U.S. Mortgage Index

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Public institution profile · Credit union · Not a recommendation

VISION ONE

Credit unionSacramento, CAActive

NCUA charter 63137

Data observedAugust 6, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

NCUA charter / CU number
63137
company ID
Not published — no verified match
More identifiers
Federal Reserve
Not published — no verified match
Not published — no verified match

Verify at NCUA

Identity verified through NCUA; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

This profile currently publishes source-backed identity or regulatory fields only. Additional source sections appear when a publication-authorized match exists.

Data correction

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At a glance

Institution type
Credit union
Status
Active
Main office
Sacramento, CA
HMDA activity
Not currently available on this profile
Complaint records
CFPB search status is not currently available.
NCUA call report
March 31, 2026

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Credit union
Status
Active
Main office
Sacramento, CA
activity
Not currently available on this profile
Complaint records
CFPB search status is not currently available.
NCUA call report
March 31, 2026

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

HMDAThe year selector below shows each published activity year.

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activity

Mortgage activity reported in HMDA

HMDA reporting information has not yet been linked to this profile. That is not a finding that the institution originated no mortgages.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

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CFPB Mortgage Complaint Activity

No published complaint result found

No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.

This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

View the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only the regulator that applies to this institution is shown. Identifiers stay as published.

Institution identity

NCUAMarch 31, 2026Call-report date when published. It is not the profile observed date.

Ask about this regulatory record

NCUA identity

NCUA charter number
63137
Credit union type
Federally insured state-chartered credit union
Federal insurance
Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation
No

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1
3279 Ramos Cir
City
Sacramento
State
CA
ZIP
95827-2500
County
Sacramento
Country
United States
Phone
9163634293
Hours
Monday - Friday 8:00 - 5:30 PM (PT)

NCUA quarterly financial summary

Data period: March 31, 2026

Members
1,494
Total assets
$91,602,300
Total loans — all reported loan categories
$79,593,118
Shares and deposits
$76,400,002
Return on average assets
0.51%
Net worth ratio
15.95%
Loan-to-share ratio
104.18%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth
-1.13%
Loans four-quarter growth
1.05%
Assets four-quarter growth
-0.75%
Members four-quarter growth
-6.21%
Net-worth four-quarter growth
1.6%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services
Yes
ATM
No
Drive-thru
No
Shared service-center network
No

NCUA source dates

NCUA call-report date
March 31, 2026
NCUA locations data date
March 31, 2026
NCUA locations observed
August 7, 2026

No published branch result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryEvent dates come from the source row. The observed date is when USMI reviewed the file.

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No published institution history result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

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Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-06

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-06

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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