Institution profile
WCU CREDIT UNION
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 61150
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 2505 Highway 31 S
- City
- Decatur
- State
- AL
- ZIP
- 35603-1503
- County
- Morgan
- Country
- United States
- Phone
- 2563555010
- Hours
- 8:00 to 5:00 Mon-Fri8:00 to noon Sat Drive thru only
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 3,359
- Total assets
- $35,155,903
- Total loans — all reported loan categories
- $17,100,323
- Shares and deposits
- $31,961,270
- Return on average assets
- 0.37%
- Net worth ratio
- 9.05%
- Loan-to-share ratio
- 53.5%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 1.54%
- Loans four-quarter growth
- -0.95%
- Assets four-quarter growth
- 1.6%
- Members four-quarter growth
- -0.71%
- Net-worth four-quarter growth
- 4.89%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union