Listed locations
13
Institution profile
United Mississippi Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- United Mississippi Bank
- Display name
- United Mississippi Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- May 14, 1973
- Established date
- May 14, 1973
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Natchez, MS, 39120, United States
- Website
- https://www.unitedmsbk.com
- FDIC certificate number
- 21083
- Federal Reserve RSSD ID
- 544335
- Domestic location count
- 13
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 21083
- Federal Reserve RSSD ID
- 544335
- LEI
- 5493007463ZI67X8T749
- Headquarters
- 75 Melrose-montebello Parkway, Natchez, MS, 39120, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| EUNICE SOUTH 4TH STREET BRANCH | 151 South Fourth Street | Eunice | LA | 70535 |
| NEW ROADS FALSE RIVER DRIVE BRANCH | 2600 False River Drive | New Roads | LA | 70760 |
| VIDALIA BRANCH | 4010 Carter Street | Vidalia | LA | 71373 |
| BROOKHAVEN BRANCH | 130 S Whitworth Ave | Brookhaven | MS | 39601 |
| BUDE BRANCH | 2292 Highway 184 E | Bude | MS | 39630 |
| FAYETTE BRANCH | 1440 Main Street | Fayette | MS | 39069 |
| GLOSTER BRANCH | 117 E Main Street | Gloster | MS | 39638 |
| DOWNTOWN BRANCH | 203 South Commerce Street | Natchez | MS | 39120 |
| MORGANTOWN BRANCH | #1 Morgantown Road | Natchez | MS | 39120 |
| OPERATIONS CENTER | 75 Melrose-montebello Parkway | Natchez | MS | 39120 |
| SOUTHERN BRANCH | 20 Seargent S Prentiss DR | Natchez | MS | 39120 |
| PORT GIBSON FARMER STREET BRANCH | 609 Farmer Street | Port Gibson | MS | 39150 |
| WOODVILLE DOWNTOWN BRANCH | 142 Royal Oak Street | Woodville | MS | 39669 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- October 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| October 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2022 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2013 | Satisfactory | FDIC | Small Bank |
| May 5, 2008 | Satisfactory | FDIC | Small Bank |
| May 5, 2003 | Satisfactory | FDIC | Small Bank |
| December 1, 1997 | Outstanding | FDIC | Small Bank |
| June 1, 1995 | Outstanding | FDIC | Not Reported |
| February 1, 1993 | Outstanding | FDIC | Not Reported |
| August 29, 1990 | Satisfactory | FDIC | Not Reported |
Institutional history
3 FFIEC NIC history events
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| November 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 27, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | UNITED MISSISSIPPI BANK | Non-member Bank | Natchez, MS |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank