Institution profile
VIBE
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 61522
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 44575 W Twelve Mile Rd
- City
- Novi
- State
- MI
- ZIP
- 48377-2505
- County
- Oakland
- Country
- United States
- Phone
- 2487359500
- Hours
- M-TH 9-5:30 F 9-6
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 74,399
- Total assets
- $1,573,712,328
- Total loans — all reported loan categories
- $924,293,902
- Shares and deposits
- $1,236,379,323
- Return on average assets
- 0.63%
- Net worth ratio
- 10.35%
- Loan-to-share ratio
- 74.76%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 2.37%
- Loans four-quarter growth
- 3.7%
- Assets four-quarter growth
- 2.77%
- Members four-quarter growth
- -1.3%
- Net-worth four-quarter growth
- 4.28%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- No
- ATM
- No
- Drive-thru
- No
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union