Listed locations
1
Institution profile
University Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- University Bank
- Display name
- University Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- July 23, 1934
- Established date
- May 8, 1908
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Ann Arbor, MI, 48104, United States
- FDIC certificate number
- 14587
- Federal Reserve RSSD ID
- 137652
- Domestic location count
- 2
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 14587
- Federal Reserve RSSD ID
- 137652
- LEI
- 549300IFOE4SCP384147
- Headquarters
- 2015 Washtenaw Avenue, Ann Arbor, MI, 48104, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 of 1 listed locations
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| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| YPSI BRANCH | 301 West Michigan Suite 103 | Ypsilanti | MI | 48197 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- February 1, 2025
- Regulator
- FDIC
- Examination method
- Strategic Plan
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| February 1, 2025 | Satisfactory | FDIC | Strategic Plan |
| November 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2015 | Satisfactory | FDIC | Small Bank |
| October 1, 2009 | Satisfactory | FDIC | Small Bank |
| September 1, 2003 | Outstanding | FDIC | Small Bank |
| September 1, 1998 | Satisfactory | FDIC | Small Bank |
| May 1, 1997 | Needs to Improve | FDIC | Small Bank |
| March 1, 1994 | Satisfactory | FDIC | Not Reported |
| January 1, 1992 | Satisfactory | FDIC | Not Reported |
FFIEC-reported organizational relationships
5 FFIEC NIC relationship records
Showing 1 through 5 of 5 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 2015 WASHTEMAW AVENUE, LLC | Domestic Entity Other | Ann Arbor, MI |
| Direct relationship | ANN ARBOR INSURANCE CENTRE, INC. | Domestic Entity Other | Ann Arbor, MI |
| Direct relationship | UIF CORPORATION | Domestic Entity Other | Farmington Hills, MI |
| Direct relationship | UNIVERSITY HOME LOAN, LLC | Domestic Entity Other | Shelby Township, MI |
| ROOT_INSTITUTION | UNIVERSITY BANK | Non-member Bank | Ann Arbor, MI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank