Institution profile

United Community Bank (Chatham, IL)

Bank · Active · Headquarters: Chatham, IL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: United Community Bank
Display name: United Community Bank (Chatham, IL)
Institution status: Active
FDIC insured: Yes
FDIC insured since: July 12, 1965
Established date: July 12, 1965
Charter class: State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Chatham, IL, 62629, United States
Website: https://www.ucbbank.com
FDIC certificate number: 19459
Federal Reserve RSSD ID: 439338
Domestic location count: 46
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Non-member Bank
Primary activity: NAICS 52211
FDIC certificate: 19459
Federal Reserve RSSD ID: 439338
LEI: 5493000XYE7QL54NMB52
Headquarters: 301 North Main Street, Chatham, IL, 62629, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 44 of 44 listed locations

StateCity or branch

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Showing 1 through 44 of 44 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
NAPLES BRANCH	2911 Tamiami Trail N	Naples	FL	34103
ALTON BRANCH	2403 Homer M Adams Parkway	Alton	IL	62002
AUBURN BRANCH	790 East Jackson Street	Auburn	IL	62615
AUBURN FACILITY	Route 4 And Jefferson	Auburn	IL	62615
AUGUSTA BRANCH	507 Main ST	Augusta	IL	62311
WEST BETHALTO BRANCH	333 West Bethalto Drive	Bethalto	IL	62010
129 N. WASHINGTON STREET OFFICE	129 North Washington Street	Bunker Hill	IL	62014
BUNKER HILL PLAZA BRANCH	805 South Franklin	Bunker Hill	IL	62014
BUSHNELL BRANCH	190 East Hurst Street	Bushnell	IL	61422
CAMP POINT BRANCH	206 East Wood Street	Camp Point	IL	62320
CARLINVILLE CNB BRANCH	404 North Broad Street	Carlinville	IL	62626
CARTHAGE BRANCH	410 Buchanan Street	Carthage	IL	62321
COLCHESTER BRANCH	109 East Depot Street	Colchester	IL	62326
DIVERNON BRANCH	200 Reichert Road	Divernon	IL	62530
ELKHART OFFICE	120 Governor Oglesby	Elkhart	IL	62634
301 SOUTH MACOUPIN STREET OFFICE	301 South Macoupin Street	Gillespie	IL	62033
3112 GODFREY ROAD OFFICE	3112 Godfrey Road	Godfrey	IL	62035
GODFREY BRANCH	2711 Godfrey Road	Godfrey	IL	62035
GOLDEN BRANCH	321 Quincy Street	Golden	IL	62339
GREENFIELD BRANCH	402 Main Street	Greenfield	IL	62044
HAMILTON BRANCH	1111 Broadway Street	Hamilton	IL	62341
HUDSON BRANCH	103 West Franklin	Hudson	IL	61748
LINCOLN BRANCH	2201 Woodlawn Road	Lincoln	IL	62656
LOAMI FACILITY	102 Church Street	Loami	IL	62661
MACOMB BRANCH	430 West Jackson Street	Macomb	IL	61455
MACOMB EAST BRANCH	1700 East Jackson Street	Macomb	IL	61455
MECHANICSBURG FACILITY	600 West Main Street	Mechanicsburg	IL	62545
MOUNT STERLING BRANCH	101 East Main Street	Mount Sterling	IL	62353
PAWNEE BRANCH	619 Fifth Street	Pawnee	IL	62558
PITTSFIELD BRANCH	1 Professional Plaza	Pittsfield	IL	62363
BROADWAY STREET BRANCH	5211 Broadway Street	Quincy	IL	62305
MAIN STREET BRANCH	440 Maine Street	Quincy	IL	62301
MOTOR BRANCH	8th & Jersey Street	Quincy	IL	62301
QUINCY (33RD STREET) BRANCH	200 North 33rd Street	Quincy	IL	62301
ROODHOUSE BRANCH	215 South Morse Street	Roodhouse	IL	62082
SHERMAN FACILITY	120 Illini Boulevard	Sherman	IL	62684
700 STEVENSON DRIVE OFFICE	700 Stevenson Drive	Springfield	IL	62703
BRUNS LANE BRANCH	617 North Bruns Lane	Springfield	IL	62702
CHATHAM ROAD FACILITY	120 South Chatham Road	Springfield	IL	62704
NORTHENDER MONEY CENTER FACILITY	2120 Peoria Road	Springfield	IL	62702
SPRINGFIELD BRANCH	3200 West Iles Avenue	Springfield	IL	62711
SPRINGFIELD MONTAVALE PLAZA BRANCH	1900 West Iles Avenue	Springfield	IL	62704
WINCHESTER BRANCH	21 East Market Street	Winchester	IL	62694
PALMYRA BRANCH	123 West Lafayette Street	Palmyra	MO	63461

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: October 1, 2025
Regulator: FDIC
Examination method: Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
October 1, 2025	Satisfactory	FDIC	Large Bank Exam
November 1, 2022	Satisfactory	FDIC	Large Bank Exam
August 1, 2019	Satisfactory	FDIC	Large Bank Exam
July 1, 2016	Satisfactory	FDIC	Intermediate Small Bank
May 1, 2013	Satisfactory	FDIC	Intermediate Small Bank
December 1, 2009	Satisfactory	FDIC	Intermediate Small Bank
October 1, 2006	Satisfactory	FDIC	Intermediate Small Bank
March 1, 2004	Satisfactory	FDIC	Large Bank Exam
March 1, 2001	Satisfactory	FDIC	Small Bank
December 1, 1999	Outstanding	FDIC	Small Bank
December 1, 1996	Satisfactory	FDIC	Small Bank
October 1, 1994	Satisfactory	FDIC	Not Reported
July 1, 1992	Satisfactory	FDIC	Not Reported

Read the methodology

Institutional history

11 FFIEC NIC history events

Showing 1 through 11 of 11 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
April 6, 2019	Charter Discontinued (Merger or Purchase & Assumption)	—
March 10, 2018	Charter Discontinued (Merger or Purchase & Assumption)	—
June 24, 2017	Charter Discontinued (Merger or Purchase & Assumption)	—
June 24, 2017	Charter Discontinued (Merger or Purchase & Assumption)	—
November 12, 2016	Charter Discontinued (Merger or Purchase & Assumption)	—
November 12, 2016	Charter Discontinued (Merger or Purchase & Assumption)	—
August 20, 2005	Charter Discontinued (Merger or Purchase & Assumption)	—
April 11, 1994	Charter Discontinued (Merger or Purchase & Assumption)	—
April 11, 1994	Charter Discontinued (Merger or Purchase & Assumption)	—
April 11, 1994	Charter Discontinued (Merger or Purchase & Assumption)	—
July 21, 1989	Charter Discontinued (Merger or Purchase & Assumption)	—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

3 FFIEC NIC relationship records

Showing 1 through 3 of 3 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
Direct relationship	COMMUNITY BANC MORTGAGE CORPORATION	Domestic Entity Other	Chatham, IL
Direct relationship	UCB CAPITAL ADVISORS, INC.	Domestic Entity Other	Las Vegas, NV
ROOT_INSTITUTION	UNITED COMMUNITY BANK	Non-member Bank	Chatham, IL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered nonmember bank