Institution profile
VALLEYSTAR
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 66924
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 35 Dupont Rd
- City
- Martinsville
- State
- VA
- ZIP
- 24112-4618
- County
- Henry
- Country
- United States
- Phone
- 2766321679
- Hours
- 8 am to 6 pm Drive Thru Monday to Friday 9 am to 5 pm Lobby Monday to Friday 9 am to 1 pm Drive Thru Saturday
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 36,271
- Total assets
- $517,957,695
- Total loans — all reported loan categories
- $353,373,366
- Shares and deposits
- $412,039,964
- Return on average assets
- -1.28%
- Net worth ratio
- 10.15%
- Loan-to-share ratio
- 85.76%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- -10.61%
- Loans four-quarter growth
- -15.06%
- Assets four-quarter growth
- -10.08%
- Members four-quarter growth
- -4.22%
- Net-worth four-quarter growth
- -5.24%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union