Institution profile
WestStar Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- WestStar Bank
- Display name
- WestStar Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- May 1, 1990
- Established date
- May 1, 1990
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- El Paso, TX, 79901, United States
- Website
- https://WWW.WESTSTARBANK.COM
- FDIC certificate number
- 32941
- Federal Reserve RSSD ID
- 1447639
- Domestic location count
- 14
- Source observed
- August 3, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- July 7, 2025
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 7, 2025 | Outstanding | Federal Reserve | Large Bank Exam |
| March 20, 2023 | Outstanding | Federal Reserve | Large Bank Exam |
| February 24, 2020 | Outstanding | Federal Reserve | Large Bank Exam |
| March 27, 2017 | Outstanding | Federal Reserve | Large Bank Exam |
| February 11, 2013 | Outstanding | Federal Reserve | Large Bank Exam |
| July 12, 2010 | Outstanding | Federal Reserve | Large Bank Exam |
| July 14, 2008 | Outstanding | Federal Reserve | Large Bank Exam |
| May 22, 2006 | Satisfactory | Federal Reserve | Large Bank Exam |
| February 23, 2004 | Outstanding | Federal Reserve | Large Bank Exam |
| November 5, 2001 | Outstanding | Federal Reserve | Large Bank Exam |
| October 25, 1999 | Outstanding | Federal Reserve | Large Bank Exam |
| October 20, 1997 | Outstanding | Federal Reserve | Small Bank |
| January 22, 1996 | Outstanding | Federal Reserve | Small Bank |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank