Listed locations
7
Institution profile
Wayne County Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Wayne County Bank
- Display name
- Wayne County Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- February 14, 1914
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Waynesboro, TN, 38485, United States
- Website
- https://waynecountybank.com
- FDIC certificate number
- 9168
- Federal Reserve RSSD ID
- 511832
- Domestic location count
- 8
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 9168
- Federal Reserve RSSD ID
- 511832
- LEI
- 254900NKC0HVL23IWD47
- Headquarters
- 216 South High Street, Waynesboro, TN, 38485, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 7 of 7 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CLIFTON BRANCH | 205 Main Street | Clifton | TN | 38425 |
| COLLINWOOD BRANCH | 201 South Highway 13 | Collinwood | TN | 38450 |
| LEWIS COUNTY BRANCH | 605 East Main Street | Hohenwald | TN | 38462 |
| CITIZENS BANK OF LAWRENCE COUNTY | 2144 North Locust Ave | Lawrenceburg | TN | 38464 |
| LORETTO BRANCH OF CITIZENS BANK | 100 South Military Street | Loretto | TN | 38469 |
| COURT SQUARE BRANCH | 110 West Public Square | Waynesboro | TN | 38485 |
| HIGHWAY 64 EXPRESS LIMITED SERVICE BRANCH | 312 Highway 64 East | Waynesboro | TN | 38485 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2020 | Satisfactory | FDIC | Small Bank |
| August 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2011 | Outstanding | FDIC | Small Bank |
| September 1, 2010 | Satisfactory | FDIC | Small Bank |
| October 1, 2004 | Satisfactory | FDIC | Small Bank |
| October 1, 1998 | Outstanding | FDIC | Small Bank |
| February 1, 1996 | Satisfactory | FDIC | Not Reported |
| September 1, 1993 | Satisfactory | FDIC | Not Reported |
| June 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 10, 1991 | Failure - Government Assistance Provided | FIRST FEDERAL SAVINGS ASSOCIATION OF WAYNESBORO |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
4 FFIEC NIC relationship records
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | WAYNE COUNTY BANK TRAVEL CLUB, INC. | Domestic Entity Other | Waynesboro, TN |
| Direct relationship | WAYNE COUNTY HOLDINGS, INC. | Domestic Entity Other | Waynesboro, TN |
| Direct relationship | WAYNE COUNTY TITLE, INC. | Domestic Entity Other | Waynesboro, TN |
| ROOT_INSTITUTION | WAYNE COUNTY BANK | State Member Bank | Waynesboro, TN |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank