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Institution profile

Western Bank

Bank · Active · Headquarters: Lubbock, TX

Profile data observed August 3, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Western Bank
Display name
Western Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1909
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Lubbock, TX, 79401, United States
FDIC certificate number
1720
Federal Reserve RSSD ID
199463
Domestic location count
10
Source observed
August 3, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
1720
Federal Reserve RSSD ID
199463
LEI
5493000EAQ6YVQD0ZB49
Headquarters
1617 Broadway Street, Lubbock, TX, 79401, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

8

Showing 1 through 8 of 8 listed locations

Scroll sideways to see every branch column.

Showing 1 through 8 of 8 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ABILENE BRANCH2550 Buffalo Gap RoadAbileneTX79605-6104
AMARILLO BRANCH4800 Lexington SquareAmarilloTX79119
DOWNTOWN BIG SPRING BRANCH607 South ScurryBig SpringTX79720
BROWNWOOD BRANCH1110 Clements StreetBrownwoodTX76801
GRUVER STATE BANK3 Main PlazaGruverTX79040
LUBBOCK 82ND STREET BRANCH5701 82nd StreetLubbockTX79424
LUBBOCK SLIDE BRANCH11717 Slide RoadLubbockTX79424
PLAINVIEW BRANCH1010 Kermit DrivePlainviewTX79072

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
December 1, 2025
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
December 1, 2025SatisfactoryFDICIntermediate Small Bank
April 1, 2023SatisfactoryFDICIntermediate Small Bank
March 1, 2017SatisfactoryFDICSmall Bank
July 1, 2011SatisfactoryFDICSmall Bank
January 1, 2006SatisfactoryFDICSmall Bank
October 12, 1999OutstandingFederal ReserveSmall Bank
October 7, 1996OutstandingFederal ReserveSmall Bank

Institutional history

3 FFIEC NIC history events

Showing 1 through 3 of 3 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
September 14, 2019Charter Discontinued (Merger or Purchase & Assumption)
May 15, 2009Charter Discontinued (Merger or Purchase & Assumption)
February 12, 2005Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipCIRCLE I AIR, LLCDomestic Entity OtherLubbock, TX
ROOT_INSTITUTIONWESTERN BANKNon-member BankLubbock, TX

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank