U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

WesBanco Bank, Inc.

BankWheeling, WVActive

FDIC certificate 803

Data observedAugust 5, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
803
company ID
Not published — no verified match
More identifiers
Federal Reserve
645625
OCC charter number
Not published — no verified match
Not published — no verified match
Official website
https://www.wesbanco.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Wheeling, WV
HMDA activity
Published activity year 2025
Listed branch locations
216
Complaint records
CFPB search status is not currently available.
CRA examinations
Outstanding, exam July 1, 2023
Institution history
30 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Wheeling, WV
activity
Published activity year 2025
Listed branch locations
216
Complaint records
CFPB search status is not currently available.
CRA examinations
Outstanding, exam July 1, 2023
Institution history
30 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

9,408reported records

6,248reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

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activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

9,408

2025

Loan originations

6,248

2025

Denials

1,644

2025

Withdrawals

866

2025

Denial rate among decisioned applications

20.1%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
20259,4086,2482771,64486620.1%
20246,7554,4301811,19871120.6%
20237,4264,8631851,33577420.9%
20228,5025,9561121,34881518.2%
20219,6626,8751051,3521,04416.2%
202010,7507,6781251,5941,20517.0%
20197,5565,3661081,50656421.6%
20186,5634,6342141,39731622.4%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional8,568
FHA679
VA105
RHS / FSA56
Home purchase3,423
Home improvement2,381
Refinancing1,242
Cash-out refinancing462

State reporting

27 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

Total CFPB mortgage complaint records

42

Coverage start

December 1, 2012

Data through

August 20, 2026

Annual activity

CFPB mortgage complaint records by year
YearComplaint records
20192
20201
20217
20225
20235
20244
202512
20266

Leading issues

  1. Trouble during payment process

    None

    11

  2. Closing on a mortgage

    None

    5

  3. Trouble during payment process

    Trying to communicate with the company to fix an issue while managing or servicing your loan

    5

  4. Incorrect information on your report

    Account status incorrect

    3

  5. Trouble during payment process

    Payment process

    3

View all issues (16)

  1. Applying for a mortgage or refinancing an existing mortgage

    Delays in the application process

    2

  2. Struggling to pay mortgage

    None

    2

  3. Trouble during payment process

    Interest rate

    2

  4. Trouble during payment process

    Loan sold or transferred to another company

    2

  5. Applying for a mortgage or refinancing an existing mortgage

    Negative impact of inaccurate appraisal

    1

  6. Applying for a mortgage or refinancing an existing mortgage

    None

    1

  7. Applying for a mortgage or refinancing an existing mortgage

    Trying to communicate with the company to fix an issue with the application process

    1

  8. Incorrect information on your report

    Account information incorrect

    1

  9. Problem with a company's investigation into an existing problem

    Their investigation did not fix an error on your report

    1

  10. Trouble during payment process

    Escrow, taxes, or insurance

    1

  11. Trouble during payment process

    Paying off the loan

    1

States

  1. Maryland

    15

  2. Ohio

    11

  3. Kentucky

    4

  4. Pennsylvania

    4

  5. West Virginia

    3

View all states (9)

  1. Michigan

    2

  2. Arizona

    1

  3. Florida

    1

  4. Minnesota

    1

Company response

  1. Closed with explanation

    40

  2. Closed with monetary relief

    2

Timely response

Timely-response figures are a count distribution as reported to CFPB, not a score.

  1. Yes

    41

  2. No

    1

How to read these figures

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.

Read the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
WesBanco Bank, Inc.
Display name
WesBanco Bank, Inc.
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 20, 1870
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Wheeling, WV, 26003, United States
Website
https://www.wesbanco.com
FDIC certificate number
803
Federal Reserve
645625
Domestic location count
254
Source observed
August 5, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
803
Federal Reserve
645625
QGPGHQ1ENZOOLJRFTH41
Headquarters
One Bank Plaza, Wheeling, WV, 26003, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Outstanding
Exam date
July 1, 2023
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
July 1, 2023OutstandingFDICLarge Bank Exam
March 1, 2020OutstandingFDICLarge Bank Exam
May 1, 2017OutstandingFDICLarge Bank Exam
January 1, 2014OutstandingFDICLarge Bank Exam
October 1, 2010OutstandingFDICLarge Bank Exam
August 13, 2007OutstandingFederal ReserveLarge Bank Exam
August 1, 2005OutstandingFederal ReserveLarge Bank Exam
August 4, 2003OutstandingFederal ReserveLarge Bank Exam
May 7, 2001SatisfactoryFederal ReserveLarge Bank Exam
June 22, 1999SatisfactoryFederal ReserveLarge Bank Exam
September 15, 1997SatisfactoryFederal ReserveLarge Bank Exam

Read the methodology

Formal hierarchy

FFIEC NIC hierarchy rows

6

Showing 1 through 6 of 6 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipAMSCO, INC.Domestic Entity OtherAliquippa, PA
Direct relationshipCBSI DEVELOPMENT FUND INC.Domestic Entity OtherNew Albany, IN
Direct relationshipWESBANCO ASSET MANAGEMENT, INC.Domestic Entity OtherWilmington, DE
Direct relationshipWESBANCO COMMUNITY DEVELOPMENT CORPORATIONFinance CompanyJackson, OH
Direct relationshipWESBANCO INSURANCE SERVICESDomestic Entity OtherShinnston, WV
ROOT_INSTITUTIONWESBANCO BANK, INC.Non-member BankWheeling, WV

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

Ask about these locations

Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

216

Showing 51 through 100 of 216 listed locations

Scroll sideways to see every branch column.

Showing 51 through 100 of 216 FFIEC NIC branch locations
BranchAddressCityStatePostal code
PERRY HALL BRANCH4040 Schroeder AvenuePerry HallMD21128
PRINCE FREDERICK BRANCH691 Prince Frederick BoulevardPrince FrederickMD20678
RIVERDALE BRANCH6611 Baltimore Avenue, Suite 3CRiverdale ParkMD20737
ROCKVILLE PIKE BRANCH1801 Rockville Pike Suite 100RockvilleMD20852
WALDORF CRAIN HIGHWAY BRANCH2995 Crain Highway, Suite 100WaldorfMD20601
WALDORF ROUTE 5 BRANCH3135 Leonardtown RoadWaldorfMD20601
ADRIAN NORTH BRANCH300 North Main StreetAdrianMI49221
ADRIAN WEST BRANCH1701 West Maumee StreetAdrianMI49221
HUDSON BRANCH539 South Meridian HighwayHudsonMI49247
MORENCI BRANCH211 West Main StreetMorenciMI49256
TECUMSEH WEST BRANCH1449 West Chicago BoulevardTecumsehMI49286
ALLIANCE OFFICE1230 West State StreetAllianceOH44601
ASHLAND BRANCH30 East Main StreetAshlandOH44805
AVON2100 Center RDAvonOH44011
BARNESVILLE MAIN BRANCH230 East Main StreetBarnesvilleOH43713
BELLEVUE BRANCH211 NO Sandusky STBellevueOH44811
BETHESDA BRANCH105 South Main StreetBethesdaOH43719
BOWLING GREEN BRANCH1226 West Wooster StreetBowling GreenOH43402
BRYAN MAIN BRANCH204 East High StreetBryanOH43506
CAMBRIDGE BRANCH850 Wheeling AvenueCambridgeOH43725
CANFIELD BRANCH29 North Broad StreetCanfieldOH44406
CAREY BRANCH128 So. Vance StreetCareyOH43316
CHARDON OFFICE201 Meadowlands DriveChardonOH44024
CHILLICOTHE BRANCH49 East Water St.ChillicotheOH45601
BLUE ASH BRANCH4811 Cooper Rd.CincinnatiOH45242
MONFORT HEIGHTS BRANCH5511 Cheviot RoadCincinnatiOH45247
CIRCLEVILLE BRANCH1210 N Court StreetCirclevilleOH43113
COLUMBIANA BRANCH14825 South AvenueColumbianaOH44408
BEXLEY EAST BRANCH2710 East Main StreetColumbusOH43209
LANE AVENUE BRANCH1818 West Lane AvenueColumbusOH43221
NEW ALBANY BRANCH5690 North Hamilton RoadColumbusOH43230
WEST HENDERSON ROAD BRANCH2000 West Henderson RoadColumbusOH43220
BEAVERCREEK BRANCH1243 North Fairfield RoadDaytonOH45432
CENTERVILLE BRANCH6291 Wilmington PikeDaytonOH45459
CLINTON STREET BRANCH601 Clinton StreetDefianceOH43512
DEFIANCE NORTH BRANCH1177 North Clinton StreetDefianceOH43512
TRUST DIVISION601 Clinton STDefianceOH43512
DELPHOS BRANCH230 East Second StreetDelphosOH45833
CALCUTTA BRANCH15575 State Route 170East LiverpoolOH43920
EAST PALESTINE BRANCH127 North Market StreetEast PalestineOH44413
ELIDA BRANCH105 South Greenlawn AvenueElidaOH45807
ENON BRANCH7601 Dayton RoadFairbornOH45324
FAIRLAWN BRANCH3085 West Market StreetFairlawnOH44333
FINDLAY DOWNTOWN BRANCH301 South Main StreetFindlayOH45840
FINDLAY EAST BRANCH7591 Patriot DriveFindlayOH45840
FINDLAY NORTH BRANCH3900 North Main StreetFindlayOH45840
FLUSHING BRANCH219 High StreetFlushingOH43977
FOSTORIA BRANCH1694 North Countyline StreetFostoriaOH44830
FRANKLIN OFFICE310 S Main STFranklinOH45005
GAHANNA BRANCH116 South Stygler RoadGahannaOH43230

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

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Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

30

Showing 1 through 25 of 30 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
March 1, 2025Charter Discontinued (Merger or Purchase & Assumption)—
November 23, 2019Charter Discontinued (Merger or Purchase & Assumption)—
August 21, 2018Charter Discontinued (Merger or Purchase & Assumption)EG PROPERTIES, INC.
August 21, 2018Charter Discontinued (Merger or Purchase & Assumption)FARMERS BANK REALTY CORPORATION
August 21, 2018Charter Discontinued (Merger or Purchase & Assumption)—
April 6, 2018Charter Discontinued (Merger or Purchase & Assumption)—
September 10, 2016Charter Discontinued (Merger or Purchase & Assumption)SCSB REAL ESTATE HOLDINGS, LLC
September 10, 2016Charter Discontinued (Merger or Purchase & Assumption)YCB REAL ESTATE HOLDINGS LLC
September 10, 2016Charter Discontinued (Merger or Purchase & Assumption)—
February 11, 2015Charter Discontinued (Merger or Purchase & Assumption)—
December 1, 2012Charter Discontinued (Merger or Purchase & Assumption)—
April 26, 2008Charter Discontinued (Merger or Purchase & Assumption)—
January 3, 2005Charter Discontinued (Merger or Purchase & Assumption)WINTON SAVINGS AND LOAN COMPANY, THE
September 1, 2004Charter Discontinued (Merger or Purchase & Assumption)—
March 1, 2002Charter Discontinued (Merger or Purchase & Assumption)—
January 15, 2000Charter Discontinued (Merger or Purchase & Assumption)WESBANCO MORTGAGE COMPANY
January 15, 2000Charter Discontinued (Merger or Purchase & Assumption)—
January 15, 2000Charter Discontinued (Merger or Purchase & Assumption)—
January 15, 2000Charter Discontinued (Merger or Purchase & Assumption)—
July 17, 1998Charter Discontinued (Merger or Purchase & Assumption)—
April 1, 1998Charter Discontinued (Merger or Purchase & Assumption)—
April 1, 1998Charter Discontinued (Merger or Purchase & Assumption)—
August 31, 1996Charter Discontinued (Merger or Purchase & Assumption)—
February 17, 1995Charter Discontinued (Merger or Purchase & Assumption)—
April 5, 1994Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

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Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-05

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-05

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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