Listed locations
13
Institution profile
United Southern Bank (Umatilla, FL)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- United Southern Bank
- Display name
- United Southern Bank (Umatilla, FL)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- March 1, 1937
- Established date
- March 1, 1937
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Umatilla, FL, 32784, United States
- FDIC certificate number
- 15465
- Federal Reserve RSSD ID
- 327435
- Domestic location count
- 14
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 15465
- Federal Reserve RSSD ID
- 327435
- Headquarters
- 750 N. Central Avenue, Umatilla, FL, 32784, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| LAKEVIEW TERRACE OFFICE | 331 Raintree Drive | Altoona | FL | 32702 |
| ASTOR BRANCH | 24510 S. R 40 | Astor | FL | 32102 |
| CLERMONT OFFICE | 1510 East State Road 50 | Clermont | FL | 34711 |
| EUSTIS BRANCH | 2701 South Bay Street | Eustis | FL | 32726 |
| LADY LAKE BRANCH | 244 US Hwy 27 & 441 | Lady Lake | FL | 32158 |
| VILLAGES BRANCH, THE | 13609 U.s. Highway 441 | Lady Lake | FL | 32159 |
| LAKE PORT SQUARE BRANCH | 900 Lake Port Boulevard | Leesburg | FL | 34748 |
| LEESBURG OFFICE | 515 West Main Street | Leesburg | FL | 34748 |
| LISBON OFFICE | 10021 County Road 44 West | Leesburg | FL | 34788 |
| SOUTH LEESBURG BRANCH | 27524 Highway 27 & CR 48 | Leesburg | FL | 34748 |
| MOUNT DORA OFFICE | 19010 Hwy 441 | Mount Dora | FL | 32757 |
| TAVARES BRANCH | 1303 North New Hampshire Avenue | Tavares | FL | 32778 |
| WILDWOOD BRANCH | 1017 US Highway 301 | Wildwood | FL | 34785 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- December 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2022 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| August 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| March 5, 2008 | Satisfactory | FDIC | Intermediate Small Bank |
| March 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2002 | Satisfactory | FDIC | Small Bank |
| June 1, 1997 | Satisfactory | FDIC | Small Bank |
| July 1, 1995 | Satisfactory | FDIC | Not Reported |
| August 1, 1993 | Satisfactory | FDIC | Not Reported |
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | UNITED SOUTHERN BANK | Non-member Bank | Umatilla, FL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank