Listed locations
9
Institution profile
Western State Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Western State Bank
- Display name
- Western State Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- October 1, 1902
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Devils Lake, ND, 58301, United States
- Website
- https://www.westernbanks.com
- FDIC certificate number
- 9123
- Federal Reserve RSSD ID
- 233554
- Domestic location count
- 11
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 9123
- Federal Reserve RSSD ID
- 233554
- LEI
- 254900P681DTTH4I3144
- Headquarters
- 110 4th St. SE, Devils Lake, ND, 58301, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 9 of 9 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CASA GRANDE BRANCH | 1412 East Florence Boulevard | Casa Grande | AZ | 85122 |
| CHANDLER OFFICE | 976 West Chandler Boulevard | Chandler | AZ | 85225 |
| MESA BRANCH | 5901 East Mckellips Road, Unit 104 | Mesa | AZ | 85215 |
| PHOENIX, AZ BRANCH | 22601 N. 19th Avenue | Phoenix | AZ | 85027 |
| SCOTTSDALE | 6929 E. Shea Boulevard | Scottsdale | AZ | 85254 |
| SUN CITY BRANCH | 10050 West Bell Road, Suite 6 | Sun City | AZ | 85351 |
| SUN CITY WEST BRANCH | 19440 North R.h. Johnson Boulevard | Sun City West | AZ | 85375 |
| FARGO BRANCH | 4201 45th Street South | Fargo | ND | 58104 |
| WEST FARGO OFFICE | 755 13th Avenue East | West Fargo | ND | 58078 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- May 1, 2024
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| May 1, 2024 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| March 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| January 5, 2009 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 1999 | Satisfactory | FDIC | Small Bank |
| June 1, 1996 | Outstanding | FDIC | Small Bank |
| May 1, 1994 | Outstanding | FDIC | Not Reported |
| March 1, 1992 | Satisfactory | FDIC | Not Reported |
Institutional history
3 FFIEC NIC history events
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | WESTERN EQUIPMENT FINANCE, INC. |
| May 15, 2013 | Failure - Government Assistance Provided | CENTRAL ARIZONA BANK |
| June 9, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | WESTERN FINANCIAL, INC. | Finance Company | West Fargo, ND |
| Direct relationship | WESTERN INSURANCE, INC | Domestic Entity Other | Devils Lake, ND |
| ROOT_INSTITUTION | WESTERN STATE BANK | Non-member Bank | Devils Lake, ND |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank