Listed locations
15
Institution profile
WaterStone Bank, SSB
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- WaterStone Bank, SSB
- Display name
- WaterStone Bank, SSB
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- January 1, 1921
- Charter class
- State-chartered stock savings bank
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Wauwatosa, WI, 53226, United States
- Website
- https://www.wsbonline.com
- FDIC certificate number
- 28513
- Federal Reserve RSSD ID
- 310978
- Domestic location count
- 16
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- State Savings Bank
- Primary activity
- NAICS 52218
- FDIC certificate
- 28513
- Federal Reserve RSSD ID
- 310978
- LEI
- 549300GDJSUYPH6UC416
- Headquarters
- 11200 West Plank Court, Wauwatosa, WI, 53226, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 15 of 15 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BROOKFIELD BRANCH | 17495 West Capitol Drive, Suite O | Brookfield | WI | 53045 |
| FOX POINT BRANCH | 8607 North Port Washington Road | Fox Point | WI | 53217 |
| FRANKLIN BRANCH | 6555 South 108th Street | Franklin | WI | 53132 |
| BOULEVARD MALL COMMERCIAL BRANCH | W188n9820 Appleton Avenue | Germantown | WI | 53022 |
| GREENFIELD BRANCH | 5000 West Loomis Road | Greenfield | WI | 53220 |
| MILWAUKEE BRANCH - OKLAHOMA | 6801 West Oklahoma Avenue | Milwaukee | WI | 53219 |
| STATE STREET DRIVE UP FACILITY BRANCH | 7136 West State Street | Milwaukee | WI | 53213 |
| OAK CREEK BRANCH | 6560 South 27th Street | Oak Creek | WI | 53154 |
| SOUTH HOWELL BRANCH | 8780 South Howell Avenue | Oak Creek | WI | 53154 |
| OCONOMOWOC/LAKE COUNTY BRANCH | 1233 Corporate Center Drive | Oconomowoc | WI | 53066 |
| PEWAUKEE BRANCH | 1230 George Towne Drive | Pewaukee | WI | 53072 |
| WAUKESHA/BROOKFIELD BRANCH | 21505 East Moreland Boulevard | Waukesha | WI | 53186 |
| WAUWATOSA BRANCH | 7500 West State Street | Wauwatosa | WI | 53213 |
| WEST ALLIS BRANCH | 10101 West Greenfield Avenue | West Allis | WI | 53214 |
| WEST ALLIS NATIONAL BRANCH | 10296 West National Avenue | West Allis | WI | 53227 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- June 1, 2025
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| June 1, 2025 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 2022 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2019 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2016 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2013 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2010 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2007 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2001 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 1999 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 1995 | Satisfactory | FDIC | Not Reported |
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | WATERSTONE MORTGAGE CORPORATION | Domestic Entity Other | Pewaukee, WI |
| Direct relationship | WAUWATOSA INVESTMENTS, INC. | Domestic Entity Other | Las Vegas, NV |
| ROOT_INSTITUTION | WATERSTONE BANK | State Savings Bank | Wauwatosa, WI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered stock savings bank