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Institution profile

United Valley Bank

Bank · Active · Headquarters: Cavalier, ND

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
United Valley Bank
Display name
United Valley Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
March 22, 1937
Established date
August 25, 1905
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Cavalier, ND, 58220, United States
FDIC certificate number
15478
Federal Reserve RSSD ID
922559
Domestic location count
9
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
15478
Federal Reserve RSSD ID
922559
Headquarters
211 Division Avenue South, Cavalier, ND, 58220, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

8

Showing 1 through 8 of 8 listed locations

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Showing 1 through 8 of 8 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ARGYLE OFFICE103 West 3rd StreetArgyleMN56713
CROOKSTON BRANCH1901 Sahlstrom DriveCrookstonMN56716
HALLOCK BRANCH203 Second Street SouthHallockMN56728
LANCASTER BRANCH114 Central Avenue S.LancasterMN56735
MAHNOMEN BRANCH326 US Highway 59MahnomenMN56557
TWIN VALLEY BRANCH205 Main Avenue WestTwin ValleyMN56584
FARGO BRANCH3300 Jacks Way SouthFargoND58104-5804
GRAND FORKS OFFICE2718 South Columbia RoadGrand ForksND58201

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
June 1, 2025
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
June 1, 2025SatisfactoryFDICIntermediate Small Bank
June 1, 2022SatisfactoryFDICIntermediate Small Bank
June 1, 2019SatisfactoryFDICSmall Bank
October 1, 2013SatisfactoryFDICSmall Bank
July 5, 2008SatisfactoryFDICSmall Bank
August 1, 2003SatisfactoryFDICSmall Bank
September 1, 1997OutstandingFDICSmall Bank
November 1, 1994OutstandingFDICNot Reported
January 1, 1993SatisfactoryFDICNot Reported
January 1, 1992SatisfactoryFDICNot Reported
March 28, 1990SatisfactoryFDICNot Reported

Institutional history

4 FFIEC NIC history events

Showing 1 through 4 of 4 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
March 20, 2021Charter Discontinued (Merger or Purchase & Assumption)
October 13, 2018Charter Discontinued (Merger or Purchase & Assumption)
January 30, 2010Failure - Government Assistance ProvidedMARSHALL BANK, NATIONAL ASSOCIATION
July 29, 2006Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipACCUDATA SERVICES, INC.Data Processing ServicerPark River, ND
ROOT_INSTITUTIONUNITED VALLEY BANKNon-member BankCavalier, ND

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank