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Institution profile

WALTON COUNTY TEACHERS

Credit union · Active · Main office: DEFUNIAK SPRINGS, FL

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number
14186
Credit union type
Federal credit union
Federal insurance
Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation
Yes

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1
WALTON COUNTY TEACHERS FCU
Address line 2
1586 US HIGHWAY 90 W
City
DEFUNIAK SPRINGS
State
FL
ZIP
32433-1416
County
Walton
Country
United States
Phone
8508922024
Hours
8:30AM-5:00PM

NCUA quarterly financial summary

Data period: March 31, 2026

Members
2,516
Total assets
$30,270,142
Total loans — all reported loan categories
$13,487,859
Shares and deposits
$26,862,587
Return on average assets
1.02%
Net worth ratio
10.26%
Loan-to-share ratio
50.21%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth
10.71%
Loans four-quarter growth
0.81%
Assets four-quarter growth
11.44%
Members four-quarter growth
-1.56%
Net-worth four-quarter growth
16.78%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services
Yes
ATM
Yes
Drive-thru
Yes
Shared service-center network
No

NCUA source dates

NCUA call-report date
March 31, 2026
NCUA locations data date
March 31, 2026
NCUA locations observed
August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
Federally insured federal credit union