Institution profile
WEST COMMUNITY
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 62801
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 4161 Highway K
- City
- O Fallon
- State
- MO
- ZIP
- 63368-8294
- County
- Saint Charles
- Country
- United States
- Phone
- 6367202400
- Hours
- Lobby:MTTh 9:00 am - 5:00 pmW 10:00 am - 5:00 pmF 9:00 am - 6:00 pmS 9:00 am - 12:00 pmDrive Thru:MTThF 8:00 am - 6:00pmW 10:00am - 6:00pmS 8:00am - 12:00pm
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 32,303
- Total assets
- $498,821,033
- Total loans — all reported loan categories
- $409,391,351
- Shares and deposits
- $422,147,065
- Return on average assets
- 0.84%
- Net worth ratio
- 8.55%
- Loan-to-share ratio
- 96.98%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 2.24%
- Loans four-quarter growth
- 0.88%
- Assets four-quarter growth
- 3.09%
- Members four-quarter growth
- -0.45%
- Net-worth four-quarter growth
- 7.98%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union