Listed locations
19
Institution profile
Wellworth Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Wellworth Bank
- Display name
- Wellworth Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- July 1, 1909
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Lafayette, TN, 37083, United States
- Website
- https://www.wellworth.bank
- FDIC certificate number
- 1711
- Federal Reserve RSSD ID
- 63733
- Domestic location count
- 20
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 1711
- Federal Reserve RSSD ID
- 63733
- Headquarters
- 400 Highway 52 Bypass West, Lafayette, TN, 37083, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 19 of 19 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALEXANDRIA BRANCH | 100 North Public Square | Alexandria | TN | 37012 |
| MAIN STREET OFFICE | 101 Main Street | Carthage | TN | 37030 |
| CELINA BRANCH | 101 East Lake Avenue | Celina | TN | 38551 |
| NEAL STREET BRANCH | 1450 Neal Street | Cookeville | TN | 38501 |
| WILLOW AVENUE BRANCH | 123 North Williw Avenue | Cookeville | TN | 38501 |
| GAINESBORO BRANCH | 116 South Grundy-quarles Highway | Gainesboro | TN | 38562 |
| GORDONSVILLE BRANCH | 411 Gordonsville Highway | Gordonsville | TN | 37083 |
| PUBLIC SQUARE BRANCH | 201 W Locust Street | Lafayette | TN | 37083 |
| SCOTTSVILLE ROAD BRANCH | 1108 Scottsville Road | Lafayette | TN | 37083 |
| DOWNTOWN BRANCH | 214 North Cumberland Street | Lebanon | TN | 37087 |
| LEBANON MAIN BRANCH | 1035 W Main Street | Lebanon | TN | 37087 |
| AM BK & TR CUMBERLANDS BR | 808 West Main Street | Livingston | TN | 38570 |
| MANCHESTER BRANCH | 1207 Hillsboro Boulevard | Manchester | TN | 37355 |
| RED BOILINGS SPRGS BRANCH | 32 Carthage Road | Red Boiling Springs | TN | 37150 |
| SHELBYVILLE BRANCH | 1602 North Main Street | Shelbyville | TN | 37160 |
| SMITHVILLE BRANCH | 735 South Congress | Smithville | TN | 37166 |
| TULLAHOMA MAIN OFFICE | 120 North Jackson Street | Tullahoma | TN | 37388 |
| WESTMORELAND BRANCH | 990 New Highway 52 | Westmoreland | TN | 37186 |
| WINCHESTER BRANCH | 2695 Decherd Blvd | Winchester | TN | 37398 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- July 1, 2025
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 1, 2025 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2021 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2018 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2016 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 2013 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2010 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2006 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2003 | Satisfactory | FDIC | Small Bank |
| February 1, 1998 | Outstanding | FDIC | Small Bank |
| April 1, 1996 | Satisfactory | FDIC | Not Reported |
| January 1, 1994 | Satisfactory | FDIC | Not Reported |
| July 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
4 FFIEC NIC history events
Showing 1 through 4 of 4 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 21, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 18, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 14, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 1, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CITIZENS INSURANCE SERVICES, INC. | Domestic Entity Other | Lafayette, TN |
| ROOT_INSTITUTION | WELLWORTH BANK | Non-member Bank | Lafayette, TN |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank