES ROAD BRANCH	264 Versailles Road	Frankfort	KY	40601
GEORGETOWN MAIN OFFICE	101 West Main Street	Georgetown	KY	40324
THOROUGHBRED BANKING CENTER BRANCH	100 Financial Way	Georgetown	KY	40324
WASHINGTON SQUARE BRANCH	950 South Broadway Street	Georgetown	KY	40324
MERCER COUNTY MAIN OFFICE	211 South Main Street	Harrodsburg	KY	40330
NORTH BRANCH	1104 North College Street	Harrodsburg	KY	40330
SOUTH BRANCH	928 South College Street	Harrodsburg	KY	40330
HAZARD BRANCH	777 Morton Boulevard	Hazard	KY	41701
HWY 15 PERRY COUNTY BRANCH	1818 Kentucky Highway 15 South	Hazard	KY	41701
ISOM BRANCH	9754 Highway 15	Isom	KY	41824
JENKINS BRANCH	9387 Highway 805	Jenkins	KY	41537
DANVILLE-MAPLE BRANCH	322 Danville Street	Lancaster	KY	40444
LANCASTER BRANCH	39 Public Square	Lancaster	KY	40444
BEAUMONT BRANCH	998 Governors Lane	Lexington	KY	40513
NICHOLASVILLE ROAD BRANCH	2510 Nicholasville Road	Lexington	KY	40503
PARIS PIKE DRIVE BRANCH	2311 Paris Pike	Lexington	KY	40505
MOREHEAD BANK	140 East Main Street	Morehead	KY	40351
NORTHSIDE BRANCH	1489 Flemingsburg	Morehead	KY	40351
CAMARGO BRANCH	4085 Camargo RD	Mount Sterling	KY	40353
INDIAN MOUND BRANCH	275 Indian Mound Drive	Mount Sterling	KY	40353
MOUNT STERLING BANK BRANCH	30 West Main Street	Mount Sterling	KY	40353
MT VERNON BRANCH	350 Richmond Street	Mount Vernon	KY	40456
BRANDY LANE BRANCH	1000 Brandy Lane	Richmond	KY	40475
BYPASS BRANCH	460 Eastern Bypass	Richmond	KY	40475
RICHMOND BRANCH	1157 Berea Road	Richmond	KY	40475
STANTON BRANCH	130 South Main Street	Stanton	KY	40380
WACO BRANCH	Highway 52 & College Hill Road	Waco	KY	40385
HIGHWAY 15 NORTH BRANCH	2378 Highway 15 North	Whitesburg	KY	41858
MAIN STREET BRANCH	187 Main Street	Whitesburg	KY	41858
WILLIAMSBURG BANKING CENTER BRANCH	1025 South Highway 25 West	Williamsburg	KY	40769

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Outstanding
Exam date: November 27, 2023
Regulator: Federal Reserve
Examination method: Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
November 27, 2023	Outstanding	Federal Reserve	Large Bank Exam
January 6, 2020	Satisfactory	Federal Reserve	Large Bank Exam
September 11, 2017	Satisfactory	Federal Reserve	Large Bank Exam
October 19, 2015	Satisfactory	Federal Reserve	Large Bank Exam
July 1, 2013	Satisfactory	Federal Reserve	Large Bank Exam
August 8, 2011	Satisfactory	Federal Reserve	Large Bank Exam
June 15, 2009	Satisfactory	Federal Reserve	Large Bank Exam
May 29, 2007	Satisfactory	Federal Reserve	Large Bank Exam
May 16, 2005	Satisfactory	Federal Reserve	Large Bank Exam

Read the methodology

Institutional history

11 FFIEC NIC history events

Showing 1 through 11 of 11 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
December 1, 2020	Charter Discontinued (Merger or Purchase & Assumption)	—
July 1, 2008	Charter Discontinued (Merger or Purchase & Assumption)	—
August 21, 2004	Charter Discontinued (Merger or Purchase & Assumption)	—
August 21, 2004	Charter Discontinued (Merger or Purchase & Assumption)	—
May 22, 2004	Charter Discontinued (Merger or Purchase & Assumption)	—
May 22, 2004	Charter Discontinued (Merger or Purchase & Assumption)	—
July 14, 2001	Charter Discontinued (Merger or Purchase & Assumption)	—
September 30, 2000	Charter Discontinued (Merger or Purchase & Assumption)	—
July 1, 1997	Charter Discontinued (Merger or Purchase & Assumption)	—
July 1, 1997	Charter Discontinued (Merger or Purchase & Assumption)	—
April 20, 1990	Failure - Government Assistance Provided	CORINTH DEPOSIT NATIONAL BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
Direct relationship	KENTUCKY TRUST COMPANY	Non-deposit Trust Company - Non-member	Danville, KY
ROOT_INSTITUTION	WHITAKER BANK, INC	State Member Bank	Lexington, KY

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered member bank