Institution profile
UNITED HERITAGE
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 68251
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 12515 Research Blvd Bldg 5
- City
- Austin
- State
- TX
- ZIP
- 78759-2247
- County
- Travis
- Country
- United States
- Phone
- 5124354545
- Hours
- M-F 8a - 5p
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 83,638
- Total assets
- $1,680,599,179
- Total loans — all reported loan categories
- $1,245,944,022
- Shares and deposits
- $1,343,101,506
- Return on average assets
- 0.69%
- Net worth ratio
- 10.06%
- Loan-to-share ratio
- 92.77%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 2.46%
- Loans four-quarter growth
- 0.98%
- Assets four-quarter growth
- 3.89%
- Members four-quarter growth
- 3.26%
- Net-worth four-quarter growth
- 7.89%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- No
- ATM
- No
- Drive-thru
- No
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union